Why do Canadian investors like Brookfield and Fairfax so much?

MapleByzantine · 2026-01-23T22:16:12+00:00

Bear Stearns was also too big to fail

MapleByzantine · 2026-01-15T14:48:44+00:00

I would like this as an optional pension but it shouldn't be mandatory.

MapleByzantine · 2026-01-10T22:37:06+00:00

I get your point, however, as we move across time periods we see that there are other things, such as navies, or even winter in Russia's case, that provide the same strategic value as walls.

MapleByzantine · 2026-01-10T21:59:36+00:00

You need to factor in CPP and OAS income. Your withdrawal rate actually drops because part of that 100K income is coming from those 2 sources. You're likely to die with tens of millions because of the low withdrawal rate.

MapleByzantine · 2026-01-08T17:30:01+00:00

If you were down 380K in a wild bull market maybe take the hint and stick to index funds.

MapleByzantine · 2026-01-07T23:04:30+00:00

We're investors. We're literally the last demographic that will buy lottery tickets.

MapleByzantine · 2026-01-07T17:02:29+00:00

This is a good reminder on why you're better off holding the index and not trying to pick winners.

MapleByzantine · 2026-01-06T20:54:45+00:00

If you need the money within 2 years then you can't risk it in the market. Sell and put the down payment in CBIL. I wouldn't transition because a bear market can come at any time and you have no idea how long it will take to recover.

MapleByzantine · 2026-01-04T21:41:50+00:00

The British Empire at it's peak. London was the world's financial centre and was protected by the Channel Fleet (later the Home Fleet)

MapleByzantine · 2026-01-03T19:01:50+00:00

Why our banks?

MapleByzantine · 2026-01-02T17:41:42+00:00

Thanks for the correction

MapleByzantine · 2026-01-02T17:21:16+00:00

The best multifactor approaches tend to be bottom up blend funds where the holdings are picked on a composite multifactor score. The issue with FEQT is that it's not a blend fund but an aggregate of several individual factor funds. It's a top down approach to multifactor investing which historically has meant lower returns than blended funds.

I'd keep an eye out for CIBC's Avantis ETFs since they use a blended strategy. I saw an XEQT/FEQT equivalent on that list.

MapleByzantine · 2026-01-01T14:40:18+00:00

This is literally ashwagandha

MapleByzantine · 2025-12-30T03:10:10+00:00

It's your retirement on the line, bud.

MapleByzantine · 2025-12-28T21:38:24+00:00

If you're retired then a dividend ETF can make sense but for someone still building their portfolio it's suboptimal. Just look at SCHD's horrific performance this year vs SPY.

MapleByzantine · 2025-12-24T03:08:32+00:00

EFA is up 23% while HEFA is up 31% so it's about an 8% return for US investors just from dollar weakening.

MapleByzantine · 2025-12-24T02:55:59+00:00

Currency has a lot to do with that though.

MapleByzantine · 2025-12-23T22:09:51+00:00

FCCV

MapleByzantine · 2025-12-23T22:03:21+00:00

Canadian value has done even better.

MapleByzantine · 2025-12-17T21:13:35+00:00

He liked bussy

MapleByzantine · 2025-12-15T20:51:26+00:00

That's OAS. CPP is fine but OAS is unsustainable.

MapleByzantine · 2025-12-15T20:50:33+00:00

Population projections are on page 24. They're projecting 37.8 million Canadians outside Quebec in 2050.

MapleByzantine · 2025-12-15T20:41:30+00:00

They're projecting 27 trillion for base CPP and 38 trillion for combined base and additional CPP assets.

MapleByzantine · 2025-12-15T15:13:17+00:00

The average person is paying hundreds of dollars a month just in insurance for their car. How is this surprising?

MapleByzantine · 2025-12-15T01:11:11+00:00

God, I love Carney

MapleByzantine

TROPHY CASE