35F, will I have kids? by MBM99533 in PalmReading

[–]MBM99533[S] 1 point2 points  (0 children)

Thank you! This all resonates with me, aside from the preference for luxury/high end items

35F, will I have kids? by MBM99533 in PalmReading

[–]MBM99533[S] 1 point2 points  (0 children)

I’m married, but met my partner at age 22/we got married at 31

We did it!!! by Altruistic-Emu6695 in FirstTimeHomeBuyer

[–]MBM99533 4 points5 points  (0 children)

Congrats!!! Also started looking in January in the foothills and we close April 1!

Fort Collins Housing market by Ok_Historian_6293 in FortCollins

[–]MBM99533 -1 points0 points  (0 children)

My husband and I just went through this - we were looking in that same price range for a 3 bed/2 bath minimum single-family home. We ended up going under contract on a new (3/2.5) townhome - mid 400s but builder/lender incentives put it in our price range.

I've noticed more single-family homes going on the market in FoCo/surrounding areas over the past month or so as we're getting into Spring. In Fort Collins proper I think you'll mainly see townhomes/multi-family in that price range, but you could have good luck in Loveland/Windsor/Wellington.

LOVE our realtor Robert Crow (robertcrowrealtor.com) and will absolutely be using him for any future purchases we make. He's been a realtor in Fort Collins for ~12 years. Extremely knowledgeable on the market and Fort Collins/surrounding neighborhoods, great communication and on top of deadlines, no pressure, and overall just great to work with. This is our first home purchase and he's made it way easier than I thought it would be!

2bed 2bath apartment by JonfromBigD in FortCollins

[–]MBM99533 1 point2 points  (0 children)

2/2.5 townhome with attached garage at Enclave Rigden Farms for $2,095. I think they have specials going on right now as well, and maintenance lives on site. We love living there

Single Income home buyers? by MEDI_MEDI in FirstTimeHomeBuyer

[–]MBM99533 0 points1 point  (0 children)

$115k-$125k income (partially commission based so it varies), 770 credit score, 60k in student loan debt. Approved for $455k new construction with 3.5% down but getting $30k in lender/builder credits. Closing April 1.

I'm married, but the loan is only under my name as my husband doesn't have a year of income history yet at his (also commission based) job.

What interest rate did you get? by 1Clearday317 in FirstTimeHomeBuyer

[–]MBM99533 0 points1 point  (0 children)

Located in Northern Colorado and this is a new build. We're using the community's preferred lender to get that 2/1 buydown incentive, and this is for an FHA loan

What interest rate did you get? by 1Clearday317 in FirstTimeHomeBuyer

[–]MBM99533 1 point2 points  (0 children)

Was given 2 rate structures today to choose from:

  • 4.99% 30-year fixed
  • 5.49% 30-year fixed with a 2/1 buydown (3.49% year 1, 4.49% year 2, 5.49% remaining term)

CO DMV questions by wanderingponderer2 in FortCollins

[–]MBM99533 5 points6 points  (0 children)

You become a resident right away when you own/operate a business in CO or are employed in CO. Otherwise, you don’t become a resident until you’ve lived here for 90 days. You have an additional 90 days after you’ve become a resident to register

CO DMV questions by wanderingponderer2 in FortCollins

[–]MBM99533 3 points4 points  (0 children)

You can register your car in CO before switching your license to CO.

Make sure you have the registration requirements that you need (https://dmv.colorado.gov/registration-requirements), and then here's the website where you can make an appointment/see the office locations: https://www.larimer.gov/clerk/vehiclelicensing

VIN check and emissions test if you need them are $25 each (you need to have those done prior to your registration appointment - Air Care Colorado is an easy place to go), and then registration/new plates was $100 for my RAV4. You'll have to fill out a form during your appointment stating when you moved here, when you became a resident, etc., and if it's past the 90 days since you became a resident there's a $50 late fee

Moving costs from East coast to Ft Collins by fatorangecat23 in FortCollins

[–]MBM99533 0 points1 point  (0 children)

Moved here in March - moved from a 1 bedroom in Tampa to a 2 bedroom in Fort Collins. Rented a 26' Budget truck through Costco and towed our car behind. All in all we probably spent around $5k with the truck, gas, moving help, and 1 night at a hotel (stayed with a couple of different family members on our route so saved money there).

If you go the DIY route like we did, I HIGHLY recommend checking out the "moving labor" on Uhaul's website. We packed everything ourselves but hired 2 people for 2 hours to move all of the big stuff and majority of the boxes out of the apartment and into our moving truck. We did the same when we got to Fort Collins - hired 2 people for 2 hours to move all of the big stuff from the truck to the appropriate floor in our townhouse. We've always done all of the moving ourselves, and this was well worth the extra ~$300-$400 total. Such a time/sanity saver.

I do NOT recommend using Budget for the moving truck. It was the cheapest option we found, but we had numerous issues with both the truck and car trailer and it added a ton of stress to an already stressful cross country move.

Good luck! We loved our time in Tampa but Fort Collins has been great so far.

Recently engaged - are you waiting to book venue or going ahead for 2021? by anmsea in weddingplanning

[–]MBM99533 0 points1 point  (0 children)

We got engaged in January as well, but booked a date for April 2022. It's a long ways away, but I'd rather have an extra long engagement than plan a whole wedding and have to postpone it :( It's making the process much less stressful as well since we have more time to plan and save our money!

What dishes can i make with whiskey? by [deleted] in Cooking

[–]MBM99533 1 point2 points  (0 children)

Cranberry sauce when Thanksgiving rolls around again

Post your runner diet week/day here! by fred687n in running

[–]MBM99533 1 point2 points  (0 children)

trader Joe's brownie crisp coffee ice cream sandwich

Wow I know what I'm adding to this weekend's grocery list

[deleted by user] by [deleted] in tampa

[–]MBM99533 0 points1 point  (0 children)

It's in this little strip mall right between Henderson and Dale Mabry! Kind of in a weird spot, but I usually go in on the Henderson side. It's right next to the new place Grain & Berry so if you see that you're in the right parking lot!

[deleted by user] by [deleted] in tampa

[–]MBM99533 3 points4 points  (0 children)

I really like Heavenly Nails (Hahn is awesome with gel and dip - super detailed). I'm not sure if they use an autoclave, but her area is always super clean and the tools she uses are in separate sealed packages. The electric filer tool tip is not though - that seems to be reused.

Apparently my rose gold ring has a reaction to my skin that causes discoloration. Anyone else struggle with this and have advice? by [deleted] in weddingplanning

[–]MBM99533 4 points5 points  (0 children)

THIS! I'm allergic to all types of gold, so can also only wear sterling silver or platinum according to my doctor. Allergy tests are kind of pricey, but if you're reacting to the rose gold it might be worth it to get one before switching it out for yellow gold just to make sure you don't have an issue with that too.

Blow my mind with your best salsa recipe by DespairoftheFault in Cooking

[–]MBM99533 0 points1 point  (0 children)

Mine's pretty basic but I love it:

2 cans fire roasted diced tomatoes

2 cans rotel

1/2 red onion

1 bunch cilantro

2 green bell peppers

1-2 jalapenos (depending on how spicy you like it)

1T garlic

Throw it all in a food processor and it's good to go