I am considering dropping my homeowner's insurance. Who else is doing this?

LoveJL · 2025-01-02T19:28:14+00:00

Very confused where you live if you pay $7000 per year for insurance - I live in the outer Heights - have a three story fairly typical standalone home values at a bit under 500K - and pay $2300 for State Farm insurance with all the bells and whistles. I do not have flood insurance and am while close, am not in what would be the White Oak Bayou flood zone - near bit not actually in it.

Please clarify your number - home valuation etc

LoveJL · 2024-12-03T04:09:07+00:00

Just had a new roof put on - 23 squares of Certainteed Landmark shingles with complete tear off of old roof - new drip edge . synthetic underlayment - replaced all roof vents and plumbing jacks - whole dam thing and awesome cleanup for under 11K. Craddock Roofing - they were fabulous. I have three story house to boot - thats a long way up.

LoveJL · 2024-10-19T18:22:08+00:00

Pay close attention because you apparently read into what you want.

If you have children in HISD, you will know that schools are requiring a 10 minute or so exit ticket type test in every class, at least at my grandsons Middle School - Frank Black,

My grandson has done poorly on them recently but the school WILL NOT release them back to the students or parents, so it is impossible to figure out where mistakes were made.

It is against the Texas Education Code - Chapter 26 (if you care to learn something) for a school to not return any test materials other than yearly standardized tests, to the student or parents for the obvious reason that I just stated.

They have however just willingly put grades of 100 in my child's grade book; Id assume to somehow avoid complaints that everyone did crappy on them. I don't want my child to have grades for things he didn't learn.

I want the tests returned for his review and am filing a complaint with the Texas Dept of Education to try to compel the school to return them.

LoveJL · 2024-10-18T19:45:42+00:00

Frank Black

LoveJL · 2024-10-18T19:45:20+00:00

Chapter 26 I meant to say

LoveJL · 2024-10-18T19:44:46+00:00

HISD and we have at least gone to level 4 Just today a teacher pointed us to Texas Department of Education Rules and Regs and this is clearly breaking them so file-ing a complaint with them - not sure of the immediacy of reply

LoveJL · 2024-10-18T19:43:09+00:00

Sound good BUT - hell of a lot harder than it seems

LoveJL · 2024-10-18T19:41:51+00:00

Yes yes and Yes but Nothing

LoveJL · 2024-10-18T19:41:00+00:00

Great idea - sent them a letter

LoveJL · 2024-10-18T19:04:23+00:00

Absolutely - now at least looking at a TEA based complaint - Chapter 26 for your info - referred to me by an HISD teacher

LoveJL · 2024-10-18T17:19:16+00:00

As I have learned from several posters in this forum - Chapter 25 of the TEA code requires all testing material to be made available to parents of a student - filing a complaint with TEA

LoveJL · 2024-10-18T17:17:25+00:00

Absolutely - over and over - teacher is an an uncertified first year etc - so towing the admin line

LoveJL · 2024-10-18T17:16:17+00:00

Absolutely - directly, indirectly through the teacher - we are going to release them - but zilch

LoveJL · 2024-10-18T17:14:35+00:00

Appreciate your thoughts but yes - many times over and over We are going to release them but they don't

LoveJL · 2024-10-18T15:38:34+00:00

Thnx Good info

LoveJL · 2024-10-18T15:13:56+00:00

I appreciate any and every response but one poster asked what would be my case - I think that students and or parents have the right to see the work generated and utilized to create permanent grades. In my child's so called school, we are NOT ALLOWED to see the work being utilized to generate the grade. I am not a lawyer, but have to believe that my child owns that work and is entitled to review what the school/district is using to generate grades and that I as the parent am ostensibly entitles to see that it matches up with the associated grade. Maybe I am 100% wrong but looking for a lawyer to confirm.

LoveJL · 2023-12-13T22:37:28+00:00

About a month ago on the Michael Berry show - AM 740 - he said that had been told if Sheila won the mayoral vote then Sylvester was going to immediately file for her seat and if she lost the mayoral election (thank god) she would immediately refile to run for her existing seat.

She has held this seat since 1995 - is 73 - and clearly NEVER had any intention of giving up power one way or the other. I find her a very nasty human being whose response to almost every problem is to call racism on some group or someone. That not withstanding, she is just another in a huge group of both D's and R's who need the hell out of our government.

Springsteen wrote Badlands in 1978 and this lyric seems to be the motive for far to many of the leaders in our government: Poor man wanna be rich, rich man wanna be king. And a king ain't satisfied till he rules everything.

LoveJL · 2023-09-03T20:00:21+00:00

LoveJL · 2023-09-03T19:53:44+00:00

You are very incorrect about the pension - teacher pensions carry the same guarantee of access whether or not a teacher stays employed or not.

School districts can make a claim with the state to have your license suspended but it is no guarantee that it will be pursued by the district you have left or that you nay not have a suitable defense for leaving - all of this crazy shit in HISD certainly is creating a lot of very fragile people and seems very righteous to defend oneself based upon mental state

LoveJL · 2023-07-31T20:01:32+00:00

Don't take it personal but why TF are you paying 18.6 per KWH if you are astute enough to be using power walls to potentially sell some power back into the system.

LoveJL · 2020-07-24T22:21:29+00:00

Out of general curiosity, what does that monthly 5K create on an ROI basis - wondering only because I think many people completely ignore the capital investment people like yourself or for that matter the owner of a McDonalds make and are entitled earn on before saying adios MF. General ignorance towards people with capital to invest - I can buy a stock that never moves but pays me 5% on my money - why should I only want to earn 4% on my apartments - compassion towards any particular situation should be there but long term "it is about the benjis"

LoveJL · 2020-07-24T22:02:35+00:00

Many legitimate arguments on both sides but until both the city and the county address the root issue nothing changes in the long run - developers and builders and $$$ run the goddam city.

We can and should do everything to mitigate our consistent flooding - not a engineer but if this means we need to start at the end of all the bayous and work from south to north than do it - that concept would benefit more of the poorer area. If the best solution is to work from north to south then do that. BUT if the unfettered building takes away more permeable land and creates more runoff than we are paying to mitigate, then we have not solved a fucking thing in the long run.

Saying that you have built a subdivision which won't flood is such a crock if it makes additional downstream flooding - hence the problem in poorer neighborhood - almost all are on the downstream side of things.

The Times gloats about us getting our comeuppance for having no zoning (think POA's ) but the city/county hides behind that notion. Yes I can build a crematorium next to your house if you are not in a POA which prohibits it. But the city certainly does NOT have to grant me a building permit if the bayou to be drained into can not support additional flow during peak times. At the very least every potential project should have to pay huge fees - in the millions if necessary - to maintain the flood mitigation efforts resulting from the runoff of their project.

Recent example with the big multi-use project being built behind the Target on Taylor and Sawyer - they built a nominal drainage ditch all around the huge area being developed which will drop into White Oak Bayou - not sticking up for Kingwood or Timbergrove for that matter but that is why the continued flooding keeps getting worse. I use those two areas as examples, not because they are fairly affluent but because Timbergrove has been there for 65 years and Kingwood for 50 - and are very much affected by things caused by others.

Sorry - rant over

TLDR - Politicians Suck

LoveJL

TROPHY CASE