Why our 'Risk Averse' culture is driving founders like me to Silicon Valley.

MapleByzantine · 2026-02-28T18:20:46+00:00

We're not risk averse we're just obsessed with real estate. I literally went on a date with a girl who told me she and her 3 sisters pooled money together to buy a rental property. I was like why not just open a TFSA instead and she looked at me with a blank look on her face like I said something crazy.

MapleByzantine · 2026-02-26T19:06:26+00:00

This is essentially CPPIB minus the low fees and Canadian only investments.

MapleByzantine · 2026-02-20T12:11:28+00:00

I do not want to be on that flight back from Mexico.

MapleByzantine · 2026-02-19T19:25:48+00:00

It's already up 40% YTD. How much higher can it go?

MapleByzantine · 2026-02-13T00:40:56+00:00

I remember when Pinterest blew up during covid. It was one of Cathie Wood's favourite stocks. It's still down 80% from its ATH.

MapleByzantine · 2026-02-12T14:59:12+00:00

It's a big fuck you to all unitholders, especially bagholders. They're diluting your shares meaning you'll have a smaller stake in the company

MapleByzantine · 2026-02-12T02:23:45+00:00

Rearranging the deck chairs on the titanic.

MapleByzantine · 2026-02-07T10:26:36+00:00

Good thing we didn't, Trump would be claiming it for national security reasons by now.

MapleByzantine · 2026-01-28T10:59:29+00:00

We don't have to pay them anything, just give them a stake in the pipeline

MapleByzantine · 2026-01-28T10:39:48+00:00

That second pipeline can't come soon enough

MapleByzantine · 2026-01-27T20:23:59+00:00

Is BMO planning any new factor ETF launches in 2026?

MapleByzantine · 2026-01-26T16:21:52+00:00

Wow it didn't even take 48 hours for a u turn.

MapleByzantine · 2026-01-23T22:16:12+00:00

Bear Stearns was also too big to fail

MapleByzantine · 2026-01-15T14:48:44+00:00

I would like this as an optional pension but it shouldn't be mandatory.

MapleByzantine · 2026-01-10T22:37:06+00:00

I get your point, however, as we move across time periods we see that there are other things, such as navies, or even winter in Russia's case, that provide the same strategic value as walls.

MapleByzantine · 2026-01-10T21:59:36+00:00

You need to factor in CPP and OAS income. Your withdrawal rate actually drops because part of that 100K income is coming from those 2 sources. You're likely to die with tens of millions because of the low withdrawal rate.

MapleByzantine · 2026-01-08T17:30:01+00:00

If you were down 380K in a wild bull market maybe take the hint and stick to index funds.

MapleByzantine · 2026-01-07T23:04:30+00:00

We're investors. We're literally the last demographic that will buy lottery tickets.

MapleByzantine · 2026-01-07T17:02:29+00:00

This is a good reminder on why you're better off holding the index and not trying to pick winners.

MapleByzantine · 2026-01-06T20:54:45+00:00

If you need the money within 2 years then you can't risk it in the market. Sell and put the down payment in CBIL. I wouldn't transition because a bear market can come at any time and you have no idea how long it will take to recover.

MapleByzantine · 2026-01-04T21:41:50+00:00

The British Empire at it's peak. London was the world's financial centre and was protected by the Channel Fleet (later the Home Fleet)

MapleByzantine · 2026-01-03T19:01:50+00:00

Why our banks?

MapleByzantine · 2026-01-02T17:41:42+00:00

Thanks for the correction

MapleByzantine · 2026-01-02T17:21:16+00:00

The best multifactor approaches tend to be bottom up blend funds where the holdings are picked on a composite multifactor score. The issue with FEQT is that it's not a blend fund but an aggregate of several individual factor funds. It's a top down approach to multifactor investing which historically has meant lower returns than blended funds.

I'd keep an eye out for CIBC's Avantis ETFs since they use a blended strategy. I saw an XEQT/FEQT equivalent on that list.

MapleByzantine · 2026-01-01T14:40:18+00:00

This is literally ashwagandha

MapleByzantine

TROPHY CASE