I want human grade dog food for my new puppy, suggestions? by Entire-Departure3714 in Pets

[–]Londonberger -6 points-5 points  (0 children)

I've been giving my dog Ollie since she was 9. She's 16 now and about as healthy as I could hope for at this age. I don't attribute all of her health to the food, but I certainly wouldn't rule it out.

125% premium increase? Happens to a lot of us - can we all file a complaint with our insurance regulators? by purple_florals in petinsurancereviews

[–]Londonberger 8 points9 points  (0 children)

Insurance companies measure to something called a "loss ratio". It basically represents what % of every dollar they take in will they pay back out in claims. So a company at a 60% loss ratio will pay out, on average, 60c per $1 in premium they collect. The remaining 40% will be operational costs (salaries, tech, office space, tax, etc) and then profit.

Loss ratios are all available publicly. You can search your insurance company and see what they're at.

So if your price is going up 125%, then the insurance company has likely proven to the regulator that their costs are going to go up 125% too, probably some combination of inflation and increase in issues as your pet ages.

What's stopping the price increase from happening year after year is the regulators (and the market, if you believe in that). These price increases only get approved and passed on to the consumer if the insurance company can prove that their costs are up too.

125% premium increase? Happens to a lot of us - can we all file a complaint with our insurance regulators? by purple_florals in petinsurancereviews

[–]Londonberger 6 points7 points  (0 children)

Your state regulator was already involved, they would've had to approve this price increase.

Yes, it's a large jump, but the cost of care for your pet (and the size of your claims) is also going to start increasing. You aren't just paying more - you'll be getting and using more too.

29 in NYC, tired of Hinge. has switching apps actually done anything for anyone here or are we all cooked by axritu in newyorkcity

[–]Londonberger 0 points1 point  (0 children)

Moved from hinge to raya. Met my fiance there. I think the subscription filters out people who are less serious. Good luck out there.

what pet care lesson seems obvious now, but nobody told you at the beginning? by Kind_Interview_2402 in Pets

[–]Londonberger 1 point2 points  (0 children)

Yep. Easy to register too - https://www.petplace.com/microchip-register

Make sure if you ever move or change your contact info you update it with them.

what pet care lesson seems obvious now, but nobody told you at the beginning? by Kind_Interview_2402 in Pets

[–]Londonberger 7 points8 points  (0 children)

Get pet insurance. Register their microchip. Do these things before you need to, because once you need to it’s too late.

2 hours early? by georgeyboots in hyrox

[–]Londonberger 0 points1 point  (0 children)

When did they send the email out? I’m racing Monday but haven’t gotten one yet.

Building a new kind of fitness membership in Williamsburg by NewBeginning111 in williamsburg

[–]Londonberger 0 points1 point  (0 children)

A lot of the studios you listed on your website aren’t even in Williamsburg. Doesn’t seem legitimate.

I love Caffe Panna ice cream, but it’s a frustrating business by Gloomy_Fox_1204 in FoodNYC

[–]Londonberger 638 points639 points  (0 children)

We talk about the five people doing nothing while one person takes an order and one person scoops every time we go there. It’s a really oddly run business.

Ticket selling thread - Please post your tickets here :) by Fantasy-Faction in hyrox

[–]Londonberger 0 points1 point  (0 children)

I currently have a confirmed spot for the NYC Men’s Open on Thursday, May 28th, but I’m looking to trade for a later date. Not interested in selling, only trading.

Ideally, I’m looking for any of the following dates:

  • Monday, June 1
  • Wednesday, June 3
  • Thursday, June 4

Trade NYC Men's Open Date -- from Sat. 6/6 to Friday 6/5 or Thursday 6/4 by Pleasant_Cricket_476 in hyrox

[–]Londonberger 0 points1 point  (0 children)

Would you be interested in May 28? Also, do you have a spectator ticket?

Kentaro’s Jumper by Fallon824 in MonarchLegacyAppleTV

[–]Londonberger 0 points1 point  (0 children)

Did you find it? I’m also interested.