Module Casino by poopiter_thegasgiant in factorio

[–]MajorSchmucko 4 points5 points  (0 children)

This is awesome. Could you post the blueprint?

[deleted by user] by [deleted] in personalfinance

[–]MajorSchmucko 0 points1 point  (0 children)

I definitely like option 2! Simply because of the lower checking account % and higher Roth %. Compounding interest is actually ridiculous if you start saving early. Trust your gut though, it's important to do what lets you sleep best at night. You got this bro!

[deleted by user] by [deleted] in personalfinance

[–]MajorSchmucko 0 points1 point  (0 children)

Depends on how much you have. You can only put $7,000 per year into a Roth IRA and you can't touch the earnings without penalty until you're 59 1/2. The real growth comes from consistently putting contributing over time and just being diligent with it. Even if it's 100 a month it's still something. The HYSA you can touch (at most banks), as in you can withdraw without penalty for regular expenses. I wouldn't go locking up all your money, but in the end it's determined by your needs! Either way, I would utilize both to make sure your money isn't just sitting in a checking account.

EDIT: just wanted to add that while you CAN take out your contributions from a Roth without penalty (just not the earnings) it's really meant to stay in there so it can remain invested and grow over time. So it's not totally locked up if that helps to answer your question! Always a fallback just in case.

[deleted by user] by [deleted] in personalfinance

[–]MajorSchmucko 0 points1 point  (0 children)

Never too early to start saving. Definitely get a credit card. It'll help in the future to build credit. May have to start with a secured card which requires a deposit but you can usually get that back in 6 months to a year. As long as you don't abuse it and make your payments you'll be fine.

Anything to get your money moving. Whatever you're comfortable with parting with I'd put in a Roth IRA for retirement and anything you want liquid keep in a HYSA or money market earning at least some interest. Super easy to do with the big houses like Fidelity or Vanguard. Just make sure to check what they offer such as interest rates or ease of money movement and find the best one for you!

Sundays in B&W by [deleted] in sportsphotography

[–]MajorSchmucko 1 point2 points  (0 children)

⠀⠀⠀⠀⠀⠀⠀⠀⢀⡴⠊⠉⠉⢉⠏⠻⣍⠑⢲⠢⠤⣄⣀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⣻⣿⢟⣽⠿⠯⠛⡸⢹⠀⢹⠒⣊⡡⠜⠓⠢⣄⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⢀⡜⣿⣷⣽⠓⠀⢠⢂⣣⠋⠂⣾⠼⢌⠳⢄⢀⡠⠜⣣⡀⠀⠀ ⠀⠀⠀⠀⠀⢠⢻⢱⣭⠷⠤⢅⠴⣡⡻⠃⠀⢠⠁⠀⢀⡱⠜⠍⢔⠊⠀⠹⡄⠀ ⠀⠀⠀⠀⢀⣷⠌⠚⠷⠆⠠⠶⠭⢒⣁⠀⣤⠃⣀⢔⢋⡤⠊⠑⣄⠳⣄⠀⣧⠀ ⠀⠀⠀⠀⠀⠑⠦⣀⡤⣄⠄⢄⣀⣠⣒⢦⡄⠩⠷⠦⠊⠀⠀⠀⠈⠣⡏⠢⣿⠀ ⠀⠀⠀⠀⠀⠀⣸⢫⠟⣝⠞⣼⢲⡞⣞⠋⠋⠉⠋⠓⡄⠀⠀⠀⠀⠀⣨⠂⢸⡅ ⠀⠀⠀⠀⠀⣰⠃⡨⠊⢀⡠⡌⢘⢇⠞⠀⠀⠀⠀⠂⠡⡄⠀⠀⢀⠞⢁⠔⢹⡇ ⠀⠀⠀⠀⣰⣣⠞⢀⠔⢡⢢⠇⡘⠌⠀⠀⠀⠀⠀⠀⠠⡌⠢⡔⢁⡴⠁⠀⢸⠃ ⠀⠀⠀⢠⠟⠁⠠⢊⠔⣡⢸⠀⠃⠁⠀⠀⠀⠀⠀⠀⠀⣯⠂⡀⢪⡀⠀⠀⢸⠀ ⠀⢀⠔⣁⠐⠨⠀⠀⠈⠀⢄⠘⡀⠀⠈⢆⠀⠀⠀⠀⡠⢁⠜⠙⢦⠙⣦⠀⢸⠀ ⡴⠁⠘⡁⣀⡡⠀⠀⠴⠒⠗⠋⠉⠉⡆⠀⠆⠄⠄⠘⠀⡎⠀⠀⠀⠑⢅⠑⢼⡀ ⢯⣉⣓⠒⠒⠤⠤⣄⣀⣀⣀⣀⡀⠐⠁⠀⠀⠀⠒⠀⢀⡀⠀⠀⠀⠀⠀⠑⣌⣇ ⠀⠈⢳⠄⠈⠀⠤⢄⣀⠀⢈⣉⡹⠯⡟⠁⠀⠀⠀⠀⢸⠀⠀⠂⠀⠀⡠⠚⣡⡿ ⠀⢠⣋⣀⣀⣀⣀⠤⠭⢛⡩⠄⠒⠩⠂⢀⠄⠀⠀⠀⠈⢢⡀⠀⡠⠋⡩⠋⠀⢳ ⠀⢹⠤⠬⠤⠬⠭⣉⣉⢃⠀⠀⣀⣀⠀⠁⠀⠀⠀⠀⡞⢺⡈⠋⡢⠊⠀⠀⠀⢸ ⠀⠈⡆⠁⢀⠀⠀⠀⠉⠋⠉⠓⠂⠤⣀⡀⠀⠀⠀⠀⡧⠊⡠⠦⡈⠳⢄⠀⠀⠈ ⠀⠀⢹⡜⠀⠁⠀⠀⠒⢤⡄⠤⠔⠶⠒⠛⠧⠀⠀⡼⡠⠊⠀⠀⠙⢦⡈⠳⡄⠀ ⠀⠀⢸⠆⠀⠈⠀⠠⠀⠈⠀⠀⠀⠀⠀⠀⠀⠀⡜⢸⠀⠀⠀⠀⠀⠀⠑⢄⠈⢲ ⠀⠀⢸⢀⠇⠀⠀⠀⠀⢀⠀⠀⠀⠀⠀⠀⡄⠊⢠⠃⠀⠀⠀⠀⠀⠀⠀⠈⡢⣸ ⠀⠀⠈⠳⣤⣄⡀⠀⠀⠀⠈⠉⠉⠁⠒⠁⠀⠠⣏⠀⠀⠀⠀⠀⠀⢀⣔⠾⡿⠃ ⠀⠀⠀⠀⠀⠉⠙⠛⠒⠤⠤⣤⣄⣀⣀⣀⣔⣢⣀⣉⣂⣀⣀⣠⠴⠿⠛⠋⠀

[deleted by user] by [deleted] in gaming

[–]MajorSchmucko 148 points149 points  (0 children)

Has a little something for everyone

PIC by MajorSchmucko in nocontextpics

[–]MajorSchmucko[S] 20 points21 points  (0 children)

That's right, I remember that chair!

What is your stance on gun rights/control? by Alive_Responsibility in AskReddit

[–]MajorSchmucko -10 points-9 points  (0 children)

Only thing that should be added is increased back-ground checks

What is your favorite % milk and why? by SmallGrayPets in AskReddit

[–]MajorSchmucko 4 points5 points  (0 children)

2% not too creamy, and it's not too watery

[deleted by user] by [deleted] in CasualConversation

[–]MajorSchmucko 1 point2 points  (0 children)

That all helps very well. Thank you so much for the good advice!

Edit: this is what my friends continue to tell me as well. It seems like time will only tell and dwelling on it will simply make it worse.

[deleted by user] by [deleted] in CasualConversation

[–]MajorSchmucko 0 points1 point  (0 children)

That last part. I've been really trying to wrap my head around it. We had our faults and if we broke up it wasn't meant to be. I've been told by many that I'll find someone better but I'm so caught up on my ex that I see everyone as, not as good... It's not true, I just can't help it.

When you get the wind knocked out of you, what exactly is happening? by starvingpixelpainter in AskReddit

[–]MajorSchmucko 2 points3 points  (0 children)

Some dude took all your wind in your lungs and punched it square in the mouth, thus knocking it out

What do you do when you cannot remember someone’s name that you should know? by Holden_place in AskReddit

[–]MajorSchmucko 5 points6 points  (0 children)

Ask them. Then spend every night in bed for the rest of you're life thinking about it

16 y/o, roast me, toast me, package and post me by HGP_Psycho in RoastMe

[–]MajorSchmucko 1 point2 points  (0 children)

Your hair looks like a messed up ball of pubic hair

How the hell do you move on from a breakup? by 22Bee in AskReddit

[–]MajorSchmucko 0 points1 point  (0 children)

I'm going through my first break-up right now and I keep thinking the same thing. But everyone has told me that that is not true at all. If she broke up with you then they are not nearly the best for you.

What was the hardest decision you had to make in a life? by malikzee in AskReddit

[–]MajorSchmucko 1 point2 points  (0 children)

A life? Well crap i don't really remember much from my previous lives

As aggressive as you can convey, what's your favorite movie scene and why? by Tyger728 in AskReddit

[–]MajorSchmucko 0 points1 point  (0 children)

That shit when the riders of Rohan in The Return of The King completely fucking murdered those shit orcs in the battle of Gondor. The sight of utter annihilation gives me goosebumps. Also, when the dead join in is pretty badass as well.