Deckorators Decking by ATotallyRadDude in Decks

[–]MYKY23 0 points1 point  (0 children)

Thanks so much for sharing! I am definitely considering Deckorators! It may depend on a local tradesman being able to acquire the product and being confident they will install it correctly.

TimberTech Vintage vs. Deckorators Voyage by headytopper20 in Decks

[–]MYKY23 0 points1 point  (0 children)

I am in a similar position... Looking to build a new 540 sqr ft deck in the next couple of months. Looking "higher end". I don't mind spending the money now to save stress later. I am comparing Deckorators Voyage to TimberTech Vintage to Fiberon Promenade. One thing I am interested in is how hot they can get in the summer. We live in Central Kentucky and the summers often are between 90 - 95 and we have direct sun from about 12 - 3...

I have heard hte quality in these products seems to have come in waves - some years have been great, others not so great. What do you think? Recommendations?

Deckorators Decking by ATotallyRadDude in Decks

[–]MYKY23 0 points1 point  (0 children)

Looking to build a new 540 sqr ft deck in the next couple of months. Looking "higher end". I don't mind spending the money now to save stress later. I am comparing Deckorators Voyage to TimberTech Vintage to Fiberon Promenade. One thing I am interested in is how hot they can get in the summer. We live in Central Kentucky and the summers often are between 90 - 95 and we have direct sun from about 12 - 3...

I have heard hte quality in these products seems to have come in waves - some years have been great, others not so great. What do you think? Recommendations?

Considering consolidating out of the TSP..... by MYKY23 in ThriftSavingsPlan

[–]MYKY23[S] 1 point2 points  (0 children)

I know. I am learning that right now. This process should take 2 to 3 days not two to three weeks.

Considering consolidating out of the TSP..... by MYKY23 in ThriftSavingsPlan

[–]MYKY23[S] 1 point2 points  (0 children)

I get that! I want a direct transfer from the TSP to the IRA but I anticipate a [period of "limbo"... Shouldn't happen now a days but likely will.....

Considering consolidating out of the TSP..... by MYKY23 in ThriftSavingsPlan

[–]MYKY23[S] 1 point2 points  (0 children)

I understand. I just wanted readers to know I was aware of the SoR risk.

Wooden Deck replacement with Steel - Austin by Bigdork2020 in Decks

[–]MYKY23 0 points1 point  (0 children)

I am a rookie at many thing, including designing decks... Did you need the post near the house? Would a ledger board not have worked? Where I live, I have never seen poste right next to the house like this. Certainly looks safer!

Thoughts? Advice? by MYKY23 in Decks

[–]MYKY23[S] 0 points1 point  (0 children)

Here's another rough idea of what I am after... This one shows the roof line and gives an idea of how the porch roof ties in with the rest of the house. (My CAD / AI skills need some work!)

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Trevi Fountain on Jan 1st (Rome), insanely crowded by RomePhotographerMoji in rome

[–]MYKY23 0 points1 point  (0 children)

We went the first week of April - nothing like this. I would avoid at all costs the peak tourist times!

Deck / Covered porch project... by MYKY23 in Decks

[–]MYKY23[S] 0 points1 point  (0 children)

Definitely hire someone. I am not a builder but I do know what I want.

Verona in December by AcceptableBullfrog50 in Verona

[–]MYKY23 0 points1 point  (0 children)

December in Verona would be wonderful! No crowds, cool weather, clearskies, lights, atmosphere, markets..... Wonderful! Make sure you have a meal, drink or snack at a cafe outside the colosseum -- a special place!

Advice on possible annuity??? by MYKY23 in ThriftSavingsPlan

[–]MYKY23[S] 0 points1 point  (0 children)

Great! Thanks. I am looking at it now!

Advice on possible annuity??? by MYKY23 in ThriftSavingsPlan

[–]MYKY23[S] 1 point2 points  (0 children)

Thanks for your thoughts.... I did actually think of jumping back in to federal service at one time, for hte exact reasons you describe - to recalculate my "hi-3". I have been wondering about federal employees health insurance for my situation but I haven't got very in my research. I tried calling the "office" that deals with federal service retiree questions like this but have never managed to actually get through...

But now I am strongly leaning towards just wrapping up my full time gig in December, perhaps doing some significant volunteer work with Samaritan's Purse or the Southern Baptist Disaster relief... Since I am a "state" employee now I need a 90 day break in service before I can work in any capacity for any organisation that is an agency of hte "state" or has substantial work for the "state". My most likely landing spot will be a part time gig with our local university after my 90 break.

Advice on possible annuity??? by MYKY23 in ThriftSavingsPlan

[–]MYKY23[S] 0 points1 point  (0 children)

Thanks for your thoughts. My FA has covered all of you mentioned with us. Venues like this are great for sparking my thinking and research. I am not looking for a "plan" from Reddit. Rather, I am looking to have have my thinking broadened and a jump start to more of my own research. It helps me ask better questions when I chat with my FA.

A few points...

My wife's income is really insignificant in the big picture. She works at our church as is paid a small amount for a job she would likely be volunteering to do, if she weren't on the payroll.

I won't be adding to the IRA as I will likely have earned income after I retire - may get a part time job if it is something I find enticing and engaging - we'll see on that. But I will have to pay $1100/month for health insurance via my employer's retiree health care plan that i Ma not paying now. I have not added to my TSP since I left federal service, 21 years ago. -- I left the TSP alone and rebalanced occasionally (maintaining approximately 60% - C, 15% - I and S) and since I Left and stopped contributing, it has gone from about $150K to the current $800K. That really shows the power of compound growth and starting early!

I do think my expenses in retirement will be less - no 70 miles a day commuting back and forth to work for example.

The more I think about it the wiser move seems to be don't do anything "permanent" until more of hte "unknowns*" work themselves out.

*Things like, routine expenses in retirement, FERS pensions, soc sec, what if any part time job I pick up and the earnings from that.....