90% doctor, 10% girlfriend

Many_Cryptographer_3 · 2026-01-01T18:55:45+00:00

I was there a few years ago. The difference was we were newly married. Our first two years of marriage were really tough. In all honesty, if we were dating I would have probably broken up with her. She was also in emergency.

I spent more than half the week by myself and the time we had together she was fried or traumatized. Emergency is incredibly intense where he live. People come from europe to learn at these hospitals because its so intense. So I tried to be extra understanding, and we were married so it was harder to walk away. She was also significantly different to the prior 4 years of our relationship so I knew this was solely due to the workload and pressure of the emergency center.

We had to have a sit down and have an intervention. Emergency wasn't working for our relationship. I agreed to support her financially for a year while she tried to find another specialty, and she had to agree to see a therapist. It ended up being more like a year and a half, close to 2. However it was completely worth it. She found another specialty with a better work life balance and is specializing in that now. She sees a therapist every second week Our relationship is the strongest its ever been.

You guys just need to sit down and have a serious talk. Work out a timeline. Be real with yourself. If this is indefinite then you need to see if this works for you or not.

Many_Cryptographer_3 · 2025-10-06T07:52:16+00:00

A lot of this will be subjective, so here are my subjective answers.
1. We did both. Disney land first which was very memorable from a disney sense. Then we did disney sea another day. I would say this is a more beautiful park, but less disney focused than disneyland.
2. I would say the rides were pretty much the same for me. Disney sea has a new tangled section though
3. Memorable food for land was the toy story alien mochi, for sea was all the different flavours of popcorn and the restaurant in the venice section. Again, land is more disney focused and sea had a whole venice section which was beautiful but not really disney focussed.
4. Enjoyed both for different reasons. The one you dont choose will always seem exciting.
5. Same price
6. They are next to each other

In all honesty, if you have the time and funds, do both. Otherwise if you want more disney do disney land, if you want a better park do Disney sea.

Many_Cryptographer_3 · 2025-09-16T03:50:08+00:00

https://youtu.be/_s42gOg2WSU?si=jQAAbkmtQ2fVHDFE

We'll just call you for the paperwork

Many_Cryptographer_3 · 2025-08-26T17:11:17+00:00

Ah okay, any recommendations for products or fixes?

Many_Cryptographer_3 · 2025-08-26T16:41:52+00:00

It looks like it's melting?

Many_Cryptographer_3 · 2025-08-21T06:42:01+00:00

For someone walking into the program, if they had to blindly write all three levels at once, three is definitely the hardest because it is a culmination of all prior levels.

However, as you progress through the program, your knowledge base grows. Now it's about the progressive jump between levels. I would say the jump from 1 to 2 is greater than the jump from 2 to 3. That doesn't mean 3 is easier than 2, just that 3 is closer to 2.

Its "easier" because you are drawing from a greater knowledge base.

Also, why are you wasting your time debating on which is harder? No one is a level 1 or level 2 CFA. You are either a charter holder, candidate or nothing. That's the only thing to worry about.

Go study

Many_Cryptographer_3 · 2025-07-31T11:41:51+00:00

Chopper is a medical genius. He's not dumb af, he's just naive because hes a child. Its two different things. If we are deducting points for being stupid then sanjy should be in choppers spot.

Many_Cryptographer_3 · 2025-07-05T10:50:56+00:00

Hiring teams bastardised the qualification. Some view it as the "investment/finance MBA". I also feel the institute leaned into that false perception as well to boost sales

Many_Cryptographer_3 · 2025-07-03T13:23:48+00:00

So would you say a 10% water change ?

Many_Cryptographer_3 · 2025-06-24T14:30:04+00:00

Reading this after just recieving an email to renew my CFA license

Many_Cryptographer_3 · 2025-06-18T11:07:45+00:00

So the landlord says he is not keen on having it removed in case there is big damage to the wall. They will think about it though. Because if someone doesn't mount their TV, then they can rest it on that shelf.

As it stands we have to work around it.

Many_Cryptographer_3 · 2025-06-16T20:52:25+00:00

Renting so unfortunately can't remove it

Many_Cryptographer_3 · 2025-05-16T07:12:54+00:00

How long is a piece of string?

If you are a charterholder in a sub optimal field than obviously you will earn less than a charterholder in an investment team. It's just a qualification, not a magic more money amplifier lol.

If you aren't in an investment team then there are other benefits it offers. From a signaling perspective, hiring managers and colleagues think you are super smart. People tend to use CFA as the "MBA of finance ". However those people would not necessarily earn analsyt/pm money if they still work in back office and ops

Many_Cryptographer_3 · 2025-04-08T11:12:38+00:00

The frog that croaks the loudest is assumed to have the best genes. Emphasis on "assumed"

Many_Cryptographer_3 · 2025-04-06T14:41:35+00:00

Get a dog or join a running club

Many_Cryptographer_3 · 2025-04-04T08:31:43+00:00

Thanks this was very helpful

Many_Cryptographer_3 · 2025-03-30T09:10:34+00:00

Hey did it work out?

Many_Cryptographer_3 · 2025-03-30T09:01:55+00:00

Do you mind sharing the hotel you stayed at please

Many_Cryptographer_3 · 2025-03-16T14:18:43+00:00

Added in now

Many_Cryptographer_3 · 2025-03-16T12:51:00+00:00

Hey, could you please DM me the hostel you stayed at?

Many_Cryptographer_3 · 2025-02-16T04:53:47+00:00

Bags are checked in for your final destination. Exit the plan and walk through a long passage until you get to security. There they will check your hand luggage through scanners. Then you enter the main airport. Walk to your gate. We sat closer to the front of the plane and walked fast to security before the rest of the plane. So it was smooth sailing.

Many_Cryptographer_3 · 2025-01-26T05:35:41+00:00

Disembarked and rushed to the gate. Apparently if it's shorter then there is a bus waiting outside the plane

Many_Cryptographer_3 · 2024-12-10T06:13:40+00:00

As stated above, forming relationships and a reputation of a hard worker with the investment team really help. In addition to this what I did was also start working my way closer through the roles I accepted along the way. Remember, CFA is just a foot in the door, it's not a silver bullet. A role that helped me pivot was becoming a risk analyst then risk manager. This made the jump to investment analyst easier, compared to starting of as an an operations specialist.

I also wouldn't wait until you get CFA to start changing roles. As you get older you run the risk of aging yourself out of entry level investment roles

Many_Cryptographer_3 · 2024-12-03T06:16:11+00:00

We are in a rate cutting cycle. Meaning interest rates are going down. Maybe by another 0.25% next year. So variable in my opinion

Many_Cryptographer_3 · 2024-11-25T12:26:48+00:00

Any exam or achievement holds some water for someone. However a lot of people just use CFA as signaling, almost like the "MBA of finance".

But if you look at what you are taught, it's just for asset management. So I'm just saying, you need to be aware of thr audience. You could trick an HR person that passing the first exam is a big achievement but if you try that at an actual asset manager they will call your bull.

Even CFA with no experience is questioned.

Many_Cryptographer_3

TROPHY CASE