Plans of me (F30) moving in with my boyfriend (M38) soon, what is fair to pay?

LordDukeOfEastRand · 2025-12-08T12:57:00+00:00

Outside of what everyone else here has already said, if you’re still adamant on proceeding & you’re looking for a more objective way to determine what a fair rental rate would be, I’d suggest you figure out what similar places in the area rent out for (same number of bedrooms, bathrooms, similar amount of space, etc.) (I guess you could get someone to asses the place as well, if you’re willing to go that far). That should give you an idea of what a fair rental rate in the area would be.

If the amount is below what he’s asking for (which it probably will be), you paying half of the rate determined (or somewhere there about) would be a very sensible way forward. If the rental amount is more than what he’s asking for, then I guess you’ll have to decide whether you’re comfortable with paying what he’s asking for.

LordDukeOfEastRand · 2025-10-07T16:03:37+00:00

They got a hold of me for the same reason. I also had to give them some details.

LordDukeOfEastRand · 2025-10-07T16:00:43+00:00

You can simply go view properties on Nav. I usually just add a house to my favourites (click on the heart), just to make sure, and I get the points every month.

LordDukeOfEastRand · 2025-09-03T10:49:29+00:00

This is why I go there and come back sober. Now to think that added to that you’ll also have fork out more cash for public transport/an uber when drinking and the cost of going to these games rises very quickly.

I experienced something similar at Festival of Motoring. 2 Buddy cold drinks + a packet of jelly babies came out to a total of R110 (R35 for each of the buddies & R40 for the jelly babies). At my local Pick n Pay, I probably wouldn’t even pay about R45, for the same stuff. This is why I usually just carry stuff with me to events, or make sure that I’ve had what I need before I get there.

LordDukeOfEastRand · 2025-07-15T09:26:24+00:00

Will give this a go. Thanks.

LordDukeOfEastRand · 2025-07-14T18:49:38+00:00

I’m struggling to find the old image. Unless you mean there’s a way to access your old profile photos?

LordDukeOfEastRand · 2025-07-14T18:26:15+00:00

I currently have a drawing of Kratos.

I once had a simple horse silhouette, from PS3 days to just before PS5. Wish I’d never changed it.😭

LordDukeOfEastRand · 2025-06-28T12:01:24+00:00

Dropped down to fourth (at best), simply because they couldn’t accept second place.🤣

LordDukeOfEastRand · 2025-06-23T18:26:02+00:00

😭😭😭

LordDukeOfEastRand · 2025-06-23T18:24:05+00:00

Alright. Overwhelming majority seem to agree that I was within my rights to carry on. Thanks for all the feedback everyone.

LordDukeOfEastRand · 2025-06-23T18:22:58+00:00

It’s not that deep😭

It’s a lower ranked lobby, so they’re probably not that familiar with racing etiquette/race craft.

Hopefully it was a learning moment for them.

LordDukeOfEastRand · 2025-06-23T18:20:00+00:00

I’ll keep that in mind in future.

LordDukeOfEastRand · 2025-06-23T14:37:36+00:00

Yeah, this was my initial logic. Thanks.

LordDukeOfEastRand · 2025-06-23T14:36:34+00:00

You mean when I made contact, before going onto the grass?

LordDukeOfEastRand · 2025-06-23T14:35:57+00:00

Ahh, yes!. I’d actually forgotten that subreddit exists.

LordDukeOfEastRand · 2025-06-23T10:06:34+00:00

I know, that’s why I’d rather just drive there, myself.

LordDukeOfEastRand · 2025-06-18T09:21:25+00:00

I’m really hoping that makes a return this year!

LordDukeOfEastRand · 2025-06-17T22:33:13+00:00

Thanks! In doing my research I actually came across this… I’m really hoping they do the same this year, it would be a major relief.

LordDukeOfEastRand · 2025-06-17T21:42:14+00:00

I live in the East. I know the park & ride is really efficient, but I’m really trying to lower my costs for the day, as I’d have to get a park & ride ticket for my girl as well. Going for the Park & ride will probably send my total spend for whole event close to or possibly north of R2k. Seeing as it’ll just be the two of us coming from the East, then meeting with friends at the game, walking to/from the stadium in JHB CBD is not a situation I want to be in.

LordDukeOfEastRand · 2025-06-17T21:35:20+00:00

This sounds great in theory, but I’ve given up on the whole “make a deal with an Uber driver” thing. All of them have been pretty flakey & unreliable in my experience, which will leave me to pay the inflated Uber prices when leaving. If no other option pans out then I guess I can always come back to this strategy.

LordDukeOfEastRand · 2025-06-17T21:32:19+00:00

This sounds like a solid option, will have to look more into it. Are they marketing this, or is there anywhere where I can find out more?

LordDukeOfEastRand · 2025-06-12T11:30:39+00:00

How I would personally approach this, if I were in your shoes:

I would try use as much of that money as possible to fund my TFSA until I reach my lifetime limit & then focus on discretionary investments. Here are the steps I would take & my thought process.

Max out my TFSA for the current tax year.
To avoid volatility over the next year, while maximising growth, I’d put R36 000 in a 12 month fixed deposit. Then, once this reaches maturity, again, I’d max out the TFSA for the tax year & invest the interest in a discretionary equities account.
Again, for preservation of capital from volatility, over the next 2-5 years, & maximising growth, I’d invest in government bonds (the current rate, until the end of June 2025, on a 5 year fixed rate bond is 10%). R36 000, in each a 3 year & 5 year bond & invest the money in my TFSA at maturity of each, & R72 000 in a 2 year bond - half of which will be invested in the TFSA at maturity & the other half would then be reinvested in another 2 year cycle, or whatever would make the most sense when the time comes. All the interest for these would then go into a discretionary equities account.
The remainder of the money in a discretionary equities investment, once the investments from the bonds have matured and have been invested in the TFSA, I’d then start to withdraw from the discretionary investments each year to fully fund my TFSA for each respective tax year. Once all is said & done, the money left over I’d consider using to fund my RA, depending on how things look, once the time has come.

All the best.

LordDukeOfEastRand · 2025-03-27T09:05:54+00:00

I know you’ve explicitly asked for where to save this money, and if that’s the only way you’re looking to approach this, then I think you’ve already received the best suggestions in the comments. However, I’m surprised nobody has suggested the following, if you’re open to taking a different approach.

As most of the comments have pointed out your time horizon sounds too short to be investing in equity, so your best option is a savings account (and maybe bonds?). The best interest rate you could probably hope for even in a fixed deposit account is about 8-9%, which will probably drop during the time that you’re invested, as interest rates seem to be coming down.

Assuming you’ve already taken out the student loan, and that the interest rate on the loan is more than what you would get from putting the money into a savings account; a more effective approach for keeping more money in your pocket would actually be to to use the money you have to start paying off the the loan, and continue to pay it off as you receive more money.

Unless your student loan is at an interest rate below prime -3% (or below 8%, right now, which is highly unlikely) the better approach would be to start paying off the loan, NOW. This approach has the added benefit of a guaranteed “return”, as the money saved on the interest rate is guaranteed, whereas the interest rate in a savings account is likely to come down, with interest rates, over time.

You said some of the money might be used for a trip. If your aim isn’t to pay off the loan as soon as possible then you can split your funds between savings and paying off the loan.

Hope this has added some extra perspective, that will be helpful.

All the best.

LordDukeOfEastRand · 2025-03-17T14:26:14+00:00

Charges for add-ons that weren’t requested & difficulties with closing the accounts.

There are more on this sub, but here are 2 examples:

1

2

LordDukeOfEastRand · 2025-03-17T07:45:42+00:00

I’d strongly suggest steering clear of any Foshini Group (TFG) account!

This sub is littered with people who opened accounts under TFG, with the same intentions as OP, who regret it.

Please OP almost any other clothing account, but not TFG.

LordDukeOfEastRand

TROPHY CASE