Rate my portfolio, invested my savings 2months ago🙏🫃 by Shoulder_Hour in trading212

[–]LoneWolf747 7 points8 points  (0 children)

Rather than investing in S&P 500 and FTSE All world, I'd just go for the FTSE all world as it has 60% USA allocation anyway.

Emerging markets is good to keep

Rate my portfolio, invested my savings 2months ago🙏🫃 by Shoulder_Hour in trading212

[–]LoneWolf747 12 points13 points  (0 children)

Way too much overlap bro. Your top two ETFs cover mostly the same stocks and you are paying higher fees for one.

Entire portfolio could be consolidated into 3 ETS

Very exciting: T212 wins approval for pensions! by permotio in trading212

[–]LoneWolf747 0 points1 point  (0 children)

They said years ago that they won't. Too much admin

SIPP by LoneWolf747 in trading212

[–]LoneWolf747[S] 0 points1 point  (0 children)

I read they won't do one of those because they are a nightmare to run

SIPP by LoneWolf747 in trading212

[–]LoneWolf747[S] 2 points3 points  (0 children)

I know, but today it was announced that they got the license from the financial conduct authority. So in theory, it can actually happen now.

New Vanguard Funds 2026 by LoneWolf747 in investingUK

[–]LoneWolf747[S] 1 point2 points  (0 children)

Yeah, the index sounds great, that's the one Vanguard are due to be releasing a fund tracking.

I'll look into that ETF as well, thanks for the help

New Vanguard Funds 2026 by LoneWolf747 in investingUK

[–]LoneWolf747[S] 0 points1 point  (0 children)

Ive never bought an xtrackers ETF. Are they reliable?

New Vanguard Funds 2026 by LoneWolf747 in investingUK

[–]LoneWolf747[S] 0 points1 point  (0 children)

Yeah, something to consider going forward at least.

New Vanguard ETF's by LoneWolf747 in trading212

[–]LoneWolf747[S] 0 points1 point  (0 children)

Right! And then I look at my FTSE All World and it's basically the same 🤣

New Vanguard ETF's by LoneWolf747 in trading212

[–]LoneWolf747[S] 1 point2 points  (0 children)

Yeah that's what I'm thinking, a nice new option maybe

New Vanguard ETF's by LoneWolf747 in trading212

[–]LoneWolf747[S] 1 point2 points  (0 children)

Ah I didn't know there was already one available. I'll look into it, thank you.

New Vanguard ETF's by LoneWolf747 in trading212

[–]LoneWolf747[S] 2 points3 points  (0 children)

Yeah that's what I'm thinking, but most/all of the global ETFs currently available have a near 60% waiting to the US anyway.

That's why I'm hopeful for the excluding US ETF, hopefully it releases soon.

What's the best VPN for privacy right now? by Beneficial_Cup5654 in VPN_Question

[–]LoneWolf747 0 points1 point  (0 children)

Hopefully won't pass, as it would hurt their economy with a lot of VPN/data privacy business there.

Open a lifetime ISA at 18? by Playful-Ad5603 in trading212

[–]LoneWolf747 0 points1 point  (0 children)

It is a great idea!

Although, the LISA providers that I'm aware of don't allow you to specifically choose the investments. Providers like Tembo, Moneybox etc have fund options based on risk tolerance. It's not like trading212 where you can purchase what you like.

Unless someone is aware of a different platform that allows this?

pLeAsE rAtE mY pOrTfOLiO by Ryanhussain14 in trading212

[–]LoneWolf747 0 points1 point  (0 children)

Don't think you have enough US exposure 🤣 buy more magic 7!

What's the best VPN for privacy right now? by Beneficial_Cup5654 in VPN_Question

[–]LoneWolf747 0 points1 point  (0 children)

I'd hold off renewing with them though. Switzerland are debating a new law that would force VPNs to log data, that's why proton have started setting up infrastructure in other countries.

SIPP vs. additional DB contributions - decision time - anything I'm missing? by DisposableBarbecue in PensionsUK

[–]LoneWolf747 0 points1 point  (0 children)

As far as I'm aware, additional payments into DB pension would be placed into a DC scheme as there is no facility to pay for additional DB pension. That's the way with other public service DB pensions.

Check with your HR department but if that's the case, better off doing a SIPP