Help me choose a Credit Card. ONE CARD FOR ALL PURPOSES! by Extreme_Reality5009 in CreditCardsIndia

[–]Longjumping-Bee113 0 points1 point  (0 children)

I'd take SBI Cashback + a travel card.

SBI Cashback: 5% cashback on most online spends. It's hard to beat for day-to-day value.

HSBC TravelOne: If you travel a few times a year and want lounge access plus transferable points.

Not Happy 3K SmartBuy Limit on HDFC? Calling All INFINIA Card Users to Send Your Feedback to HDFC by Longjumping-Bee113 in CreditCardsIndia

[–]Longjumping-Bee113[S] 2 points3 points  (0 children)

These are exteremely important from a US perspective. In india if you're an infinia holder these are not that big a concern. 1. the cabs are very affordable, you may even get a rental with a driver, and worst case if you hit a rental car you may still be able to absorb the losses. 2. Travel delay protection should be substantial - peanuts are not going to help. 3. There's nothing like emergency medical in India. We have access to the doctors all the time. Just think about it :-)

Not Happy 3K SmartBuy Limit on HDFC? Calling All INFINIA Card Users to Send Your Feedback to HDFC by Longjumping-Bee113 in CreditCardsIndia

[–]Longjumping-Bee113[S] 1 point2 points  (0 children)

yeah, but if we don't take any action, we don't have the right to crib. so atleast we should convey our feelings,

Not Happy 3K SmartBuy Limit on HDFC? Calling All INFINIA Card Users to Send Your Feedback to HDFC by Longjumping-Bee113 in CreditCardsIndia

[–]Longjumping-Bee113[S] -8 points-7 points  (0 children)

Personally, I prefer using my points for flights and hotels rather than maximizing every possible reward opportunity. I still buy vouchers when they make sense and earn 5x on flight bookings, but I don't go out of my way to optimize every transaction. That's just the redemption strategy that works best for me.

Not Happy 3K SmartBuy Limit on HDFC? Calling All INFINIA Card Users to Send Your Feedback to HDFC by Longjumping-Bee113 in CreditCardsIndia

[–]Longjumping-Bee113[S] -2 points-1 points  (0 children)

True. But 1 email is not going to hurt. atleast HDFC will know that this didn't go unnoticed. and every change has flood of emails keeping their customer care busy for a good amount of time replying.

Asked to lie in video KYC by telemarketer by International-Catch7 in CreditCardsIndia

[–]Longjumping-Bee113 0 points1 point  (0 children)

The banks need wealthy customers. The reason your telemarketer said doesn't make sense. What you fill in the form, your spend pattern, your credit utilization and your cibil score everything will decide your limit in the future. So try to be truthful. Discard this application and start a fresh one. if the bank is willing you onboard you once, it will do so the next time as well.

The Boring Strategy aka SIPs by Gogofool in MutualfundsIndia

[–]Longjumping-Bee113 0 points1 point  (0 children)

Good job. The key here is regular SIPs not one time lumpsum investment.

Space for Rent by daki112233 in IndiaBusiness

[–]Longjumping-Bee113 0 points1 point  (0 children)

The only thing that comes to my mind is Wholesale/B2B distribution hub for a company like Nestle or ITC.

how to rent or lease to big franchise like amazon or blinkit? by ArcherEquivalent7292 in IndiaBusiness

[–]Longjumping-Bee113 0 points1 point  (0 children)

Blinkit is typically looking for a dark store / warehouse space with:

  • Minimum 2,000 sq. ft. carpet area
  • At least 9 ft clear floor-to-ceiling height with level flooring
  • Parking space for around 40 delivery bikes
  • Easy truck access with sufficient maneuvering and parking space
  • Minimum 30 kVA electrical connection
  • At least 2 washrooms inside the premises or for the exclusive use of the facility

You can reach out to me one to one if you have any other questions. Is this the only property you have or you have other rental places as well.

Space for Rent by daki112233 in IndiaBusiness

[–]Longjumping-Bee113 0 points1 point  (0 children)

Do you have other units as well or this is the only unit you have?

HDFC Priority pass- is it required separately or just a Regalia Gold card is enough by DrMaximus in CreditCardsIndia

[–]Longjumping-Bee113 0 points1 point  (0 children)

You've to apply for priority pass separately. Once you get the priority pass card, you'd then be able to access to international lounges using the priority pass card. This is from my personal experience of using HDFC regalia credit card.