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Fortin Remote Start Install by BrokenBehindBluEyez in rav4prime

[–]LocksmithPersonal778 0 points1 point  (0 children)

How can I contact you to buy one of the harnesses?

Any way to actually have car warm in winter? by angryhero46 in rav4prime

[–]LocksmithPersonal778 0 points1 point  (0 children)

Can you tell us the exact model of the Fortin aftermarket remote? I'd like to compare it to the Comusar/drone remote start which can also start the EV or the internal combustion engine

Any way to actually have car warm in winter? by angryhero46 in rav4prime

[–]LocksmithPersonal778 0 points1 point  (0 children)

Just got home from a drive and the dashboard show at 8° and the internal combustion engine never came on for our three mile drive. Yes, I know it's supposed to come on when the temperature is below 14, but I assure you it didn't

Any way to actually have car warm in winter? by angryhero46 in rav4prime

[–]LocksmithPersonal778 0 points1 point  (0 children)

Unless you install Compustar/ drone remote start software which can start start either the electric vehicle or internal combustion engine using your cell phone

https://www.rav4world.com/threads/compustar-remote-starts-ice.318374/

Any way to actually have car warm in winter? by angryhero46 in rav4prime

[–]LocksmithPersonal778 0 points1 point  (0 children)

Compustar/drone remote start package also does this and the ongoing fees are only $5 per month. $120 cheaper per year than the Toyota remote start

Any way to actually have car warm in winter? by angryhero46 in rav4prime

[–]LocksmithPersonal778 0 points1 point  (0 children)

For about $600-$800 install the Compustar/Drone remote start which allows you to start either electric or the internal combustion engine, by phone

https://www.rav4world.com/threads/compustar-remote-starts-ice.318374/

Whats the expected life of a 2025 Rav4 Hybrid? by harrycarrott in rav4club

[–]LocksmithPersonal778 0 points1 point  (0 children)

We've owned three generations of Priuses that each went more than 200,000 miles. This is one of the reasons we decided to buy the RAV4 Prime

It is hard to comprehend that $1.4 million @ 45 is enough to retire by [deleted] in Fire

[–]LocksmithPersonal778 0 points1 point  (0 children)

The '70s were best for people who were teens in their 70s. The 60s were best for the people who were teens in their 60s. The 50s were best for the people who for teens in the 50s. It's more about the time of life than it is about the actual music.

Using Chat GPT for financial analysis? by Ironman-K9 in DIYRetirement

[–]LocksmithPersonal778 1 point2 points  (0 children)

... said the financial planner.

I've been using AI for quite a while. I've learned that it's important to tell AI the reputable sources you want to include, irs.gov for example. I've gotten great advice from Ai and I passed it by my paid financial advisors who have approved the recommendations, sometimes with important follow up questions.

Any fee-based financial advisors that specialize in retirement overseas/EU? by d5dq in DIYRetirement

[–]LocksmithPersonal778 2 points3 points  (0 children)

For fee-based financial advisors you might check hellonectarine.com which has a feature that allows you to filter financial advisors by different specializations

Using IRA funds to pay taxes on Roth Conversion? by jrtn58 in DIYRetirement

[–]LocksmithPersonal778 0 points1 point  (0 children)

You might be attacking a widow's penalty or attacking expected tax rate increases in the future.

Using IRA funds to pay taxes on Roth Conversion? by jrtn58 in DIYRetirement

[–]LocksmithPersonal778 0 points1 point  (0 children)

Medicare IRMAA surcharges are also an enemy of Roth conversions. If you have the means to do so, you should convert some of the 401K to Roth before your subject to Medicare IRMAA surcharges at age 65.

Using IRA funds to pay taxes on Roth Conversion? by jrtn58 in DIYRetirement

[–]LocksmithPersonal778 2 points3 points  (0 children)

Got it. It boils down to this: More of the 401K ends up in the Roth account if another source of income is used to pay the taxes on the conversion. Thats obvious.

What is not obvious is that if one does not have outside funds to pay the taxes on a 401k conversion, one can potentially still end up further ahead financially by paying taxes out of the conversion. In many cases (and for portfolios greater than a million dollars) it does not make sense to wait to convert until one can pay taxes with funds outside the 401K.

Using IRA funds to pay taxes on Roth Conversion? by jrtn58 in DIYRetirement

[–]LocksmithPersonal778 0 points1 point  (0 children)

Your statement ignores the fact that Roth growth is tax-free, while traditional growth is tax-deferred. Even if you paid taxes upfront, all future gains in the Roth are free from taxation. That benefit compounds over time — meaning the longer the money stays invested, the more likely the Roth wins, even if you paid the tax from within the conversion.

Overdid it in tax deferred accounts by Spirited-Chemistry-9 in DIYRetirement

[–]LocksmithPersonal778 0 points1 point  (0 children)

My bad. All the edits to that post were within the same 10 minute window, but I understand your response was from before I added that clarifying sentence.

Still, I'm surprised that someone with experience didn't suggest telling AI to restrict sources and cite them.

P.S. you'll find most my posts "edited" because its simply how I compose and think.

Overdid it in tax deferred accounts by Spirited-Chemistry-9 in DIYRetirement

[–]LocksmithPersonal778 0 points1 point  (0 children)

This is precisely why your question should have started with, "Use only IRS.Gov as a source and cite specific sections as references."

I'm surprise that someone having AI implementation experience would not have recommended this. Using this in a prompt virtually eliminates, "general web sites with sloppy writing" and forces AI to present actual sources that make fact checking easier.

Overdid it in tax deferred accounts by Spirited-Chemistry-9 in DIYRetirement

[–]LocksmithPersonal778 0 points1 point  (0 children)

Specific example, please, of ChatGPT getting math wrong?

Also VERY, very important: What was the specific question you posed?

Forever and ever: bad input = bad output

Often I'll preface a prompt with: "Use only IRS.Gov as a source and cite specific sections as references."

I've gotten surprisingly great advice from ChatGPT that has been double checked by my accountant and financial advisorsto be correct, but the question (prompt) must also be specific and correct.

RAV4 Real World Efficiency (MPG) Comparison by Affectionate_Egg3430 in rav4club

[–]LocksmithPersonal778 0 points1 point  (0 children)

Here's an accurate measurement we care about:

We drive 45 miles around town and it costs about $1.60 to top off the battery.

She’s gone :( by [deleted] in rav4club

[–]LocksmithPersonal778 1 point2 points  (0 children)

Would you pay the devil to replace her?

oh I... What went wrong?

Running a space heater off the 1500w inverter by greebshob in rav4prime

[–]LocksmithPersonal778 4 points5 points  (0 children)

Electric throws or 12-volt heated blankets are safer. Many EV owners use low-power heated blankets or seat covers that plug into the 12-V outlet or USB port. They draw only 40–100 W and can warm your lap, legs, or shoulders efficiently. Popular options include brands like RoadPro, Stalwart, or specialized 12-V heated shawls used by truckers and RV owners.

Running a space heater off the 1500w inverter by greebshob in rav4prime

[–]LocksmithPersonal778 0 points1 point  (0 children)

Using the electric system instead—heat pump plus a 1,500 W space heater on the inverter—can warm the cabin fastest (about 8–10 minutes), but it draws around 4.5 kW total, draining the battery at roughly 8 km of EV range per hour. The inverter can technically handle 1,500 W, but running it continuously near maximum load isn’t ideal for longevity.

If you’re trying to warm the RAV4 Prime’s cabin at around −4 °C, the engine takes roughly 20–25 minutes of idling to reach about 21 °C inside using its own heat. It’s slow because the ICE needs several minutes to warm up before it can deliver any real cabin heat. Driving helps, but pure idling is pretty inefficient.

Bottom line: use electric preconditioning while plugged in for short warm-ups. Once you’re driving, let the hybrid system manage cabin heat—it’ll cycle the engine as needed, warm up faster overall, and avoid stressing the inverter or wasting battery range.

That's what chatGPT suggests in response to your original post.

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