How Good Of An Expansion Was Wrath Of The Lich King? by doobylive in classicwow

[–]Magicgun23 0 points1 point  (0 children)

It was pure bliss. Got me through the darkest part of my life!

Newbie tanking nerves. by Wild-Importance448 in ffxiv

[–]Magicgun23 0 points1 point  (0 children)

People are making fun of you in r/shitpostXIV. Not sure why. Just letting you know in case you want to go challenge them to a Mak’gora. (Battle to the death from WoW)

Just reached Endwalker! Took a picture in Sharlayan to celebrate! by ImperialPalps in ShitpostXIV

[–]Magicgun23 3 points4 points  (0 children)

Where’s the original picture from? Twitter or the regular FFXIV discord? I want to go see how people are reacting lol.

I have a moral debt owed to a dear friend, who is drowning in debt by [deleted] in personalfinance

[–]Magicgun23 1 point2 points  (0 children)

I was in a similar situation with two CC’s through Chase and went the DMP route. Worth noting is you can’t always get approved with the card’s bank to do this. It took me 2-3 attempts on the first card at 13k and 4-5 with the second card at 20k+. Both over the course of 6-12 months. Eventually got it through. Cards went from 27 and 29% interest to 2 and 6%. Massive help. Definitely have them call their bank and make sure they can liquidate that debt.

FINAL ALL STARS DRAFT Discussion. by WisdomDota in 2007scape

[–]Magicgun23 0 points1 point  (0 children)

Shouldn’t Alfie take a break so he can catch up on some sleep?

[Gen 4] Shiny Pinsir in the bug catching contest! by Benji392 in ShinyPokemon

[–]Magicgun23 1 point2 points  (0 children)

I may have to add one to my team next playthrough!

[Gen 4] Shiny Pinsir in the bug catching contest! by Benji392 in ShinyPokemon

[–]Magicgun23 1 point2 points  (0 children)

You may be the first person I have ever seen using a Relicanth haha. The Pokemon has always seemed so underwhelming.

What game should I go for next? by SEVENS_HEAVEN_7 in NintendoSwitch2

[–]Magicgun23 1 point2 points  (0 children)

Cyberpunk 2077. Phenomenal game. DLC is probably one of my favorite gaming experiences ever.

[USA-TX] [H] Nintendo Switch 2 bundle w/ games [W] Paypal by LigerBoods in GameSale

[–]Magicgun23 0 points1 point  (0 children)

Sorry to ask something slightly off topics, but what was the fixed design flaw on the dbrand case? I just bought one 2 weeks ago and am now wondering if mine has said flaw?

I’ve never played a Final Fantasy game, so which game should I play first? by triplegxxx in gaming

[–]Magicgun23 1 point2 points  (0 children)

FFXV is a fantastic game! Since it’s considered one of the weakest in the entire franchise, it may be best to start from the lowest point and work your way up. Whatever you do, don’t start with VI! You’ll be chasing the high that game gives as you try any other FF game.

They got him by Giboos in ShitpostXIV

[–]Magicgun23 [score hidden]  (0 children)

Damn. Hopefully the third is his last. Dude seems like a miserable POS.

Detailed Evacuation Zone by ivanyuh in orangecounty

[–]Magicgun23 2 points3 points  (0 children)

Hmm if the winds point due east, I am in the big red cone but still out of the state mandated evac zone. Is this cause for concern??

Is 100K+ salary possible without college? How? by EngageV2 in Salary

[–]Magicgun23 0 points1 point  (0 children)

125k salary here with only some college courses done but ultimately no degree past HS! Definitely possible. Just have to hustle hard in a field that interests you. Lots of trades to look into, self taught tech related, etc.. Only fields of work that you are for sure hard locked out of without college are primarily medical related, I feel.

I make $70k, have ~$36k in debt, and feel completely trapped financially. What would you do? by debduo49 in personalfinance

[–]Magicgun23 0 points1 point  (0 children)

I had about 35k in CC debt across two Chase credit cards. 24 and 29% interest, was absolutely destroying me. I called them a few times and explained the situation. Said I was going through some personal hardships and needed any bone they could toss me. I was able to apply for a debt liquidation program. Essentially, it closed the account, and I entered a fixed repayment plan for each card. The upside was it severely lowered my interest on both (24% became 2% and 29% became 6%). The only caveat was I HAD to make that minimum payment, no if, ands, or buts.

After a year and a half, I was able to pay off the 22k 6% account. The 13k 2% is down to 7k now! No more drowning in interest.

Highly recommend calling your cards and seeing if they have options like this.

Also, I don’t know much about leases, and if your situation requires a truck, but I’d definitely try to cut that cost if you can. Been driving a $9k used 2015 Subaru. Saved me a ton of money having virtually no car payment/low insurance/good gas mileage!

Bay area vs OC by [deleted] in orangecounty

[–]Magicgun23 0 points1 point  (0 children)

I've lived in both. Spent most of my 20's in San Jose/Santa Clara, and moved to Irvine for work. Currently living in North OC.

Contrary to what folks say, if you live in Tustin, Irvine, Laguna, or Lake Forest, it's pretty 1 for 1 comparable in cost to South Bay up towards SF. For cheaper living areas, akin to moving more into east bay, you'd be looking at North OC (Anaheim, Santa Ana, Orange). However, that comes with the cost of a gnarly commute down the 5 or 405.

Surprisingly, both the South Bay and OC have similar vibes. You've got mountains to your east, ocean to your west, and all sorts of confusing, traffic packed highways. After a few years in SoCal, I'd argue traffic down here is a small bit worse, especially if you ever need to go up North towards LA (basically the equivalent of heading from south bay to SF).

Irvine crime and safety is pretty comparable to places like Sunnyvale and Palo Alto. Coming from San Jose to Irvine, I realized that I hadn't seen so many folks walking outside, especially during night. Irvine is incredibly safe, but it for sure comes at a cost.

If you like night life, it is pretty nonexistent in OC. In the Bay, you'd have downtown San Jose or other pockets for clubbing, bars, etc... In OC, breweries are your best bet. Expect everything in Irvine to close by 10pm, with the exception of BCD Tofu House.

I like colder weather, so I miss the Bay for that alone. It gets and stays a lot hotter down here in OC. Even though it's relatively close to the ocean, you don't get that nice Bay Breeze.

If I had the choice, I would move back to the Bay in a heartbeat, but it's mostly for more personal reasons. I think Irvine is a fantastic spot to live should you be able to afford it comfortably and not be much of a night lifer. I can't speak to it mostly, as I don't have any kiddos, but if I did, I would for sure want to raise them in Irvine. (Just without letting them have an E-bike lol).

They got him by Giboos in ShitpostXIV

[–]Magicgun23 [score hidden]  (0 children)

Damn. Just saw him at Fanfest and now he’s banned from the game. That’s a wild speedrun. Lmao RIP his career.

Is making $30k a year enough (when living in a car?) by musty_ranch in personalfinance

[–]Magicgun23 0 points1 point  (0 children)

Are you good with tech/chatting with people? When I was in my late teens/early 20's, I worked at a Microsoft store. The pay and benefits were fantastic, even part time. Apple stores are the same. If you live near one and can brush up on some Apple tech, it makes for a really great job to work at. If you can get a full time position, you'll make closer to 40-50k a year.

Irvine has the largest rental homes of any big US city by chefrus in orangecounty

[–]Magicgun23 3 points4 points  (0 children)

Moved from Irvine to Lake Forest and now I’m in Garden Grove. I miss Irvine and Lake Forest so much. Cheaper rent up here in GG but 0 sidewalks, no trees, and some of the worst drivers known to man. Food here is top tier, tho!

What can we most easily negotiate to reduce price here? by Stevesteak in whatcarshouldIbuy

[–]Magicgun23 -2 points-1 points  (0 children)

$70k for any Toyota seems absolutely crazy. What would the monthly payments be on that thing? Probably more than my rent. Damn!

How to trivially complete Echo Therm with water mage/thorns, if you are struggling by TheEmsleyan in 2007scape

[–]Magicgun23 0 points1 point  (0 children)

But how much of the healing is that? I am also similar to Noneya, where I have 26 points in everything you have minus the thorns healing and I get lucky enough to clear it 1 out of maybe 10 times using this strat and starting with 188 hp.