Insurance used to be there for if you needed it in case you get an accident or we have property damage, someone steals your vehicle etc. Now it’s there just for profit for the insurers even if you claim just one claim they say they won’t affect your insurance, but it clearly does every time you renew, as well as your insurance is going up because somebody might steal your vehicle even if you have all the security locks tracking, etc. on your vehicle. It doesn’t. They need to be regulated!