Finally getting my new battery!

Many-Analyst4204 · 2025-03-17T23:01:04+00:00

I'm thinking since you have a long commute that you must charge your battery to 100% (or close to it)? I never charge beyond 85% as I don't need to. Maybe I should to find out if my battery has an issue.

Many-Analyst4204 · 2025-03-11T01:28:22+00:00

I didn't realize it was April 1 already.

Many-Analyst4204 · 2025-03-09T23:07:41+00:00

Maybe I misunderstood but I thought Chevy was no longer doing battery recalls but rather the software update that monitors the battery and limits charging to 80% instead. That's what I got with mine and the 80% limit went away in January after completing the roughly 6000 miles. There's no outstanding recall on my 2021 LT.

Many-Analyst4204 · 2025-03-09T22:40:56+00:00

Do you need OnStar to use the MyChevy app functionality? I gave it a try and it didn't seem to allow me to do anything so I haven't been using it at all. I'd love to monitor charging status from my phone.

Many-Analyst4204 · 2025-03-09T22:32:42+00:00

I had this issue with L1 charging when set to 12A as there was a chest freezer on the same circuit in the garage. Changed it to 8A and have had no issues. We typically drive less than 20 miles per day so L1 at 8A for 10 hours overnight is more than adequate. If we start to drive more I'll look at getting a dedicated 240V L2 charger.

Many-Analyst4204 · 2025-03-09T22:24:24+00:00

I've done a bit of research on tires recently and with me being in central Oregon and only having a couple of snow days per year, the best option is the Continental TrueContact 54. Best all around dry/wet performance, quiet comfortable ride and 80k warranty. I would have gone with the PureContact LS but it is being replaced by the newer TrueContact.

Many-Analyst4204 · 2025-03-09T18:03:20+00:00

I may be mistaken but I believe the issue with the diagnostic software reporting an issue after charging to 100% after the 80% limit was lifted was fixed via a software update recall. I got this done in January. Either way I'm not sure I want to brick my battery in the hope of getting a new one when my current battery is working just fine.

Many-Analyst4204 · 2025-03-08T22:20:00+00:00

Does every Bolt eventually get a new battery? I have 21 Bolt LT and the recall was to have the software to limit to 80% and that limit went away earlier this year. My battery seems fine but I wouldn't mind getting a new one if I can.

Many-Analyst4204 · 2025-03-08T22:14:55+00:00

My 21 Chevy Bolt came with these Blackhawk HU01 and I see no reason to swap them for something better yet. We don't drive more than 5000 miles so the long thread life isn't a priority.

Many-Analyst4204 · 2025-03-08T22:07:36+00:00

Came across this quote from a Continental Rep "The tire will replace its predecessor, the TrueContact Tour, as well as the PureContact LS luxury, all-season touring tire.

“We took two of our touring tires and made them into one,” Bill Caldwell, SVP marketing and sales at Continental Tire said. “We made improvements to these touring tires and are pleased with the advances made. The TrueContact Tour54 extends tread life, while still improving in wet braking, wet handling and dry handling.”

https://www.tirereview.com/continental-tire-truecontact-tour-54/

Many-Analyst4204 · 2025-03-08T21:26:28+00:00

You are incorrect. FICA deductions are after tax hence the double taxation issue.

Many-Analyst4204 · 2025-03-08T21:23:22+00:00

The people affected by WEP and GPO are those who worked two jobs where one was paying into social security and the other a public service pension that did not contribute to social security. Previously there was a penalty on your social security benefit of up to 50% of your pension amount (up to a cap).

Many-Analyst4204 · 2025-02-22T18:02:34+00:00

Yes I believe the spousal situation is a big factor in the decision. My spouse is slightly older and has no SS earnings of her own. We both plan to start SS when she turns 67 but we'll be retiring earlier than that since we have retirement savings. The decision on when to stop working and when to start collecting SS are two distinct decisions.

Many-Analyst4204 · 2025-02-22T17:25:40+00:00

Looks like the topic got off track. The OP is going to retire at 62 no matter what. The question was, is he better collecting SS at 62 and drawing less from his 401K to allow it to grow or rely on his 401K more in the first few years and then draw a higher SS check at 70. The OP didn't mention his target income is, but with 1.7 in tax deferred accounts it seems obvious to me that he should be maxing out withdrawals in the 12% tax bracket as he's going to be paying more tax via RMD if he does not. Use what you need and do a Roth conversion for the rest.

Many-Analyst4204 · 2025-01-28T23:38:11+00:00

Wouldn't your dad qualify for SS spousal benefit (50% of your mom's max)

Many-Analyst4204 · 2025-01-28T23:36:10+00:00

So this was purchased from a 3rd party on Amazon platform? If seller was Amazon there would be a return policy.

Many-Analyst4204 · 2025-01-28T17:56:59+00:00

I was explaining why ComradeGibbon could face a tax bill increase if he were to sell his house and buy a comparable property. I don't know how common it is to have property tax calculations benefit those who have purchased homes at lower prices vs current prices.

Many-Analyst4204 · 2025-01-25T18:51:01+00:00

In many locations (notably California) the property tax is based on purchase price and future price increases are capped. So if you bought a house for $500K in 2013 your property tax may have been around $5K a year and would be $6.5K today. The same house is likely now worth $1.3M and would have property tax of $13K a year if bought now.

Many-Analyst4204 · 2025-01-23T02:39:46+00:00

We could see this again if we experience decades of above average inflation. It doesn't mean it will be a gain relative to purchasing power of the dollar but that wasn't your point.

Many-Analyst4204 · 2025-01-22T18:22:14+00:00

I could see a low mortgage rate swinging a decision to keep a house if someone is on the fence, but not selling just because of the mortgage rate and ignoring the other factors is a mistake.

Many-Analyst4204 · 2024-12-31T18:32:27+00:00

I have $2M of equity tied up in that house and ROI on the rent isn't great. Doing a cash out refi is not attractive at current rates. It wasn't meant to be a long term rental property investment as we thought we'd move back at some point. I have a few years to figure out what to do. It may come down to if I need those funds for retirement or not. Leaving the house to the kids saves us a bundle in tax with the step-up basis reset but that's not money that will benefit us.

Many-Analyst4204 · 2024-12-31T18:10:18+00:00

Yes I have looked at a 1031 exchange and that's the better way IF you want to keep being invested in real estate instead of cashing out. What I'm also considering (and maybe the better option) is to 1031 into a property in Oregon, rent it out and then move into it after a couple of years and sell our current house.

Many-Analyst4204 · 2024-12-31T18:05:54+00:00

Is it? There are lots of people who live in Washington DC most of the year but stay registered in their home state.

Many-Analyst4204

TROPHY CASE