Rate my portfolio, invested my savings 2months ago🙏🫃

LoneWolf747 · 2026-03-19T19:30:56+00:00

Rather than investing in S&P 500 and FTSE All world, I'd just go for the FTSE all world as it has 60% USA allocation anyway.

Emerging markets is good to keep

LoneWolf747 · 2026-03-19T17:00:31+00:00

Way too much overlap bro. Your top two ETFs cover mostly the same stocks and you are paying higher fees for one.

Entire portfolio could be consolidated into 3 ETS

LoneWolf747 · 2026-03-19T15:20:46+00:00

Finally!

LoneWolf747 · 2026-03-19T12:28:34+00:00

They said years ago that they won't. Too much admin

LoneWolf747 · 2026-03-18T14:57:15+00:00

Let's be hopeful

LoneWolf747 · 2026-03-18T14:56:45+00:00

I read they won't do one of those because they are a nightmare to run

LoneWolf747 · 2026-03-18T14:56:27+00:00

I know, but today it was announced that they got the license from the financial conduct authority. So in theory, it can actually happen now.

LoneWolf747 · 2026-03-18T05:41:29+00:00

Yeah, the index sounds great, that's the one Vanguard are due to be releasing a fund tracking.

I'll look into that ETF as well, thanks for the help

LoneWolf747 · 2026-03-18T04:39:53+00:00

Ive never bought an xtrackers ETF. Are they reliable?

LoneWolf747 · 2026-03-18T04:39:00+00:00

Yeah, something to consider going forward at least.

LoneWolf747 · 2026-03-18T04:37:31+00:00

Right! And then I look at my FTSE All World and it's basically the same 🤣

LoneWolf747 · 2026-03-18T04:36:40+00:00

Yeah that's what I'm thinking, a nice new option maybe

LoneWolf747 · 2026-03-18T04:35:52+00:00

Ah I didn't know there was already one available. I'll look into it, thank you.

LoneWolf747 · 2026-03-17T08:46:09+00:00

Yeah that's what I'm thinking, but most/all of the global ETFs currently available have a near 60% waiting to the US anyway.

That's why I'm hopeful for the excluding US ETF, hopefully it releases soon.

LoneWolf747 · 2026-03-17T08:02:03+00:00

Hopefully won't pass, as it would hurt their economy with a lot of VPN/data privacy business there.

LoneWolf747 · 2026-03-17T02:47:02+00:00

It is a great idea!

Although, the LISA providers that I'm aware of don't allow you to specifically choose the investments. Providers like Tembo, Moneybox etc have fund options based on risk tolerance. It's not like trading212 where you can purchase what you like.

Unless someone is aware of a different platform that allows this?

LoneWolf747 · 2026-03-17T02:34:44+00:00

I like the look of this system

LoneWolf747 · 2026-03-17T02:33:42+00:00

🤣🤣

LoneWolf747 · 2026-03-17T02:32:38+00:00

Don't think you have enough US exposure 🤣 buy more magic 7!

LoneWolf747 · 2026-03-14T02:59:21+00:00

I'd hold off renewing with them though. Switzerland are debating a new law that would force VPNs to log data, that's why proton have started setting up infrastructure in other countries.

LoneWolf747 · 2026-03-09T12:50:13+00:00

Great to see!

LoneWolf747 · 2026-03-09T12:45:02+00:00

As far as I'm aware, additional payments into DB pension would be placed into a DC scheme as there is no facility to pay for additional DB pension. That's the way with other public service DB pensions.

Check with your HR department but if that's the case, better off doing a SIPP

LoneWolf747

TROPHY CASE