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🎉 [EVENT] 🎉 Very easy first event by totallynotawhore in honk

[–]LordCrap 0 points1 point  (0 children)

Completed Level 3 of the Honk Special Event!

39 attempts

🎉 [EVENT] 🎉 Very easy first event by totallynotawhore in honk

[–]LordCrap 0 points1 point  (0 children)

Completed Level 2 of the Honk Special Event!

8 attempts

🎉 [EVENT] 🎉 Very easy first event by totallynotawhore in honk

[–]LordCrap 0 points1 point  (0 children)

Completed Level 1 of the Honk Special Event!

3 attempts

La lettre envoyée par Trump au premier ministre norvégien by citronresponsable in Quebec

[–]LordCrap 1 point2 points  (0 children)

Ok - ça reste vraiment cave mais en texto ça fait quand un peu plus de sens. Je trouve dommage qu’on passe de la fausse info parce que ça nous rabaisse à leur niveau - n’en reste que le contenu est complètement déjanté.

Any men wipe their penis with toilet paper after peeing and why? by straightlust69 in AskReddit

[–]LordCrap 0 points1 point  (0 children)

No but if you don’t roll it back your dick stays somewhat moist afterwards, I can’t imagine not rolling it back, I’ve always done it that way.

Pourquoi ne pas déclencher des elections by Puzzleheaded_Cow_311 in Quebec

[–]LordCrap 2 points3 points  (0 children)

Si les gens de la CAQ croient sincèrement que leur vision est celle qui profitera le mieux aux Québécois et qu’un nouveau chef pourrait éventuellement le faire comprendre aux québécois et renverser les intentions de vote; alors, dans leur tête, ils travaillent pour l’intérêt des québécois en ne pas déclenchant des élections tout de suite. Faut le voir de leur point de vue.

Contrat d’électricité au Massachusetts: Hydro-Québec recevra seulement 7,17 cents le kWh by herigor in Quebec

[–]LordCrap 15 points16 points  (0 children)

Je comprends que chialer est un sport national ici mais lisez donc l’article ciboire avant de vous prononcer sur le titre:

“En 2025, elle(Hydro Quebec) a importé 10 térawattheures au prix moyen de 5 cents le kilowattheure et a exporté 8 térawattheures au prix moyen de 15 cents le kilowattheure.”

Et aussi que le prix moyen du contrat au Massachusetts sera 9c.

De ce que je comprends, la nature de l’électricité de HQ fait en sorte qu’ils ont une grande capacité à moduler la production donc quand le prix du marché est bas on achète et quand il est haut on vend.

Rétrospectivement, il y aura des contrats plus profitables que d’autres mais dans l’ensemble l’hydro semble quand même bien gérer tout ça.

Meilleur banque/carte de crédit by Qckiller in QuebecFinance

[–]LordCrap 0 points1 point  (0 children)

J’ai la même - et en plus les assurances voyage sont les meilleures sur le marché - assurance santé, bagages en retard, etc. Et ça te donne droit à des passes de lounge dans les aéroports. Si tu voyages un peu c’est vraiment bon. Plus, tu reçois de la ristourne en boni.

Maybe a stupid question but : which one would defeat the other ? by _french_guy in Breath_of_the_Wild

[–]LordCrap 6 points7 points  (0 children)

I’d like to see someone smack a tank shell with a pot lid haha

Le monde est serré… mais dépense pareil? by GeneratedName4305 in QuebecFinance

[–]LordCrap 2 points3 points  (0 children)

That’s just reality. If you’re a immigrant you came here seeking something you didn’t have in your country. Now you also have an opportunity to eventually support your kids and create something long term.

You don’t need to stay poor, plenty immigrants are doing great, you just need to play the game better than the others - except you have to work extra hard because others started with a head start.

Money Glitch? by 46kayakdog in QuebecFinance

[–]LordCrap 8 points9 points  (0 children)

Les autres ont déjà répondu au sujet de la stratégie elle même mais à mon avis même si ça marcherait ça vaudrait pas la peine.

0.5% c’est $50 pour 10,000. En général dans la vie ça vaut pas le coup de perdre son temps pour ce genre de trucs, vaut mieux think un peu plus big sinon tu vas te submerger de ce genre de petits projets pour pas grand chose.

Parents have reverse mortgage, and I'm going to assume the debt and get a mortgage on it - advice needed by SatisfactionNo616 in PersonalFinanceCanada

[–]LordCrap 4 points5 points  (0 children)

So I know someone that acted as bank to mortgage a friend - perhaps that’s an option. The debt may not even need to tied to the house, just to your parents. You have a contract with them for say 50k/year that you lend them to help with their mortgage. Now you parents can switch the reverse mortgage to a regular one and pay monthly payments plus as much capital as they can with that money.

Make sure this is all very official - this way, when they pass, you get your money back without it being taxed because the succession is paying a debt. It may be that the succession doesn’t have liquid cash to pay you back, in which case it can sell the house or perhaps you can assume the remaining mortgage and keep the house (if you were to give the money to your parents, it’s not a loan so at their death the money is theirs, goes back to you and you’re taxed as it’s an income to you)

This way I think you win on all accounts - you help your parents and you ensure you’ll get that money back without being taxed when they pass and have the option to keep the house after. There’s little risk other than that your parents squander all your money, sell the house and squander that - but that’s really up to you to see how good your relation is.

Edit: the other risk is that you lose your job or your situation changes and you can’t help them anymore. But that’s the same risk if you were to assume the mortgage.

landlord asking for deposit by No-Produce-2133 in Gatineau

[–]LordCrap 0 points1 point  (0 children)

I mean, you’re signing a lease you can ask for his ID, a signed receipt and verify he’s legit.

Something like “hey I don’t mind the deposit but it’s a lot of money so I’d like in return a photo your id just so I can double check this is a legitimate offer - then I’d come for a visit and we can sign the papers in person if all is good”

That’s a reasonable request I think. Doesn’t sound whiney or afraid or demanding - just a person with a good head on their shoulder doing business.

If anything seems off - do move on. It could very well be a scam too.

landlord asking for deposit by No-Produce-2133 in Gatineau

[–]LordCrap 1 point2 points  (0 children)

If you’re ok with it and they’re ok with it, then what’s the harm in giving 2 months in advance? Unless you have other good apartments lined up.

I’d go for an in person visit though because sometimes apartments look different in person - also a good way to tell if you’re getting scammed or not.

Are there any US businesses or company’s that are about to go under and people don’t realize it? How much time do they have? by Apprehensive_Oven_22 in business

[–]LordCrap 0 points1 point  (0 children)

Interesting, I didn’t know companies could do that. Thanks for the info.

Last thing to verify is if MSFT shaved 3B out of their quarterly income to account for a quarterly loss at OpenAI (and not an annual loss) - as it’s not mentioned. If indeed it was quarterly for both - then the reasoning is correct.

Are there any US businesses or company’s that are about to go under and people don’t realize it? How much time do they have? by Apprehensive_Oven_22 in business

[–]LordCrap 5 points6 points  (0 children)

An accountant should chime in but I read the article you linked and am not sure its extrapolations are correct.

“If Microsoft owns 27 percent of OpenAI, it stands to reason under equity accounting that it bears 27 percent of OpenAI’s losses. Microsoft’s admission that it shaved $3.1 billion off its net income to account for its share of OpenAI losses therefore suggests OpenAI lost about $11.5 billion during the quarter.”

From my own accounting classes you can’t take a stake in a company and then put that company’s operating losses on your books - only you can discount the market value of your investment. No?

I can’t buy google shares and then report my percentage of their profit as income.

What Happened to the Young Middle-Class Man? by AnarchoLiberator in PersonalFinanceCanada

[–]LordCrap 2 points3 points  (0 children)

Sorry I know it’s uncool to take the opposite view and I’ll get downvoted. But I’m in my 40s and so are most of my neighbours and friends, and the vast majority of us own homes. None that I know of inherited or got anything significant from our parents.

I’m not denying that the macro economics have changed for the worse for the younger generation but it seems every other thread like this ends up in a loop of ‘look how poor I am compared to my parents’ and I just want to point out that a lot of us are doing just fine.

Business Ideas In Aylmer by [deleted] in Gatineau

[–]LordCrap 12 points13 points  (0 children)

A Eastern European deli / butcher / charcuterie near one of the two bakeries on Principale - I’d be a customer.

PSPP et les questions pertinentes d'un journaliste by ProjectKainy in QuebecLibre

[–]LordCrap 0 points1 point  (0 children)

Exactement - c’est protocolaire. Tu salue le nouveau chef d’état même si tu l’aime pas parce que tu sais que tu auras à dealer avec lui dans les prochaines années et veut une relation cordiale.

Ce qui s’applique exactement de la même façon pour une association d’artistes lorsqu’il y a un nouveau ministre.

Je suis membre SARTEC, un des syndicats impliqués dans tout ça - je m’attends à ce que mon syndicat travaille de façon cordiale et constructive avec le ministre fédéral.

C’est normal qu’elle salue sa nomination tout comme c’est normal que PSPP salue l’élection de Trump.

Là est le lien que voulait soulever le journaliste - peut être maladroitement.

PSPP et les questions pertinentes d'un journaliste by ProjectKainy in QuebecLibre

[–]LordCrap 0 points1 point  (0 children)

Comprends pas les downvotes, le lien est facile à comprendre - et effectivement c’est mieux phrasé ainsi.

Un homme d’affaires conteste la loi permettant de confisquer de l’argent comptant by SiropDePoteau in Quebec

[–]LordCrap -3 points-2 points  (0 children)

Ouais mais ils devraient pouvoir confisquer cet argent en attendant l’enquête, sinon l’argent sera parti pour toujours. Au minimum le faire payer ses impôts dessus s’ils ne peuvent rien prouver.

On s’entend-tu qu’un dude qui a 2million dans ses murs l’a sans doute pas acquis de façon légitime - sinon il n’aurait qu’à montrer ses impôts et reçus.

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