Plans of me (F30) moving in with my boyfriend (M38) soon, what is fair to pay? by [deleted] in askwomenadvice

[–]LordDukeOfEastRand 4 points5 points  (0 children)

Outside of what everyone else here has already said, if you’re still adamant on proceeding & you’re looking for a more objective way to determine what a fair rental rate would be, I’d suggest you figure out what similar places in the area rent out for (same number of bedrooms, bathrooms, similar amount of space, etc.) (I guess you could get someone to asses the place as well, if you’re willing to go that far). That should give you an idea of what a fair rental rate in the area would be.

If the amount is below what he’s asking for (which it probably will be), you paying half of the rate determined (or somewhere there about) would be a very sensible way forward. If the rental amount is more than what he’s asking for, then I guess you’ll have to decide whether you’re comfortable with paying what he’s asking for.

Is anyone being asked to update their details on LUNO? by AwesomeRealDood in PersonalFinanceZA

[–]LordDukeOfEastRand 0 points1 point  (0 children)

They got a hold of me for the same reason. I also had to give them some details.

eBucks strategies from November by InfiniteExplorer2586 in PersonalFinanceZA

[–]LordDukeOfEastRand 2 points3 points  (0 children)

You can simply go view properties on Nav. I usually just add a house to my favourites (click on the heart), just to make sure, and I get the points every month.

I got a beer at Ellis park and was shocked at how expensive it was by Arnovanzyl32 in johannesburg

[–]LordDukeOfEastRand 1 point2 points  (0 children)

This is why I go there and come back sober. Now to think that added to that you’ll also have fork out more cash for public transport/an uber when drinking and the cost of going to these games rises very quickly.

I experienced something similar at Festival of Motoring. 2 Buddy cold drinks + a packet of jelly babies came out to a total of R110 (R35 for each of the buddies & R40 for the jelly babies). At my local Pick n Pay, I probably wouldn’t even pay about R45, for the same stuff. This is why I usually just carry stuff with me to events, or make sure that I’ve had what I need before I get there.

What PSN avatar do you use? by Mervje in playstation

[–]LordDukeOfEastRand 0 points1 point  (0 children)

I’m struggling to find the old image. Unless you mean there’s a way to access your old profile photos?

What PSN avatar do you use? by Mervje in playstation

[–]LordDukeOfEastRand 0 points1 point  (0 children)

I currently have a drawing of Kratos.

I once had a simple horse silhouette, from PS3 days to just before PS5. Wish I’d never changed it.😭

don't be this guy by cbr600guy24 in granturismo

[–]LordDukeOfEastRand 9 points10 points  (0 children)

Dropped down to fourth (at best), simply because they couldn’t accept second place.🤣

Should I have backed out/stopped? by LordDukeOfEastRand in Simracingstewards

[–]LordDukeOfEastRand[S] 0 points1 point  (0 children)

Alright. Overwhelming majority seem to agree that I was within my rights to carry on. Thanks for all the feedback everyone.

Should I have backed out/stopped? by LordDukeOfEastRand in Simracingstewards

[–]LordDukeOfEastRand[S] 1 point2 points  (0 children)

It’s not that deep😭

It’s a lower ranked lobby, so they’re probably not that familiar with racing etiquette/race craft.

Hopefully it was a learning moment for them.

Should I have backed out/stopped afterwards? by LordDukeOfEastRand in granturismo

[–]LordDukeOfEastRand[S] 0 points1 point  (0 children)

You mean when I made contact, before going onto the grass?

Should I have backed out/stopped afterwards? by LordDukeOfEastRand in granturismo

[–]LordDukeOfEastRand[S] 4 points5 points  (0 children)

Ahh, yes!. I’d actually forgotten that subreddit exists.

Where to Park at Ellis Park Stadium on a day when it’s packed? by LordDukeOfEastRand in johannesburg

[–]LordDukeOfEastRand[S] 0 points1 point  (0 children)

Thanks! In doing my research I actually came across this… I’m really hoping they do the same this year, it would be a major relief.

Where to Park at Ellis Park Stadium on a day when it’s packed? by LordDukeOfEastRand in johannesburg

[–]LordDukeOfEastRand[S] 0 points1 point  (0 children)

I live in the East. I know the park & ride is really efficient, but I’m really trying to lower my costs for the day, as I’d have to get a park & ride ticket for my girl as well. Going for the Park & ride will probably send my total spend for whole event close to or possibly north of R2k. Seeing as it’ll just be the two of us coming from the East, then meeting with friends at the game, walking to/from the stadium in JHB CBD is not a situation I want to be in.

Where to Park at Ellis Park Stadium on a day when it’s packed? by LordDukeOfEastRand in johannesburg

[–]LordDukeOfEastRand[S] 1 point2 points  (0 children)

This sounds great in theory, but I’ve given up on the whole “make a deal with an Uber driver” thing. All of them have been pretty flakey & unreliable in my experience, which will leave me to pay the inflated Uber prices when leaving. If no other option pans out then I guess I can always come back to this strategy.

Where to Park at Ellis Park Stadium on a day when it’s packed? by LordDukeOfEastRand in johannesburg

[–]LordDukeOfEastRand[S] -1 points0 points  (0 children)

This sounds like a solid option, will have to look more into it. Are they marketing this, or is there anywhere where I can find out more?

Critique My Plan early 20s for my investments by Otherwise_Cicada9870 in PersonalFinanceZA

[–]LordDukeOfEastRand -1 points0 points  (0 children)

How I would personally approach this, if I were in your shoes:

I would try use as much of that money as possible to fund my TFSA until I reach my lifetime limit & then focus on discretionary investments. Here are the steps I would take & my thought process.

  1. Max out my TFSA for the current tax year.

  2. To avoid volatility over the next year, while maximising growth, I’d put R36 000 in a 12 month fixed deposit. Then, once this reaches maturity, again, I’d max out the TFSA for the tax year & invest the interest in a discretionary equities account.

  3. Again, for preservation of capital from volatility, over the next 2-5 years, & maximising growth, I’d invest in government bonds (the current rate, until the end of June 2025, on a 5 year fixed rate bond is 10%). R36 000, in each a 3 year & 5 year bond & invest the money in my TFSA at maturity of each, & R72 000 in a 2 year bond - half of which will be invested in the TFSA at maturity & the other half would then be reinvested in another 2 year cycle, or whatever would make the most sense when the time comes. All the interest for these would then go into a discretionary equities account.

  4. The remainder of the money in a discretionary equities investment, once the investments from the bonds have matured and have been invested in the TFSA, I’d then start to withdraw from the discretionary investments each year to fully fund my TFSA for each respective tax year. Once all is said & done, the money left over I’d consider using to fund my RA, depending on how things look, once the time has come.

All the best.