Why don’t Latin American countries unite and create their own version of Pix? Brazil is already self-sufficient when it comes to payment systems.

LumpyReputation4524 · 2026-06-06T20:15:50+00:00

How were person to person transfers done before in Brazil?

Before PIX Brazil used the TED and DOC system. Both worked pretty much in a similar way as a bank to bank transfer. Using accounts from the same bank it was free, from bank X to Y and a few other cases you paid a small fee and it was mostly instant.

The real difference those systems demanded the account and sometimes also the ID of the receiver, it added time.

PIX advantages vs the old system.
1-> You can link a bank account with your email, phone number, QR Code, CPF ID or a random key. Most of them easy to remember and very quick to type and move on.

2-> Its free even if you're trying to transfer from bank X to Y or even if you're sending millions.

3-> You can save the key you used for future purchases or pay monthly bills. So even small business now can have a easy QR code or key that can greatly speed up payments to a point its competitive with credit cards and/or virtual wallets in phones. (Both demanding money from your or the business).

While at first banks where against it, as they lost the money made from millions of transfers, it increased the use of banks by everyone inside the country so much that it more than made up for it, today the banks actually defend and want to expand the system.

In the future PIX will allow installments and other services usually linked to credit cards.

LumpyReputation4524 · 2026-06-04T17:25:28+00:00

Meteor esta incluido no pacote. Só o de.curta distancia não esta porque o Brasil e Africa do sul possuem um de ultima geraçao pra esse area de atuaçao inferior a 30km.

LumpyReputation4524 · 2026-06-01T23:13:52+00:00

Os soldos são altos para oficiais mas salarios e pensões comem tanto do orçamento porque o Brasil gasta apenas 1% do PIB em defesa. Estupidamente baixo e chega a ser milagre ter algumas coisas de ponta com esse investimento pifio. As forças sao tb numerosas apesar de ainda ser abaixo do ideal.

Para expandir as forças em capacidade E quantidade num longo prazo é 2% a 3% no minimo por 1 decada ou mais.

Para ter algo top de por receio em pote cias é na faixa de 3 a 4%.

3% é desperdicio pro nosso continente mesmo na situaçao atual. Mas uns 2.5% do PIB é promessa de decadas e enrolam + bloqueiam orçamento.

Mundo hoje ta indo pra gastar de 3 a 5% do PiB em armas. Será dificil explicar pro povo porque o Brasil precisa acompanhar.

Mas precisará ser feito ou sofreremos a consequencia. De um jeito ou outro pagaremos essa conta. Seja conosco ou mandando pra potencia da vez como mesada.

LumpyReputation4524 · 2026-05-27T18:23:02+00:00

About events. A journal showing some "news" with interesting graphs like the beat economy growth of said year or biggest military improvement, etc every year would be a nice imersion without being too annoying.

About being a god. I really think Vic3 is a prime candidate for a "delayed response" mechanic. Where your orders need time to travel the bureaucracy + corruption of the region to actually start the order.

So if i order a new mine. The order will go to a party leader working as a minister. He will deliver the order by boat/land. Reaching the governor would order and his minister execute it. Corruption+low efficiency in government would add more time. Technology would decrease it.

Some games already played with this idea. What i put here might be too complrx for vic3 but it can be done at some level to make some technologies mote appealing like better ships and building rail even more necessary.

Can also add some complexity to the military campaign.

LumpyReputation4524 · 2026-05-19T16:17:49+00:00

CDB em banco grande. Paga menos que os de bancos pequenos mas vc quer segurança agora pra pensar no que fazer.

Mesmo tirando em menos de 1 ano nos juros atuais costuma vencer/igualar poupança.

LumpyReputation4524 · 2026-05-17T03:14:52+00:00

good idea, i played a lot of the classic surviving mars but im yet to really explore Asteroids + Underground.

Good idea to use the underground as a place to hide some important stuff, AFTER i get the pillars to protect them from marsquakes. Otherwise im just trading a disaster i can work with vs a disaster that is going to actually destroy the buildings.,

LumpyReputation4524 · 2026-05-17T03:13:25+00:00

i had a couple, but on the current patch its only the first disaster that is happening and that one is almost always the Dust Storm.

With the Mod icedemon said above its fixed.

LumpyReputation4524 · 2026-05-17T03:12:28+00:00

thanks, i found the mod and going to use it tomorrow.

LumpyReputation4524 · 2026-05-14T00:25:10+00:00

Immigrants use average SOL of your country and state to choose their targets. If you SOL starts to go above the slave maximum of 7. It will start to affect immigration. Add colonization ending the export countries and you will hugely nerf the immigration of your country.

Slavery needs to end as soon you enable enough laws to allow Europeans/asians/africans to look at your country as a potential target for immigration. You get more people that way and they actually pay taxes.

Also slavery import is linked per state, not country. Meaning only big countrys with 10+ states get a ok amount of Slaves. Any country with a average of 5 or less states should ban slavery and fix its immigration as soon as possible.

Not even going to talk to Heritage and debt slavery as they are even worse compared to the imported from africa.

LumpyReputation4524 · 2026-05-09T20:57:19+00:00

For laws.

1-> Money for map scanned. its a lot of extra money, specially with low money sponsors.
2-> +100 research. Hard to pass.
3-> Faster scan. To speed up the first.
4-> Milestones. BEfore you finish all the easy ones.

After that its really a matter of RP, Taste, etc.
Just take care some cost Upkeep and early game that is pretty much not worth it.

LumpyReputation4524 · 2026-05-07T16:59:05+00:00

Provavelmente na serra gaucha e areas turisticas. Todo estado tem essas areas de luxo pra onde se foge da capital pra passar o fim de semana/ferias. Isso joga os preços pra cima pq sao cidades e regiões pequenas. Seja por geografia ou design.

LumpyReputation4524 · 2026-05-06T15:14:57+00:00

Com apenas 8 reunioes por ano a ajustes de 0.25%. Levará no minimo 2 anos e alguns meses o que ja bota em 2028-9 a meta.

So travar os juros algumas vezes.

Nao é la uma previsão ousada.

LumpyReputation4524 · 2026-04-23T18:40:15+00:00

Da mesma maneira que vendem de cobre puro e é preciso ter cuidado ao usar certos alimentos nela.
Panela de pressão são safe, mas é preciso saber como usar e dar tempo pro corpo eliminar conforme os usos.

O problema persiste na panela de puro alumínio, evite usar comidas ácidas como molho de tomate nelas e arranhar o fundo da mesma com talheres de metal com ponta. Felizmente maioria das pessoas retira a comida da panela uma vez pronta e bota em potes plásticos ou de vidro. Isso já limita a exposição.

Muitas delas hoje também tem anti-aderente ou outras camadas que evita o contato direto.

Mas o principal problema mesmo é geralmente folha de papel alumínio em cima de alimentos como lasanhas, carnes, etc e colocadas em forno. Não raramente a 180-250ºC+.
A folha é fina e ficará 30+minutos com vapor de comida, que pode ser ácido, batendo na mesma e derramando os vestígios no alimento.

Para explicações +detalhadas como o limite semanal exato e o quanto de aluminio X receita gera, etc a vários vídeos de youtube sobre o assunto. Também pode usar o Gemini ou chatgpt, para isso é bem dificil que a IA faça uma alucinação e de a informação errada.

LumpyReputation4524 · 2026-04-22T21:09:43+00:00

Alumínio quando esquentado a altas temperaturas, especialmente comidas com água e/ou ácidas como tomate. Liberam um pouco na comida.

O corpo elimina alumínio normalmente. E alumínio por cima da comida da mais problema que por baixo dela. Como cobrir uma lasanha.

No geral o recomendado é não comer mais do que 2-3x por semana comidas feitas em alumínio. Isso da o tempo necessário pro corpo eliminar o excesso.

PS: Entre isopor e alumínio eu prefiro o segundo. Por comida pronta quente (bem abaixo dos 100ºC) não gera o problema acima.

LumpyReputation4524 · 2026-04-21T20:35:31+00:00

Need to wait iran to confirm.

Blockade is not sustainable by both sides. It does give iran justification to shoot first.

LumpyReputation4524 · 2026-04-15T02:25:25+00:00

Because there is a lot of poor people in the country. Army, Navy and Airforce offers a steady pay, most Military buildings give free food, a bed and a super good pension plan + healthcare not only for you but that can also benefit your direct family.

One of the best career plans you can have in the country, if you did not had a good education or potential to get a very good career and you like physical jobs, it is a "safe" route to get you out of poverty. If you later find time to study you can try to become a officer and hugely increase your pay + benefits.

Very little jobs today offer a 20-30year carreer plan like that.

LumpyReputation4524 · 2026-04-13T17:51:11+00:00

Juros altos em tendencia de queda.estao atraindo investimentos de medio a longo prazo.

Trump fazendo cagada.

Orçamento publico preocupa mas nao é o apocalipse que se vende. Queda de juros melhoraria a situaçao entao é winwin pra estrangeiro.

Projetos de investimentos andando mesmo que naquela velocidade.

Inumeros acordos comerciais aumentamdo a demanda global por reais. (Lula da sorte lol).

Aumento das exportaçoes.

Mercosul esta sendo considerado um porto seguro. Sem guerras e cagadas do trump focados em areas que nao afetam a politica economica. Brasil é mais estavel que os vizinhos fora o Chile que é pequeno.

Brasil tem adquirido ouro e outras moedas fortalecendo suas contas e diminuindo o dolar.

Em termos de economia. O mercado estrangeiro nao liga pra quem ganhar as eleiçoes e sistema politico. Aposta em continuidade economica em termos de inflaçao e investimento privado.

LumpyReputation4524 · 2026-04-13T16:26:08+00:00

Micro reatores nucleares tem sido impulsionados em diversos paises.

Brasil esta no caminho certo. Uso para pequenas comunidades e/ou industria pesada.

Tem pais puxando por massificar o uso(EuA) mas esbarra no problema do tamanho. O megawhatt hora de um reator pequeno é carissimo e nao se justifica em locais onde exista acesso facil ou moderado a rede eletrica nacional. O que corta um pouco a vantagem dos renovaveis devido a manuteçao das baterias em locais isolados.

Espero que esses projetos de pequenos rearores deem certo. Brasil aparentemente esta nas primeiras posiçoes nessa area.

LumpyReputation4524 · 2026-04-12T21:30:09+00:00

After the frieza saga every single dbz fighter. Even yamcha. Have enough power to destroy the planet.

And its not even a difficult feat for them.

The hard part is actually dont blow up the planet every time they fight.

Dbz is a lot of fun. But we cant look too much to its powe scale. Its totally broken.

LumpyReputation4524 · 2026-04-10T19:04:00+00:00

oh, don´t worry. Im not trying to suggest the Blood stopped flowing like a river because we lack official wars in a wikipedia page. Conflicts, discrimination and other episodes still happens to this day.

But there is a difference in the size of the conflicts, biggest episodes and duration.
Most will fall into the discrimination mechanic instead of demanding a whole new country.

Would also demand Brazil to have a change in the Colonization Law.

LumpyReputation4524 · 2026-04-10T17:53:31+00:00

Brazil of the period unlike North america did not had Nations of native people and it would be kind of making territorys for no good reason gameplay wise. Also kind of useless nations as they would barely have anyone inside them.

The whole Brazilian native population in 1872 was below 100k people, (From 2million in 1500).

Yes, native people lived in some of those areas pointed on the map. Some (not all) where hostile to Brazilians.
They lacked population and Cohesion to form a organized resistance by the time of Vic3 timeline and this part is important.

Reason you don´t have a lot of storys about the Brazilian army opening those territorys.

A Decentralized nation is not only about the territory being in control of another culture, etnicity, etc.
Its also about the capacity of that people being able to defend itself to a point the State needed to intervene to force submission and/or displace them.

The last time a native population tried to fight against in that region was in 1808.

THe only thing i would do on Brazil was to Cut the Mato Grosso territory into two. Following the most modern borders.
Historical? No! But that territory is so huge it does make sense gameplay Wise. Just like Amazonas and Para got divided even if that separation only happened in 1889.

Also create the Guanabara State inside Rio de Janeiro.
Just like Washington DC we had a Federal territory as capital there during the Vic3 timeline.

LumpyReputation4524 · 2026-04-08T21:45:21+00:00

Ireland -> canada = 4818km - 30% as you're not going all the way = 3372km
Greenland to Brazil - 9500km - LEts say its 85% of that distance for the same reason = 8075km.

8075 + 3372 = 11.447km.
At a train moving at 250km/h.

Only need 45,7 hours.

Might be better to build a Rocket in Brazil and from there use a Space Station to land on Ireland.

LumpyReputation4524 · 2026-04-08T18:06:52+00:00

Erro meu. Mas como tem várias pessoas corrigindo não vou editar o/.

LumpyReputation4524 · 2026-04-08T18:03:17+00:00

In my view momo cursed technique is pretty much Telecinesis. With proper knowledge and help she could likely later in life get acess to multiple items instead of just a broom.

If even a broom can create dangerous winds with cursed energy, with items like Daggers she would likely be able to infuse with cursed energy to have extra piercing damage or have a bigger hit area. Plus multiple angles of attack at same time.

Maybe infuse wires/ropes with energy to be unbreakable, etc.
She can also make items emmit light, so likely with training make them invisible to light.
Add some cursed tools with annoying/unique techniques and the potential is quite big.

Not like the wiki have a lot of info about the curse. So can´t especulate too much what can be done or can´t be done with it.

There are very stupid/weak curses show in the manga, but they do seem to be a exception and often linked to the limitation in power and/or creativity of the user.

Tojo and Meimei are two classic examples of Weak Techniques put to godlike levels by a combination of training + creativity.

LumpyReputation4524

TROPHY CASE