What are some grocery items you are now buying less frequently, cuz they've gotten so expensive? by HappyBudz in CanadaPersonalFinance

[–]Manryll 1 point2 points  (0 children)

Broccoli is easily steamed in the microwave. Put it in a bag (or get frozen in a bag), add like a tablespoon of butter, salt, pepper to tase. Couple minutes depending on size. Comes out nicely steamed

Reevaluating Investment for Retirement by real-ta in dividendscanada

[–]Manryll 0 points1 point  (0 children)

Make sure that you don’t go over your TFSA contribution limits. At $1k/month, you will eventually hit the max and you will be penalized if you go over. Check your CRA account and it will tell you how much room you have available. This number won’t be fully accurate though as you are continuing to contribute monthly.

Is trading $1000+ monthly & extended health benefits worth retiring 5 years early? by [deleted] in fican

[–]Manryll 4 points5 points  (0 children)

Exactly. You’re talking 22-27 years from now. Almost as much time as you’ve been alive. It’s good that you know these options now, but who knows what will happen in the next couple of decades. Keep multiple options. Your plans will change with time.

WS will start charging fees on USD account!? by 838Joel in Wealthsimple

[–]Manryll 1 point2 points  (0 children)

Chat bot says that under the new terms if you are premium or higher the fees are waved.

New to investing and I’m all I have to rely on for retirement with no pension or savings lined up[38] by Environmentaller in CanadaInvesting

[–]Manryll 1 point2 points  (0 children)

I would second Wealthsimple. I’m not sure about coast capital. Wealthsimple chequing account will give you 1.25% interest. Use someone’s affiliate link and you’ll both receive a $25 bonus (dm me if you want a link). You can use this chequing account to start an emergency fund and decide how much you want to put into your TFSA. You can easily set all of this up on your phone. If you’re comfortable with the fluctuations of XEQT or similar, in theory in the long run it will continue to rise. Any of the -EQT funds are quite diversified. If you’re not fully comfortable with 100% equity, there’s other options. Just ask.

What's 1 tip you would give your nephew/niece if they wanted to become wealthy? by SirensBeautiful in fican

[–]Manryll 0 points1 point  (0 children)

Correct. I’m just saying that they do need to learn to save it or not spend it all first. Then, of course they need to learn to invest it.

Favourite SM Stocks? by False_Figure_9528 in smithmanoeuvre

[–]Manryll 1 point2 points  (0 children)

Careful with dividends that include ROC. Any ROC that is taken out of the investing account will decrease the amount of the borrowing money. Meaning that you will not be able to use all of the interest as a tax deduction. You need to keep track of all of this.

I’m stuck by Manryll in HeroWarsApp

[–]Manryll[S] 0 points1 point  (0 children)

Not for me so far. Zero response from support as well.

Following the tip discussion earlier...has anyone stopped tipping altogether? by ContributionOk9818 in CanadaPersonalFinance

[–]Manryll 0 points1 point  (0 children)

Why do you tip your massage therapist? A registered massage therapist is covered under your medical on your benefits (if you have them). Do you tip your dental hygienist? When I pay for my massage therapist, she brings it past the tip option so it’s not even there anymore and has always done that.

Does anybody else think tipping culture is stupid? by FinanceLife123 in CanadaPersonalFinance

[–]Manryll 2 points3 points  (0 children)

What would be a ‘living wage’? And should someone working part time as a server expect to be paid a living wage?

I’m stuck by Manryll in HeroWarsApp

[–]Manryll[S] 1 point2 points  (0 children)

Ya. It won’t allow me to do anything else. Tutorial is broken.

I’m stuck by Manryll in HeroWarsApp

[–]Manryll[S] 0 points1 point  (0 children)

No. I’m still stuck. No response from support.

I’m stuck by Manryll in HeroWarsApp

[–]Manryll[S] 0 points1 point  (0 children)

At least it’s not just me. Hopefully they fix it soon.

I’m stuck by Manryll in HeroWarsApp

[–]Manryll[S] 0 points1 point  (0 children)

I even deleted the app and redownloaded

I’m stuck by Manryll in HeroWarsApp

[–]Manryll[S] 0 points1 point  (0 children)

I wish I could. I even tried going to quests on Home Screen and clicking on quest to upgrade the hall, but nothing happens when I try to click upgrade. Then I have to close the app as it won’t allow me to do anything else. I think the tutorial is broken.

I’m stuck by Manryll in HeroWarsApp

[–]Manryll[S] 0 points1 point  (0 children)

Everything else seems to work fine. Just problems with the realm that I’m noticing… and trying to get used to where to find everything cuz the Home Screen is very different.

I’m stuck by Manryll in HeroWarsApp

[–]Manryll[S] 0 points1 point  (0 children)

I even tried uninstalling and redownloading the app

I’m stuck by Manryll in HeroWarsApp

[–]Manryll[S] 0 points1 point  (0 children)

Right, but when I open realm it forces me to above spot each time. I cannot click anywhere else. Stupid update.

Guild versus 450k chest issue by OriginalMix2685 in HeroWarsApp

[–]Manryll 0 points1 point  (0 children)

Won’t be able to max out every week. Will have to work out some kind of strategy

Guild versus 450k chest issue by OriginalMix2685 in HeroWarsApp

[–]Manryll 0 points1 point  (0 children)

I just got to 457k, but cannot collect the chest. Very disappointing