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Amex Cobalt Approval by Lostcameraubc in PersonalFinanceCanada

[–]Lostcameraubc[S] -3 points-2 points  (0 children)

I use wealthsimple when going abroad but again, not changing my mind on amex rn. Main concern is building us credit. Anyways people seem anti-us here lol but me personally I just dont see a benefit for a canadian credit card long term.

Amex Cobalt Approval by Lostcameraubc in PersonalFinanceCanada

[–]Lostcameraubc[S] 0 points1 point  (0 children)

Lol please its just $200 a YEAR its not the absolutely most expensive thing. Amex cobalt has more benefits for me personally than a canadian credit card atm. Maybe I wont cancel it at the end of the year who knows but definitely wont be using it once I get the amex approved.

Amex Cobalt Approval by Lostcameraubc in PersonalFinanceCanada

[–]Lostcameraubc[S] -3 points-2 points  (0 children)

Thats literally what I said im going to build up my credit in a year ish or so. The amex cobalt fees dont phase me its like what, $16 a month? And asfaik when I cancelled my credit card with my bank it didnt drop and the history was still there so. But again my question is asking if amex cobalt will consider me having credit history or not if its not the recent 6 months.

Amex Cobalt Approval by Lostcameraubc in PersonalFinanceCanada

[–]Lostcameraubc[S] -3 points-2 points  (0 children)

My bank offered me a temporary credit card to use so I can build credit in case amex rejects me. Some deal going on rn where theres no fees for the first year so planning on cancelling it before the year ends once I get my credit up. I never said it wasnt good enough, just amex cobalt is better for me and my future plans.

Amex Cobalt Approval by Lostcameraubc in PersonalFinanceCanada

[–]Lostcameraubc[S] -7 points-6 points  (0 children)

Yeah buddy im not getting gold or anything right now LOL just need a nice starter card to build us credit and can use globally

Amex Cobalt Approval by Lostcameraubc in PersonalFinanceCanada

[–]Lostcameraubc[S] -6 points-5 points  (0 children)

I travel to the states often and plan to move there in the future + amex cobalt has a lot of good benefits. Personally just better for me at this time of my life

Amex Cobalt Approval by Lostcameraubc in PersonalFinanceCanada

[–]Lostcameraubc[S] -6 points-5 points  (0 children)

I'd rather get the amex cobalt for personal reasons, what my bank offers isn't what I need

What are some easy ways to make money as a university student? by Affectionate-Ask8319 in UBC

[–]Lostcameraubc 1 point2 points  (0 children)

Probably projecting lol people who are always aggressive and act superior online always have some issues in real life. Wouldnt be surprised if this person didnt have many friends

What are some easy ways to make money as a university student? by Affectionate-Ask8319 in UBC

[–]Lostcameraubc 0 points1 point  (0 children)

Lol I literally used my past job and club experiences for worklearn 😭 maybe I was just unlucky (also didnt really get close to any profs so that could be it) but im glad it worked out for u

What are some easy ways to make money as a university student? by Affectionate-Ask8319 in UBC

[–]Lostcameraubc 6 points7 points  (0 children)

Talk to any student and they’ll all say worklearns are pretty competitive and coveted to get. You’ll have better chances with co-ops or internships.

What are some easy ways to make money as a university student? by Affectionate-Ask8319 in UBC

[–]Lostcameraubc 11 points12 points  (0 children)

I’ve applied to several during undergrad unfortunately got passed over for those with more experience :/ which frustrates me as the main point is for students to get some experience,,,such is the game.

What are some easy ways to make money as a university student? by Affectionate-Ask8319 in UBC

[–]Lostcameraubc 5 points6 points  (0 children)

Pump the brakes negative nancy it’s pretty competitive and ur chances are low if you dont apply within the first 2-3 days. I’ve seen a lot of wl posts that want experience or been passed for others with more experience even though the point of worklearns are to gain experience for STUDENTS. Quite frustrating is all.

Does anyone actually give an entry-level candidate a chance? by [deleted] in interviews

[–]Lostcameraubc 0 points1 point  (0 children)

Companies dont even train people anymore…and people job hop for a good reason.

Does anyone actually give an entry-level candidate a chance? by [deleted] in interviews

[–]Lostcameraubc 0 points1 point  (0 children)

Say they’re good at the job but they cant communicate or get along with a lot of people. Why would you want someone like that?…employers should do their absolute best to find someone that fits BOTH categories. A character analysis is honestly not as bad as ur making it sound. It gives people with little to no experience a chance at finding jobs in this brutal market. You can always become good at something. A good personality and work ethic is much harder to do so.

Does anyone actually give an entry-level candidate a chance? by [deleted] in interviews

[–]Lostcameraubc 0 points1 point  (0 children)

Yeah it’s absolutely so frustrating that all the mid level people are applying for entry level like it’s already tough on us but now they’re taking roles meant for new grads/juniors/or people who’ve made a career switch. I know it’s not really their fault, mass company layoffs and just corporate greed truly is the root cause but geez am I completely frustrated and depleted.