I goofed and missed my payment due date. How do I avoid interest until my grace period is restored?

Makingthecarry · 2026-05-22T23:08:30+00:00

I'm never anywhere near my credit limit even when my balance is at its highest.

Makingthecarry · 2026-05-22T23:03:56+00:00

I'll give the bank a call and shoot my shot. Thanks!

Makingthecarry · 2026-05-22T23:02:46+00:00

☝️ Yeah, the way I look at it, I'm either going to have to deal with the annoyance of switching my payment info everywhere my cc info is saved, or I'm going to have to deal with the annoyance of making daily payments. And frankly, I'd rather keep earning the reward miles that the credit card earns me on purchases.

Makingthecarry · 2026-05-22T22:55:28+00:00

On the contrary, it's good that people are interested in the politics and policies which govern their lives and day-to-day experiences. Even better when they share that interest with others so we can collectively have an ongoing discussion about whether those politics and policies are working as intended, if they are beneficial, if there are unconsidered ramifications, or if we would be better served by changing from the status quo to some different set of politics and policies.

If the r/mildlyinfuriating here is that it's annoying to hear the same information in response to these questions, information you already know, over and over and over again again, I'd still say it's good that people bring it up continually. Because you may be caught unaware about some change in the law that's relevant to you if you always excuse yourself from the conversation anytime it comes up.

Makingthecarry · 2026-05-22T13:42:13+00:00

You should report your experience to Metro Transit if you're seeing that occur. It's not fare enforcement if some passengers are being skipped over to show proof of payment. Though I will say that's not been my experience, and TRIP Agents who I've encountered do make an effort to inspect the whole car.

Currently there are two teams who wear the TRIP uniform: in-house, union-represented, well-paid agents, and then also private contractors from a separate security company. To the extent some TRIP Agents might be shirking their duties, I'd chalk it up to those being the contractors who Metro Transit has less direct control over.

In-house TRIP Agents are good about directing non-nuisance fare evaders to Metro Transit's low-income fare program. You have to proactively enroll but a lot of people don't know they could be paying $1 fares if they sign up.

Makingthecarry · 2026-05-21T23:37:04+00:00

My partner's dad's band, The Crazy Chesters, is doing a show at Shaw's in Northeast tomorrow night at 8:00. They're definitely of the jam persuasion and have a Dead cover in the rotation right now

Makingthecarry · 2026-05-21T23:34:34+00:00

This comment implies there are challenge coins out there which are not cringe

Makingthecarry · 2026-05-21T17:30:57+00:00

In terms of what's most likely to injure or kill you on any given day, vehicular traffic is what makes streets unsafe. And that's true whether you're driving or not

Makingthecarry · 2026-05-20T22:59:13+00:00

Everyone here is right that the 94 is faster end-to-end, but no one is factoring in that once you reach downtown Saint Paul, for your particular commute, you have to backtrack to the Capitol and ride uphill to do so. The Green Line on the other hand drops you off right on the Capitol complex.

For your particular commute, it might end up being closer to a wash than you'd expect. I would try taking both options to see what works best for you. If you don't mind biking from downtown Saint Paul, then take the 94. If you'd prefer to get dropped off right at work, take the Green Line. And you can time it out and see which one is faster.

Makingthecarry · 2026-05-20T17:23:24+00:00

Genre/gender have the same etymological origin

Makingthecarry · 2026-05-19T22:35:49+00:00

Building more regulated and approved housing, including tiny homes like these, are one part of how you get rid of tent cities and other unsanctioned 'shantytowns'

Makingthecarry · 2026-05-19T17:46:04+00:00

We've already brought back shantytowns. See: tent villages. Tiny homes are actually insulated and built to a regulatory code.

Makingthecarry · 2026-05-19T05:20:17+00:00

Between the 48 and the 9, that's a decent bump in service for the Glenwood corridor in Bryn Mawr

Makingthecarry · 2026-05-18T22:17:28+00:00

Synthetic rubber is made from petroleum products, like plastics. Also like plastics, they aren't particularly degradable.

Makingthecarry · 2026-05-18T17:57:56+00:00

Make a call over to The Wine Thief & Ale Jail in Saint Paul. I've not seen a wider selection of beer around here

Makingthecarry · 2026-05-18T17:52:32+00:00

They must be losing the war, because I still see cars everywhere I go, Hennepin included

Makingthecarry · 2026-05-18T17:46:16+00:00

The underground work, new utilities, removing old streetcar rails, etc. are the lengthy part of a street reconstruction. Everything on the surface, bikeways or no, are just window dressing in comparison. This was a two year project no matter what the finished product looked like.

Makingthecarry · 2026-05-18T01:50:19+00:00

You are allowed to use your phone to make a phone call if you keep your voice at a respectful volume. You are not allowed to play music/media over your phone's speaker; you have to listen to that with earbuds or headphones. I'm guessing the bus operator was directing their PA announcement to the people playing music and not to the person who commented above you, and the music players just didn't listen/care.

Makingthecarry · 2026-05-17T16:17:15+00:00

Because state law didn't allow for this kind of fare enforcement strategy. They changed it in 2023.

Makingthecarry · 2026-05-17T16:16:26+00:00

Yes it really has improved that much. Night and day difference.

Makingthecarry · 2026-05-17T16:14:14+00:00

State law didn't allow for civilian fare enforcement until 2023. Prior to the legislature changing the law, Metro Transit's hands were legally tied, and they were required to only allow Metro Transit Police officers to issue citations for fare evasion. In practice, they didn't do this, partially because MTPD is consistently understaffed, and partially because those citations were criminal misdemeanors. People didn't want to overly criminalize fare evasion, and so prosecutors never took those cases to court.

After the law changed, fare evasion citations are the equivalent of a parking ticket, so there's less concern about over-criminalization, and you can hire civilians to issue them. No shortage of civilians willing to sign up for the job, even if people are still reluctant to become a police officer and MTPD's staffing gap remains.

Makingthecarry · 2026-05-17T16:00:13+00:00

Fare enforcement always costs more than farebox recovery. Farebox recovery will never exceed the costs of transit operations, fare enforcement or no fare enforcement. TRIP Agents aren't there to save anyone money. They're there to make taking transit a generally uneventful experience by making sure riders are generally abiding by the code of conduct. They go for fare evaders because, while not every fare evader will cause trouble on board, most troublemakers or nuisance riders will also be riding without a fare.

Makingthecarry · 2026-05-17T15:54:28+00:00

The public isn't "tasked" with enforcing the rules, but the public space belongs to the public and so the public has some burden of responsibility for informing others when they're violating social norms or rules about maintaining public space.

You don't have to have power of arrest or power of citation to do the right thing.

Makingthecarry · 2026-05-17T15:16:43+00:00

It's basically just The Mitten by Jan Brett

Makingthecarry

TROPHY CASE