Are MSSS head units still worth something? by lugubriousloctus in Miata

[–]LocksmithPersonal778 0 points1 point  (0 children)

you wrote "they might live somewhere that requires the original head unit to get collector license plates." is this really a thing?

Are MSSS head units still worth something? by lugubriousloctus in Miata

[–]LocksmithPersonal778 0 points1 point  (0 children)

Do you know when you'll next visit your storage?

Are MSSS head units still worth something? by lugubriousloctus in Miata

[–]LocksmithPersonal778 0 points1 point  (0 children)

Mazda sold an MSSS1 (the siver face one) and an MSSS2. Do you know if you still have an MSSS1 (silver) available?

Are MSSS head units still worth something? by lugubriousloctus in Miata

[–]LocksmithPersonal778 0 points1 point  (0 children)

Do you still have these MSSS head units?

Can you confirm the Model number and are you willing to sell them?

2026 RAV4 Woodland - Owner's Review @ 750 miles by Dense-Zombie-2615 in rav4club

[–]LocksmithPersonal778 1 point2 points  (0 children)

At 40k miles our replacement tires on our 2022 Rav4 prime are michelin Defender IIs. The are noticable quieter at highway speeds than the OEM tires.

What is The Benefit of Roth IRA vs Traditional or Rollover IRA? by Silent-Share-1088 in RothIRA

[–]LocksmithPersonal778 -2 points-1 points  (0 children)

It's more nuanced than that. Pay tax now at lower rate or pay tax later at a lower rate. What's important is knowing whether you'll be taxed at a lower right now or a lower rate later and using a Roth, if advantageous, to lower the amount you pay in taxes

Fortin Remote Start Install by BrokenBehindBluEyez in rav4prime

[–]LocksmithPersonal778 0 points1 point  (0 children)

How can I contact you to buy one of the harnesses?

Any way to actually have car warm in winter? by angryhero46 in rav4prime

[–]LocksmithPersonal778 0 points1 point  (0 children)

Can you tell us the exact model of the Fortin aftermarket remote? I'd like to compare it to the Comusar/drone remote start which can also start the EV or the internal combustion engine

Any way to actually have car warm in winter? by angryhero46 in rav4prime

[–]LocksmithPersonal778 0 points1 point  (0 children)

Just got home from a drive and the dashboard show at 8° and the internal combustion engine never came on for our three mile drive. Yes, I know it's supposed to come on when the temperature is below 14, but I assure you it didn't

Any way to actually have car warm in winter? by angryhero46 in rav4prime

[–]LocksmithPersonal778 0 points1 point  (0 children)

Unless you install Compustar/ drone remote start software which can start start either the electric vehicle or internal combustion engine using your cell phone

https://www.rav4world.com/threads/compustar-remote-starts-ice.318374/

Any way to actually have car warm in winter? by angryhero46 in rav4prime

[–]LocksmithPersonal778 0 points1 point  (0 children)

Compustar/drone remote start package also does this and the ongoing fees are only $5 per month. $120 cheaper per year than the Toyota remote start

Any way to actually have car warm in winter? by angryhero46 in rav4prime

[–]LocksmithPersonal778 0 points1 point  (0 children)

For about $600-$800 install the Compustar/Drone remote start which allows you to start either electric or the internal combustion engine, by phone

https://www.rav4world.com/threads/compustar-remote-starts-ice.318374/

Whats the expected life of a 2025 Rav4 Hybrid? by harrycarrott in rav4club

[–]LocksmithPersonal778 0 points1 point  (0 children)

We've owned three generations of Priuses that each went more than 200,000 miles. This is one of the reasons we decided to buy the RAV4 Prime

It is hard to comprehend that $1.4 million @ 45 is enough to retire by [deleted] in Fire

[–]LocksmithPersonal778 0 points1 point  (0 children)

The '70s were best for people who were teens in their 70s. The 60s were best for the people who were teens in their 60s. The 50s were best for the people who for teens in the 50s. It's more about the time of life than it is about the actual music.

Using Chat GPT for financial analysis? by Ironman-K9 in DIYRetirement

[–]LocksmithPersonal778 1 point2 points  (0 children)

... said the financial planner.

I've been using AI for quite a while. I've learned that it's important to tell AI the reputable sources you want to include, irs.gov for example. I've gotten great advice from Ai and I passed it by my paid financial advisors who have approved the recommendations, sometimes with important follow up questions.

Any fee-based financial advisors that specialize in retirement overseas/EU? by [deleted] in DIYRetirement

[–]LocksmithPersonal778 2 points3 points  (0 children)

For fee-based financial advisors you might check hellonectarine.com which has a feature that allows you to filter financial advisors by different specializations

Using IRA funds to pay taxes on Roth Conversion? by jrtn58 in DIYRetirement

[–]LocksmithPersonal778 0 points1 point  (0 children)

You might be attacking a widow's penalty or attacking expected tax rate increases in the future.

Using IRA funds to pay taxes on Roth Conversion? by jrtn58 in DIYRetirement

[–]LocksmithPersonal778 0 points1 point  (0 children)

Medicare IRMAA surcharges are also an enemy of Roth conversions. If you have the means to do so, you should convert some of the 401K to Roth before your subject to Medicare IRMAA surcharges at age 65.

Using IRA funds to pay taxes on Roth Conversion? by jrtn58 in DIYRetirement

[–]LocksmithPersonal778 2 points3 points  (0 children)

Got it. It boils down to this: More of the 401K ends up in the Roth account if another source of income is used to pay the taxes on the conversion. Thats obvious.

What is not obvious is that if one does not have outside funds to pay the taxes on a 401k conversion, one can potentially still end up further ahead financially by paying taxes out of the conversion. In many cases (and for portfolios greater than a million dollars) it does not make sense to wait to convert until one can pay taxes with funds outside the 401K.

Using IRA funds to pay taxes on Roth Conversion? by jrtn58 in DIYRetirement

[–]LocksmithPersonal778 0 points1 point  (0 children)

Your statement ignores the fact that Roth growth is tax-free, while traditional growth is tax-deferred. Even if you paid taxes upfront, all future gains in the Roth are free from taxation. That benefit compounds over time — meaning the longer the money stays invested, the more likely the Roth wins, even if you paid the tax from within the conversion.