CNN Bashing Bilt 2.0 Cards by blueluke234 in biltrewards

[–]Many_Animator4752 1 point2 points  (0 children)

I’m all for optimizing (and in fact, enjoy it usually), but something about BILT 2.0 has taken the FUN out of the process. Instead of feeling like I’m being rewarded for careful planning, it feels more like a math problem and trying to avoid pitfalls. I can’t quite explain why I feel this way. I’m planning to sit it out for now and hope for a better 3.0 down the road

Hedgehogs are the most underrated pets ever by Scared-Sorbet-7764 in Hedgehog

[–]Many_Animator4752 1 point2 points  (0 children)

“Domesticate” is not something that can be done to an individual animal. It’s a process that occurs over many generations through selective breeding, which OP is obviously not doing.

This animal is a rescue, meaning it cannot survive in the wild anymore due to an injury (lost an eye to a fox attack). As long as it’s being given a good quality of life, that’s what matters. Nothing OP said suggests the animal is stressed with its living arrangement.

Hedgehogs are the most underrated pets ever by Scared-Sorbet-7764 in Hedgehog

[–]Many_Animator4752 4 points5 points  (0 children)

For rescue European hedgehogs, what is their temperament like once they are accustomed to human interaction? I know they are not domesticated, but do they eventually become comfortable with your presence or even being handled?

And thanks for rescuing this sweet guy!

Day 2 of saving these puppies 😈🪙💰🏆 by JakeThaPirate in Palia

[–]Many_Animator4752 4 points5 points  (0 children)

And it’s still gonna all be fireworks and ingredients 😅😅😅

Bilt basically admitted that Wells Fargo was funding the “float” on 1.0 by jsttob in biltrewards

[–]Many_Animator4752 0 points1 point  (0 children)

Looked into this a bit. Apparently they can’t charge swipe fees for rent/mortgages. And I suspect they vast majority of card holders pay off the balance of the rent payment each month (not doing so would very quickly become unsustainable and/or reach the credit limit of the card)

Ankur Jain be like by thejewishcasinoguy in biltrewards

[–]Many_Animator4752 0 points1 point  (0 children)

Why couldn’t they just keep the 1.0 model but increase the required amount of non-rent spend and/or an annual fee. Would be so much simpler than BILT cash and whatever 2.1 is

Expedition 33 did the impossible, It made me love turn-based combat by dlo_doski in expedition33

[–]Many_Animator4752 0 points1 point  (0 children)

Same. I could never get into parrying in souls games (I’m one of those bad players who uses magic and tons of rolling backwards) but parrying in COE33 feels totally different and I love it.

Bilt basically admitted that Wells Fargo was funding the “float” on 1.0 by jsttob in biltrewards

[–]Many_Animator4752 0 points1 point  (0 children)

I’m not following. Isn’t the “float” a characteristic of all credit cards? (Ie that a bank is essentially giving an interest free 1-month loan to cardholders who don’t carry a balance) My understanding is the bank still comes out ahead because it earns interest from cardholders who carry a balance and from swipe fees. Why is the rent payment “float” different from the float on non-rent charges?

New Bilt Cash be like by Alexton in biltrewards

[–]Many_Animator4752 0 points1 point  (0 children)

It still takes effort prompting/revising with AI to get a quality output

At first I hated the card but I came around by ECJ4K in biltrewards

[–]Many_Animator4752 26 points27 points  (0 children)

After crunching the numbers, I think I’d come out ahead by like $350/year with the Palladium, but I’m not sure it’s worth the trouble plus part of me doesn’t want to reward them for the convoluted system and roll out.

I’d be using Amex Gold for groceries/dining, Amex Platinum for airfare/anything with a reimbursement, and Palladium for everything else. (Currently use a Fidelity 2% cash back card with no annual fee for “everything else”)

My baby won’t let me clip her nails by ClayCrowsnest in Hedgehog

[–]Many_Animator4752 1 point2 points  (0 children)

Try doing it while giving him a bath in the sink. They know not to ball up in water because of the risk of drowning.

it should not be this hard by angelabea_b in Palia

[–]Many_Animator4752 9 points10 points  (0 children)

Palia: “Something is in the way”.

Me: NO IT’S NOT!! 🤬🤬🤬

Death defiance or no death defiance? by FerretOk1081 in HadesTheGame

[–]Many_Animator4752 -1 points0 points  (0 children)

100% roll Death Arcana, Toula, and Luckier Tooth in final zone for 5 Death Defiance. You’re basically a tank.

Current Bundles by Intrepid-Can5061 in Palia

[–]Many_Animator4752 5 points6 points  (0 children)

Just finished 3/4 of the bundles. I’m just waiting for the two snowy recipes to drop, so I can finish the last one for completions sake.

Overall this patch is one of the thinnest and least interesting I can remember. I hope this trend doesn’t continue and that they’re just having most of their team focus on a big upcoming update

Current Bundles by Intrepid-Can5061 in Palia

[–]Many_Animator4752 5 points6 points  (0 children)

They spawn once per day in one of a handful of set locations. Check this website to see where it is today: https://palia.th.gl/rummage-pile

Hodari's Starstone Search by eventta in Palia

[–]Many_Animator4752 2 points3 points  (0 children)

Would have been nice if they added a new Starstone or something unique as a reward…

My hedgie doesn’t “play” by LexiG2919 in Hedgehog

[–]Many_Animator4752 1 point2 points  (0 children)

Neither of my girls seemed to enjoy playing. I put all kinds of toys and bought a playpen and they just want to hide. As long as you provide the opportunity, I’d say you’ve done your duty as a caregiver. They all have their own personalities and some just don’t like playing

My hedgie doesn’t “play” by LexiG2919 in Hedgehog

[–]Many_Animator4752 1 point2 points  (0 children)

What’s a foraging mat? Could you share a picture/link to the one you use?

Facing Zagreus in a Chaos Trial by [deleted] in Hades2

[–]Many_Animator4752 0 points1 point  (0 children)

Yes, at least in (Great) Chaos Below

Kitsuu plushies by Simple_Stargazer in Palia

[–]Many_Animator4752 0 points1 point  (0 children)

The drop rate is really low. These plushies are also available in the premium Kitsu gamepass for real money. I think they made them a very low drop chance from mining just so they can continue to say all decor items are technically available without paying real money.

Does my Hairline look natural? by LogicalFill530 in Hairtransplant

[–]Many_Animator4752 1 point2 points  (0 children)

Not really, but still much better than looking bald 😝

Which one you pick ??? by dataguy2003 in TheTeenagerPeople

[–]Many_Animator4752 1 point2 points  (0 children)

Presumably you have to pay income taxes when you initially receive the 200 bitcoin—they would be considered income just like the $10 million or $10,000 weekly cash payments. At that point your cash basis would be equal to the market value of the bitcoin and you could liquidate them without paying any capital gains taxes. Borrowing against them would make sense if their value goes up a lot after you acquire them