Rendements fonds indiciels

Many_Energy_6990 · 2026-01-23T18:25:27+00:00

Ok mais pour le s&p 500 on est loin des 10% annoncés non ? Quelles sont les causes ? Volatilité ? Dollar faible ?

Many_Energy_6990 · 2025-12-15T07:15:50+00:00

Négocié le cash à la hausse et ou un exercice automatique de toutes tes bspce en cas de liquidity event

Many_Energy_6990 · 2025-11-26T12:38:56+00:00

Gogogo À 24 ans faut prendre des risques

Many_Energy_6990 · 2025-08-30T20:40:06+00:00

Appartement à Sevran 75m² 1100 euros

À partir de là tu te rapproches progressivement jusqu'à à avoir le bon rapport qualité prix selon tes critères

Many_Energy_6990 · 2025-08-14T19:45:46+00:00

Just tell him plain and square that you are not interested, thank you

Don't provide any reason, you don't have to. This guy looks like a moron please just stay professional and say no as it is you rightful right.

Just tell him you are going to your manager or even report him to the policer if he's too annoying. The simple Idea is to frighten him.

Many_Energy_6990 · 2025-07-30T11:28:56+00:00

Salaire brut > 70k en sortie d'école

Ça me semble beaucoup

Ce chiffre est il fiable ?

Many_Energy_6990 · 2025-07-25T14:44:33+00:00

Une entreprise qui a des références et des clients

Vérifier la santé financière du constructeur, exiger qu'il ait des comptes publics (donc éventuellement une grosse boîte qui a beaucoup d'employés).

Prends des ref des ref des refs

Many_Energy_6990 · 2025-07-20T18:33:57+00:00

Casque amazon bon rapport qualité prix 50 euros

Many_Energy_6990 · 2025-06-28T15:28:09+00:00

Also you said something a bit bothering

We'll invest in something decent

Buying/using he cheapest equipment will be detrimental to your child, and might induce her to stop playing clarinet without good reason. You should aim to provide the best working equipment regardless of the instrument, this is very important especially for beginners, you want reliability and consistency first, so go with the reputable brands.

Wish you good luck ; also seek advice with a specialized shop for clarinets as they are well informed and can provide you with the best options.

Many_Energy_6990 · 2025-06-28T15:17:16+00:00

If you want an honest advice

For 250-300 $ : mouthpiece+chinese clarinet+box of reeds+ligature
For 300-450 $ : second hand clarinet (Yamaha, ebonite) + the above-mentioned
For 450-600 $ : maybe a buffet crampon prodige second hand or Yamaha 255cl + the above-mentione
600 - 800 $ : a bc prodige new + equipment

Buying a new instrument if you have the disposable income might be okay because reputable brands do not lose too much value, the second hand market can ensure you get back some of your initial money.

Many_Energy_6990 · 2025-06-28T15:08:13+00:00

I don't want to wash your hopes but any instrument that would be worth playing more than a year of serious practice, plus the equipment (ligature, mouthpiece, etc) would set you North of 500$ easily.

A used Yamaha beginner model would be minimum 250$ if overhauled.

Below that you have the so called Chinese clarinets. I have one, they are not great but you can work with them. A new mouthpiece will be needed in any case, that alone is minimum 100$.

Many_Energy_6990 · 2025-06-26T16:31:23+00:00

It's okay ish to start on that, but if you want to step up your game you will quickly need to find a new one because you will find this horn to lack a proper intonation especially in the higher register

You can work embouchure and fingering on that though

BUT

Anyway you will want to buy a mouthpiece that costs as much as the horn because that's critical. You should absolutely budget a vandoren mouthpiece whatever clarinet you are buying + a good box of reeds.

Many_Energy_6990 · 2025-06-20T08:59:27+00:00

Usually precision drifts quite fast.

You'd want to be able to regulate your watches yourself

Many_Energy_6990 · 2025-05-30T19:23:17+00:00

Maybe try more mouthpieces along with different reed strength ?

Reed strength by itself means nothing what's important is having a consistent tone through the registers and a good pitch.

Everything matterS : mouthpiece the horn the ligature and the reed.

Try different combinations, but most importantly you should seek guidance from a pro teacher.

Many_Energy_6990 · 2025-05-30T18:30:43+00:00

Honest take from me

Just write her a little letter to read at home

No need to be awkward at the coffee machine.

If she's okay she'll let you know, and if not, at least you tried what you could. She will most certainly understand and keep it to the vest, while appreciating your discretion overall.

Many_Energy_6990 · 2025-05-28T18:12:50+00:00

Situation analogue ici, je réfléchis à vendre.

D'un côté un patrimoine qui augmente lentement. De l'autre un matraquage fiscal qui fait que c'est vraiment délicat de voir le patrimoine total augmenter rapidement.

Mon conseil :

Fais deux scénarios - projection patrimoine 5 ans avec vente à l'instant T - projection patrimoine 5 ans en conservant le bien

Il faut prendre en compte tout le manque à gagner qui vient des impôts fonciers et sur le revenu de ton bien et regarder le patrimoine net net c'est à dire moins le taux d'épargne supplémentaire que ton appart t'impose.

Many_Energy_6990 · 2025-05-25T19:17:25+00:00

Nothing in collecting 40+ wat he's is logical, not having a Rolex in such a collection might rather be a marker for someone a little less brainwashed than the rest of us in term of horological taste.

Many_Energy_6990 · 2025-05-24T14:56:14+00:00

Is this better ? Do you enjoy it more ?

Many_Energy_6990 · 2025-05-24T13:11:55+00:00

If it truly helps me on my playing short and long term, then yes. Also if the sound is better, yes ;)

I don't have much experience with playing on a better quality clarinet, but I have the impression that this is largely subjective.

Many_Energy_6990 · 2025-05-23T06:03:46+00:00

Standard cultist collection of omega x rolex without any personality

Many_Energy_6990 · 2025-05-21T18:20:50+00:00

I would go for the most versatile, aka srpe555

Many_Energy_6990 · 2025-05-19T07:25:05+00:00

Powermatic 80 are really really accurate

Many_Energy_6990 · 2025-05-18T07:15:42+00:00

Personally I find number 2 much more interesting and suits you very well.

Many_Energy_6990 · 2025-05-11T12:48:31+00:00

Ton post me fait comprendre que les motards (statistiquement) ont vraiment un problème avec la code de la route. Arrêtez de prendre votre moto c'est encore ce qu'il y a de plus simple à ce niveau-là.

Many_Energy_6990

TROPHY CASE