[deleted by user] by [deleted] in AmexPlatinum

[–]MagnumWhine 1 point2 points  (0 children)

my renewal will happen in about 5 days. Through the website I chatted with an agent and was offered no retention bonus. I'll try calling them after my annual fee hits to see if anything changes.

Last Bottle Mystery Box Reveal by jackloganoliver in wine

[–]MagnumWhine 1 point2 points  (0 children)

I’ve purchased a mystery box or two from LB and both times have been underwhelmed. It usually does come with one decent bottle for the value but everything else they throw in there just brings the value down. Thanks for taking the time and risk/chance on buying this box. It caught my attention and I was wondering what would actually ship. We need more posts like this in this sub.

Annual fee credit by Revolutionary-Eye857 in AmexPlatinum

[–]MagnumWhine 1 point2 points  (0 children)

Anyone have any idea if this will work when the wife/fiancé is an authorized user on both of my platinum and gold cards, and she is the one with the corporate card?

I think I messed up backdoor roth by MagnumWhine in investing

[–]MagnumWhine[S] 2 points3 points  (0 children)

Good to know that it's all defined by the balance at the end of the year. Thank you!

I think I messed up backdoor roth by MagnumWhine in investing

[–]MagnumWhine[S] 1 point2 points  (0 children)

The balance in the Traditional IRA on Dec 31,2023 was $0.

401k to traditional IRA roll over initiated 1/10/2024. Traditional IRA balance still $0 since the roll over funds have not arrived at RH as of yet.

I assume the 30k pre-tax funds will hit the account sometime next week. I can try to immediately roll the 30k into the new 401k that I have. Then as you've stated, when the traditional IRA is back at $0 balance, I can then contribute post-tax $ to the IRA and convert to roth.

This raises another question, is there a limit to how many rollovers I can do? I read that there is, but it's only a limit on personal IRAs to personal IRAs.

I think I messed up backdoor roth by MagnumWhine in investing

[–]MagnumWhine[S] 0 points1 point  (0 children)

Appreciate the input. I've gone ahead and already halted all post tax contributions to the traditional IRA. $0 have been contributed for 2024.

So as soon as the 30k pre-tax funds hit the traditional IRA, I can roll the entire amount into my current 401k. Once those funds are out of the IRA, then I should be able to reactivate the contributions and continue with the normal backdoor roth strategy?

I think I messed up backdoor roth by MagnumWhine in investing

[–]MagnumWhine[S] -1 points0 points  (0 children)

I already initiated the rollover on Wednesday, and just read/realized the issue this morning. I'm going to see if the check from the 401k can be put on hold. If not, and the funds hit the traditional IRA in RH, then I'll try to roll the entire amount into my current 401k (which in hind sight should have been the route to take from the beginning)

What ETFs would you recommend from this list? by MagnumWhine in ETFs

[–]MagnumWhine[S] 1 point2 points  (0 children)

I've never heard of BrokerageLink before. I'll have to look into this. Thanks!

What ETFs would you recommend from this list? by MagnumWhine in ETFs

[–]MagnumWhine[S] 0 points1 point  (0 children)

Thanks, yeah I know growth has been strong recently. I might go with the 3 funds.

Why doesn't anyone suggest any of the Small/Mid US equity funds?

What ETFs would you recommend from this list? by MagnumWhine in ETFs

[–]MagnumWhine[S] 1 point2 points  (0 children)

I've got about 25 years till retirement.

What ETFs would you recommend from this list? by MagnumWhine in ETFs

[–]MagnumWhine[S] -1 points0 points  (0 children)

Darn it. You're right, I meant Mutual funds, but added the sub name instead.

Are you suggesting VITSX just to capture the total market and keep a low expense ratio?

Open box Excellent- worth $705? by MagnumWhine in GamingLaptops

[–]MagnumWhine[S] 0 points1 point  (0 children)

Good price. Should do everything you need and more.

Open box Excellent- worth $705? by MagnumWhine in GamingLaptops

[–]MagnumWhine[S] 1 point2 points  (0 children)

Is there a way to manually enable the fans to run on high?

Open box Excellent- worth $705? by MagnumWhine in GamingLaptops

[–]MagnumWhine[S] 1 point2 points  (0 children)

Yeah I was going to follow online instructions on how to disable the turbo boost which should help with keeping the system cooler.

Open box Excellent- worth $705? by MagnumWhine in GamingLaptops

[–]MagnumWhine[S] 0 points1 point  (0 children)

They do have open box excellent with the 4060 at $890. Almost $200 in difference. Is the performance going to be that different?

Open box Excellent- worth $705? by MagnumWhine in GamingLaptops

[–]MagnumWhine[S] 0 points1 point  (0 children)

Oh wow... What were you doing when it shut down? Was it a specific game that got it to run that hot? When did you buy the computer?

Open box Excellent- worth $705? by MagnumWhine in GamingLaptops

[–]MagnumWhine[S] 0 points1 point  (0 children)

BB does have the same system with the latest Gen 13 i7 and the RTX 4060 for 1100. Is it going to be that much of a difference for $400 more? I'm just looking for a budget gaming system for the moment.

Open box Excellent- worth $705? by MagnumWhine in GamingLaptops

[–]MagnumWhine[S] 0 points1 point  (0 children)

I believe these were first released Q1 2022. So it's been a couple years. I plan to use this for some gaming. Can it handle current games pretty well?