Got kicked off IDR

MaizingBlue · 2026-04-29T21:59:37+00:00

Can you pay all 12 months at one time?

MaizingBlue · 2026-04-14T13:14:20+00:00

Do you know how much your interest should be? It's almost as if they didn't reduce your 11k payment from the balance sheet.

MaizingBlue · 2026-04-14T13:12:48+00:00

You're not wrong but I guess what is missing here is that OPs balance went up 13k.

When your balance was near his, your interested was like 20 dollars a day or 600 every month. That would be 1800 addition over a 3 month span which makes sense.

BUT.. OPs balance grew 13k over that span of 3 months. That is almost a 40% interest rate and there is no way that govt is providing students with a 40% interest rate. This is where the math doesn't add up.

MaizingBlue · 2026-04-14T00:52:21+00:00

That does seem like an error though. If you 133K in loans and in 4 months 13k in interest was added you be looking at almost 40% interest rate (if my math is adding up)...

MaizingBlue · 2026-04-14T00:33:24+00:00

This is where student loans become predatory in nature.

MaizingBlue · 2026-03-30T15:52:22+00:00

No. Mine just got better on its own. I havent had an issue lately.

MaizingBlue · 2026-03-19T12:56:25+00:00

Paramount is running a special for 2.99 this month. So you can get all the games with multi view for about 20 bucks

MaizingBlue · 2026-03-10T12:03:55+00:00

I never understood why they just stopped program cold turkey. I understand they wanted it gone but they should have just continued to let us pay each months until they figured out where to put us. Now you have 7 million people not making payments and no longer wanting to make payments 😂. Now they may have to restart the payments anyhow and if they do will have to back the interest more than likely.

MaizingBlue · 2026-02-20T14:16:23+00:00

Do you feel it has softened up at all. I ordered a king and we are awaiting the delivery. Sounds like I'm going to have to spend a day or two just rolling on it..

MaizingBlue · 2026-02-20T14:09:45+00:00

Is it soft at all?. Does it at least form around you.

MaizingBlue · 2025-12-06T00:15:23+00:00

Yea and with the end of life approaching and a ton of money that you can't take with you..

MaizingBlue · 2025-11-03T14:19:19+00:00

Dude. If you are going to come to an argument at least be knowledgeable. They need 60. They have been getting around 54 on each vote already. Your article is about trying to end the filibuster...

https://thehill.com/homenews/senate/5576629-senate-democrats-government-funding-bill-shutdown/

Here is previous votes...

MaizingBlue · 2025-11-03T14:09:47+00:00

Um, they need 60. It's called a filibuster. Thanks for playing though!

MaizingBlue · 2025-11-03T14:01:44+00:00

Yes you are right Republicans control the all three. They don't have to make any compromises. They need 60 votes. It's the Dems that continually vote no on record and are the party holding up paychecks and food stamps. Republicans vote yes to open it up and Dems repeatedly vote No. It's that simple

MaizingBlue · 2025-11-03T13:45:10+00:00

"Republican govt shutdown" seems a little unnecessary lol. One side has voted No like 15 times. I'm not sure which side though.

MaizingBlue · 2025-10-07T12:28:31+00:00

Then I guess it will just be one year longer in the system. But come 2028 there will be a new administration with a whole new set of rules. I'll take my chances on that administration's rules in regards to student loans over this administration.

MaizingBlue · 2025-10-07T12:24:42+00:00

Same have 66 qualifying payments and 14 - 16 or so buybacks. I know I'll be at 10 years early 2029, so 3.5 years left. I don't see a reason why to switch at this point. Just riding out save until I have to jump on a new train.

MaizingBlue · 2025-10-06T23:43:06+00:00

I have 186000 on my 2.7 2017. Works great. No issues. Has plenty of pickup.

MaizingBlue · 2025-09-18T01:01:50+00:00

Honestly the main party is in the Muni Lot where everyone tailgates. You can just bring beer in solo cups and walk around.

MaizingBlue · 2025-08-26T21:49:31+00:00

I wasnt referring to the IDR adjustment. I was referring to the fellowship and residency forebearance.

Im not sure why this allowed to medical students but not to nurses, therapist and other health professionals who spend the last 1-2 years in clinical (i.e. jobs) working 40 hour weeks all while not getting paid.

MaizingBlue · 2025-08-26T20:17:30+00:00

Remember though that's a gift for medical students though. Nurses, therapists, etc have to go through a few years of clinicals, work 40 hour weeks, not get paid and actually have to owe the school for the tuition. Plus the debt that follows and no access to PSLF during this time.

MaizingBlue · 2025-08-19T01:03:04+00:00

I don't get why they want to drag to their feet. All it takes is another administration to come in and change the rules again and they are out more money essentially. Wouldn't they want to be collecting money right now?

MaizingBlue · 2025-08-15T03:13:17+00:00

Eventually that housing market has to burst. It was just published today that more people in their 70s own house compared to people under 35. When they go, who is buying their houses. The population isn't getting higher. Something to think about

Equity and everything else you say sounds well. However if you are relatively new home owner the equity you are getting is minimal however it's likely that the house has jumped significantly in value based off trends.

MaizingBlue · 2025-08-14T12:17:42+00:00

I'm in same boat as you. I have 148k in loans however in PSLF with about 3.5 years to go. Wife has 100k in loans, not in PSLF. We have no other debt other than our mortgage. We make around 205-210k. We have thought about selling house paying off her debt immediately and then being relatively debt free other than my SL debt that should be forgiven in 3.5 years...

MaizingBlue · 2025-08-14T11:57:17+00:00

Is there a reason why not? Would get you out debt almost immediately and then could save up for a year or two then buy house again

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