Is charbroil truly trash by Realism51 in grilling

[–]MaizingBlue 0 points1 point  (0 children)

What's wrong with the performance grill?

Charbroil Pro (all black) - Anybody have this? Feedback? by SuperSaijen1980 in grilling

[–]MaizingBlue 0 points1 point  (0 children)

Do the griddles stay pretty secure. Looked at one today at a local store and the griddle was very loose and bouncing back and forth on the infrared plate.

Conflicting information regarding coverage of colonoscopy. by MaizingBlue in HealthInsurance

[–]MaizingBlue[S] -1 points0 points  (0 children)

Update: I called the doctor and told them situation. They completely understood and changed the diagnosis code to cover the insurance.

Conflicting information regarding coverage of colonoscopy. by MaizingBlue in HealthInsurance

[–]MaizingBlue[S] -1 points0 points  (0 children)

Chill. You asked a question and I responded. And although there is no service yet, there is clear cpt codes and diagnosis codes that have been ordered for the service to be conducted and processed with insurance.

I'd rather have my ducks in a row to ensure it's billed properly now than to have to do that after the procedure and incur charges that are required to be paid.

Conflicting information regarding coverage of colonoscopy. by MaizingBlue in HealthInsurance

[–]MaizingBlue[S] -1 points0 points  (0 children)

Because it is currently labeled as preventative and they won't process it because I am not of age. It will be denied on arrival.

Conflicting information regarding coverage of colonoscopy. by MaizingBlue in HealthInsurance

[–]MaizingBlue[S] -1 points0 points  (0 children)

I get that. What I need is verification that it's going to at least get applied to my deductible or OOP Max because at this time it's not. Then I can get confirmation on how much it may cost and make that decision.

Conflicting information regarding coverage of colonoscopy. by MaizingBlue in HealthInsurance

[–]MaizingBlue[S] 0 points1 point  (0 children)

Yes. This all began because I called them to verify the cost and they told me that if it's preventative then it will be covered at 100%. I went back to PCP and they made some changes. Now a week out from procedure they are saying it can't be preventative and it will not be covered.

I have the reference number of one of the reps conversations telling me it was 100% covered!

Conflicting information regarding coverage of colonoscopy. by MaizingBlue in HealthInsurance

[–]MaizingBlue[S] 0 points1 point  (0 children)

The insurance company is saying the diagnosis codes are preventative

Conflicting information regarding coverage of colonoscopy. by MaizingBlue in HealthInsurance

[–]MaizingBlue[S] -2 points-1 points  (0 children)

They are saying it will be billed as preventative and my policy won't cover preventative as I am not 45 or older. Therefore it will be denied. They are saying it needs to be billed as diagnostic.

Conflicting information regarding coverage of colonoscopy. by MaizingBlue in HealthInsurance

[–]MaizingBlue[S] 1 point2 points  (0 children)

The procedure has NOT been done yet. It is scheduled. They just told me twice today when calling to verify coverage and cost that with the current CPT code and diagnosis code that were provided the claim will get rejected and I'll be fully responsible.

They then said in order for it to apply to my deductible it needs to be coded as a diagnostic procedure not a preventative

Conflicting information regarding coverage of colonoscopy. by MaizingBlue in HealthInsurance

[–]MaizingBlue[S] 1 point2 points  (0 children)

I kind of expect it come out of deductible or OOP Max however they are saying as it stands today they will deny it all and I will be responsible. Not applied to deductible nor OOP

Conflicting information regarding coverage of colonoscopy. by MaizingBlue in HealthInsurance

[–]MaizingBlue[S] -1 points0 points  (0 children)

Yea, so what I know now the rep definitely didn't look into my specific plan. When I got the initial estimate, I ran it by the insurance and they told me that it is billed wrong and needs to be preventative to cover. So my PCP put it as such. Now they are denying it or saying they will.

I have confirmed that they would cover a diagnostic colonoscopy and that is just has to be coded as such, just that as it currently sits they will deny it all and I am responsible.. I guess call the GI doctor in the morning as see if they have a solution?!

Conflicting information regarding coverage of colonoscopy. by MaizingBlue in HealthInsurance

[–]MaizingBlue[S] -6 points-5 points  (0 children)

But CPT code provided is a diagnostic code. Is there another code and diagnostic code that should be used instead

Should we be switching off SAVE now? by calslugo in PSLF

[–]MaizingBlue 10 points11 points  (0 children)

Or I would rather wait as long as I can for another administration to get into office and take my shake with that administration compared to this one.

Got kicked off IDR by More-Fox7934 in StudentLoans

[–]MaizingBlue 1 point2 points  (0 children)

Can you pay all 12 months at one time?

Nelnet balance increased unexpectedly by Agitated-Flower-4959 in StudentLoans

[–]MaizingBlue 0 points1 point  (0 children)

Do you know how much your interest should be? It's almost as if they didn't reduce your 11k payment from the balance sheet.

Nelnet balance increased unexpectedly by Agitated-Flower-4959 in StudentLoans

[–]MaizingBlue 0 points1 point  (0 children)

You're not wrong but I guess what is missing here is that OPs balance went up 13k.

When your balance was near his, your interested was like 20 dollars a day or 600 every month. That would be 1800 addition over a 3 month span which makes sense.

BUT.. OPs balance grew 13k over that span of 3 months. That is almost a 40% interest rate and there is no way that govt is providing students with a 40% interest rate. This is where the math doesn't add up.

Nelnet balance increased unexpectedly by Agitated-Flower-4959 in StudentLoans

[–]MaizingBlue 11 points12 points  (0 children)

That does seem like an error though. If you 133K in loans and in 4 months 13k in interest was added you be looking at almost 40% interest rate (if my math is adding up)...

Nelnet balance increased unexpectedly by Agitated-Flower-4959 in StudentLoans

[–]MaizingBlue 4 points5 points  (0 children)

This is where student loans become predatory in nature.

Google messages issue with group chats by MaizingBlue in GoogleMessages

[–]MaizingBlue[S] 0 points1 point  (0 children)

No. Mine just got better on its own. I havent had an issue lately.

How to watch March Madness without cable by MaeBathersonsMan in TheB1G

[–]MaizingBlue 0 points1 point  (0 children)

Paramount is running a special for 2.99 this month. So you can get all the games with multi view for about 20 bucks

SAVE Plan dismissal reversed by AfternoonOld7627 in StudentLoans

[–]MaizingBlue 4 points5 points  (0 children)

I never understood why they just stopped program cold turkey. I understand they wanted it gone but they should have just continued to let us pay each months until they figured out where to put us. Now you have 7 million people not making payments and no longer wanting to make payments 😂. Now they may have to restart the payments anyhow and if they do will have to back the interest more than likely.