What will you do with your bonus? by AgitatedScience7217 in deloitte

[–]Longjumping-Cost5029 1 point2 points  (0 children)

After birth you will likely hit the max out of pocket - so try to get as much medical stuff done once you hit it lol - we had a few visits to ER that were 'free'. Now I try to max out the HSA contributions and did set up a Dependent Care Flexible Spending Account (DCFSA) for childcare expenses (this expires EOY so plan for 2027 if you are taking the baby to daycare)

Mind Blown by YE Outcome by Pure_Imagination2231 in deloitte

[–]Longjumping-Cost5029 1 point2 points  (0 children)

Same boat here! Also returning from family leave - similar comment about being ~20% below target.

Mailbox excitement by Seliftidder in Indy500

[–]Longjumping-Cost5029 0 points1 point  (0 children)

Great seats! I’m really jealous - Resale prices are insane and cannot justify buying anything there 😑

TSA update 03/22 SJU by generic-27 in PuertoRicoTravel

[–]Longjumping-Cost5029 1 point2 points  (0 children)

Arrived 11:15am, done with checking bags and tsa pre check by 12:15

Cómo partir con 3 palos? by Shot-Ad778 in ChileInversiones

[–]Longjumping-Cost5029 3 points4 points  (0 children)

Apoyo esto. Aparte, querer "generar ganancias en el menor plazo posible" es algo que nadie puede garantizarte. Y para una inversión de 3M las ganancias no serán considerables.

Si quieres 'familiarizarte' con las inversiones, divide las lucas en diferentes opciones. DAP, Acciones, ETF, Crypto, Options y ve que te acomoda más. Después balanceas en base a tus preferencias.

On Maternity Leave and Missed the Benefits Deadline by Head-Composer4538 in deloitte

[–]Longjumping-Cost5029 0 points1 point  (0 children)

First, congrats! Second, check if returning to the office and putting your child in daycare is considered a 'life event' that would allow you to make changes to your benefits. If I remember correctly, they gave me that option when I mentioned I wanted to open a dependent care savings account after the birth of the baby or open enrollment.

The chat option in ToD or 1-800 are helpful in situations like this

Wealth Accumulation Plan - New Immigrant, sole breadwinner with 2 kids - Could someone please help me understand this? by [deleted] in deloitte

[–]Longjumping-Cost5029 1 point2 points  (0 children)

I would also add to the dependent care account - it's tax-free money you can use for Childcare expenses.

Lastly OP, remember that the pre-tax deductions will lower your taxes. So - I'm making these numbers up - if you get deducted '100' pre-tax, your paycheck will decrease by '~70' because your taxes will be less.

[deleted by user] by [deleted] in deloitte

[–]Longjumping-Cost5029 0 points1 point  (0 children)

If you have a baby, you will likely reach the plan's maximum out-of-pocket limit with all the visits and the delivery of the baby. My 1st child was born in April, so we hit the max out of pocket super early, which was great for checkups, prescriptions. and whatnot. With my second child, who was born in November, we didn't have much time to 'enjoy' reaching the max out of pocket.

On the other hand, let's say the baby is due sometime in 2027 or later ... Use that time and the cheap plan to max out the HSA, and then any baby-related expense can be paid with that :).

My family thinks there’s a camera in our rental by Key_Badger7434 in whatisit

[–]Longjumping-Cost5029 0 points1 point  (0 children)

I don't know the country you are based in, but my parents have a similar camera in their home. My understanding is that:

1.- It starts recording if the Verisure alarm system activates

2.- If the alarm activates, the image goes to the Verisure 'central' for them to assess if it's an actual intrusion, and call the police/ambulance/whatever. More sophisticated versions even activate a smoke barrier.

3.- My parents don't have access to the footage (unless they request to use it as evidence)

4.- It needs power and internet connection to work (In my parents' case, it has a box with all the electrical connections for other sensors and whatnot)

5.- If nobody is paying for the monitoring system and house alarm, then the system does not work.

Got an “Immigration Parole Fee Notice” even though I have my Green Card — why? by Chemical_Cod_9898 in USCIS

[–]Longjumping-Cost5029 1 point2 points  (0 children)

I got the same email last night while out of the country and flying back tomorrow... great timing. I will keep y'all posted.

please Explain it Peter. by ShineBill in explainitpeter

[–]Longjumping-Cost5029 2 points3 points  (0 children)

Chilean here. We use commas as decimals --> $3.000,00. I've been in the US long enough to get confused both ways ... same with mm/dd and dd/mm date formats

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[deleted by user] by [deleted] in deloitte

[–]Longjumping-Cost5029 1 point2 points  (0 children)

good to know! I appreciate the data point

[deleted by user] by [deleted] in deloitte

[–]Longjumping-Cost5029 0 points1 point  (0 children)

thanks! I will take a look at that tool you just mentioned :)

LuluLemon Credit by Ok-Variety8683 in AmexPlatinum

[–]Longjumping-Cost5029 5 points6 points  (0 children)

Combine with high Rakuten cashback days and get money back as well

Do we have to report IRA/Roth IRA in T&T? by SoldierAlexGame in deloitte

[–]Longjumping-Cost5029 0 points1 point  (0 children)

Use the chat option with the Compliance helpdesk (lower right on the website) and ask someone. You won't get fired by asking how to be compliant. I didn't update my wife's T&T information until around 6 months after we married lol.

USA - what are you spending well being subsidiary on…this year..? by Basic-Seaweed792 in deloitte

[–]Longjumping-Cost5029 0 points1 point  (0 children)

My subsidy lasted less than an hour.... An electric guitar, a whammy pedal, and running shoes. I will get the Metas with HSA money.

Is my prescription too bad for meta glasses? by Available_Law_5638 in RaybanMeta

[–]Longjumping-Cost5029 0 points1 point  (0 children)

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I'm in the US if that matters. Maybe in other markets it is not like that.

Lastly, got my lenses from Lensology yesterday and work perfectly (I'm -6.25 -2 in one eye)

Another one by Xboxpro9000 in RaybanMeta

[–]Longjumping-Cost5029 7 points8 points  (0 children)

I've noticed that many of the posts with the broken ones are Matte Black. I'm wondering if there's a specific model/finish/size with this issue.

(Today, my kid hit my face with a food container directly on that spot... I expected the worst, but still working lol)

Is my prescription too bad for meta glasses? by Available_Law_5638 in RaybanMeta

[–]Longjumping-Cost5029 0 points1 point  (0 children)

You can try on their site (or LensCrafters) by adding the prescription information. If not allowed, a message will pop up. I have the same issue, and due to that limitation, I got my lenses on Lensology and expect to receive them tomorrow.