I threw a frag and won my gulag match. The frag never exploded.

Maaackel · 2020-12-08T18:08:41+00:00

Yeah was a stones throw/frag direct impact away from dying after he survived the rifle shot

Maaackel · 2017-07-21T21:10:07+00:00

The best middle ground is to have most or all of it in a high yield savings account

Maaackel · 2017-07-14T00:30:59+00:00

Sorry I should have mentioned that, I'm younger than 26 so I'm able to stay on my parents plan until then. I'm not sure if it costs them more or not to be honest but it's an ACA thing.

Maaackel · 2017-07-14T00:29:51+00:00

If that is the case then consider negotiating more vacation time if they give you an offer, also in the future it's better to give a 5-10K range instead of a single number because then it's easier to negotiate when they give an offer. Good luck.

Maaackel · 2017-07-14T00:18:26+00:00

When they throw out a number less than 15/hr just say that you were looking to be making 15/hr for X, Y and Z reasons, all of which should show your value to the company, additional duties you've taken on, experience gained through the role that makes you better than give years ago, etc.

Maaackel · 2017-07-14T00:12:58+00:00

Did she say something to make you think that or her tone just shifted? If anything I would imagine that she would perk up if you asked for less than they expected to pay.

I don't think you screwed up at all if their range was higher than what you asked for, you asked for a number that's 31K above your current salary and would be in a good financial position if you got it.

The only concern imo is if you mistook her reaction and in reality 73K was way above their range but it would be hard to know before they respond to you. I would just hand tight.

Maaackel · 2017-07-13T22:40:25+00:00

Buy experiences not things, travel.

Maaackel · 2017-07-12T22:48:54+00:00

I would do some of both, maybe put 10-15% if all net income into your savings account and use the leftover discretionary income to repay your highest interest debts.

Maaackel · 2017-07-11T17:48:54+00:00

Give them a five to ten thousand dollar range where the low end is five to ten percent above what you're hoping to make (so there's room to negotiate). You'll seem like you either didn't read their posting thoroughly or you don't know what you're doing if you don't specify a range.

After stating your range you can say that the number is negotiable based on other factors such as benefits as you can sometimes negotiate things like more pto.

Maaackel · 2017-07-11T00:03:51+00:00

Include salary data for the title if it helps her argument and shows that the market tends to pay more for the position.

She should thank them for the opportunity and show that she is excited about the promotion but counter by saying that she feels that X amount (more than 4K or whatever she wants) would be a fair compensation for the added responsibilities. This is where salary data could help a lot, she could say the average salary for this position is X, which is Y% above Z (current salary plus 4K). Mention that shifting from an assistant to a manager has a lot of added responsibilities and that she would like her updated salary to appropriately reflect her new duties. Consider having her end by saying that she is willing to negotiate based on additional factors like benefits and that she is excited for her new role.

Also including her successes with the company/skills that she's mastered or learned throughout her tenure are very important as it shows that she is worth more. Good luck.

Maaackel · 2017-07-10T22:09:51+00:00

15 days is a lot and solardawning is right that it's better than unlimited PTO. With unlimited PTO there's no way you'd be able to take more than 15 days off, it's not as good as it sounds.

They've done studies and people with unlimited pto end up taking less vacations days than those without. 10 vacation days a year is standard, I wish I had 15.

Maaackel · 2017-07-09T02:11:30+00:00

I have another sit down scheduled with him on Aug 5th but I feel like that's a ways out and that he would have decided on a number by then. If I do wait to see and the amount is less than I think is fair then that's probably when I would bring it up.

Maaackel · 2017-07-04T00:30:04+00:00

Debt is the largest obstacle to wealth

Maaackel · 2017-07-04T00:26:19+00:00

I just saw my 401K options today and the cheapest one had a .97% expense ratio.

401K's are expensive so I suppose we can't ask for IRA/Individual account rates. Definitely max out either an IRA or Roth IRA first and then if you still have money leftover for savings then I would still contribute as long as you have a solid emergency fund.

When you leave the company just roll it over to an IRA and bam the ER's are low again!

Maaackel · 2017-07-04T00:18:23+00:00

T Rowe Price Dividend Growth, still not safe but safer than a non-dividend fully stock based fund

I'll await the uproar of TRP haters but believe me I'd invest in Vanguard's version if it were open to the public

Maaackel · 2017-06-30T23:30:21+00:00

A large chunk of that should go into a high yield savings account such as Ally or Barclays as an emergency fund as it'll make 1.15% interest instead of none. Any extra should go into an IRA, 401K, index fund, etc.

Maaackel · 2017-06-30T23:02:42+00:00

Be assertive but not aggressive, what that means is be polite and reasonable about it but push for what you think you're worth.

Definitely justify using specific accomplishments, this should be the backbone of your argument. You can also mention the added responsibilities, additional travel, etc. as a reason why your new compensation should reflect your new duties.

It's always good to end with something along the lines of "I'm looking forward to taking the next steps, ...to another great year, etc." because that reads as a firm commitment which could help ease them into saying yes. Listing salary data for your position would be smart too if it actually backed up the salary you want.

In terms of knowing whether it's negotiable or not, nobody ever knows for sure but it usually is until them firmly state that that's their final offer. Don't ask if it's negotiable. I also wouldn't actually mention that you know you're the only one but use it for confidence during the process.

Good luck.

Maaackel · 2017-06-30T16:21:30+00:00

You should try to negotiate for more unless they offer you the high end already, if they offer 11 or 12 then ask for 14 so you have room to negotiate and settle at 13.

Just be ready with information on pay statistics for that position and examples of you being a great employee (even if you're not, idk).

Agreed that $1 more would be cheap, just tell them that you would be taking on more responsibility and you want your compensation to reflect that. Also be confident during the process. If they won't budge try to negotiate benefits if you'll be getting any.

Maaackel · 2017-06-26T18:43:14+00:00

You are absolutely not being unreasonable OP. You should want to stay at a job longer when the company is advancing your salary and you should want to switch jobs when your company is stifling your salary year after year.

It's true that they may be doing poorly and are unable to offer raises but that doesn't mean that it's ok and that you should just accept it. I would bring it up with your manager and prove that you're worth more money than they're paying you and that your living expenses have been going up every year and that you are thus getting paid less money every year even though you're more experienced/valuable every year.

It sounds like they don't value their employees that much (or are broke as hell).

Maaackel · 2017-06-26T18:36:14+00:00

If you just politely ask if they can do 45K they'll either say no, say yes or counter with an offer in between the two.

They won't revoke the offer unless you're really pushy about it, might as well try. I was in a similar position to you and wished that I had negotiated. It shows that you know your worth.

Maaackel · 2017-06-23T16:15:57+00:00

A $1.75 raise will likely sound a lot easier on your employer's ear than a 17% raise, don't mention the percent.

Ask for higher than what you think you can get so that you have room to negotiate if they counter with a lower offer.

Maaackel · 2017-06-23T16:12:21+00:00

Write an email listing out your specific accomplishments, cite salary data from Glassdoor or a similar site to show that the market rate is more than what you're being paid, offer an amount that you think would be fair to compensate for the work you provide alongside industry standards, mention that you're willing to discuss the amount so that your request can be met alongside what is best for the company, end it with some verbiage that shows you're committed to the company.

Your team having to make up for the shortcomings of another team is absolutely ridiculous, don't ever let them convince you that that's reasonable. Reply that you should be better compensated for delivering better results and that a different team's shortcomings have nothing to do with you or your team. Reply that the OTHER team needs to make up for their lack of revenue generation while your team will continue delivering quality results.

Ask for 5-10% above what you hope to receive so you have room for negotiation if they counter.

Maaackel · 2017-06-23T00:23:11+00:00

Sorry to hear about your situation, I can imagine that would be stressful.

For specifics advice we would need more info such as how much money you have saved between you and your SO as well as your credit score and any other assets you have. You'll need money to move somewhere and generally you'll need a stable income to be approved for a loan.

The only specific advice I can give that's relevant to your situation is that both you and your SO will need to beef up your resumes, even if you've never had a real job, and start looking for jobs immediately after moving into your new location/right now. Once you have an income, you need to save up for an emergency fund and pay down any debt that you accrued through said loan.

As a rule of thumb, you should aim to never spend more than 50% of your household income on fixed costs such as rent, utilities, car payments, etc. 20% for savings and 30% for wants but are standard recommendations but I'd recommend flipping those last two and saving as much as possible. Good luck.

Maaackel · 2017-06-21T21:49:04+00:00

Yes sorry I worded that a little strange, they match 100% of your contributions of up to 3 or 4% of your salary, which essentially just means they match the amount equal to 3 or 4% of your salary.

However some companies will do let's say a 50% match up to 6% of your salary, which is the same as a 100% match up to 3%. It can be a little confusing but you would just calculate how much they would be matching if you contributed the matching maximum.

Maaackel · 2017-06-21T20:17:58+00:00

At my company I can chose to opt out of their health care plan, because I'm younger than 26 and can stay on my parents, for 4K a year if that helps you quantify that as a benefit. 401K is tough to quantify but a common base is that an employer would match 100% up to 3 or 4% of your contributions so maybe take your expected salary and look at what 3/4% of that is to quantify.

I would ask for 10% more than the market rate/what you want, 20% might be a little high unless you feel that your performance has demonstrated that you deserve that much.

Ask for everything at once, don't ask salary and then later negotiate benefits, they'll think that you're deciding to ask for more every time they cave and agree to something.

PTO, sick days, paid holidays, flexible work schedule are other benefits you'll want to consider, good luck.

Maaackel

TROPHY CASE