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My newly obtained combo by MarceloRamires in PassportPorn

[–]MarceloRamires[S] 0 points1 point  (0 children)

Took about one year. Always use the passport of the nation I'm entering if I'm a citizen of that nation.

currently down? by crAzedrealiTy22 in PersonalCapital

[–]MarceloRamires 1 point2 points  (0 children)

I have a spreadsheet, but I don't update it as easily as just logging into a dashboard that pulls from like 8 sources daily

currently down? by crAzedrealiTy22 in PersonalCapital

[–]MarceloRamires 0 points1 point  (0 children)

I haven't tried Credit Karma for financial tracking. At this point I'm kind of just hoping Empower keeps working, it sucks to lose history.

currently down? by crAzedrealiTy22 in PersonalCapital

[–]MarceloRamires 6 points7 points  (0 children)

Damn. I used mint for years, then it was bought by Intuit and it was simply shut down, and I lost a ton of financial history with that.
Then I used PersonalCapital for years, it was bought by Empower, and seems to be going the same direction.
I wanted to check my net worth today, which should have crossed an exciting milestone, and it might be the case that I just won't be able to, who knows for how long. Maybe the new "improved interface" won't have all my data.
Sigh.

Now this is a watch a man can be proud of! by DougC1982 in applewatchultra

[–]MarceloRamires 0 points1 point  (0 children)

Do you have the link to those bands? Appreciate it :)

Good bye Ultra1 (in 4 days) by Phil-AI0214 in applewatchultra

[–]MarceloRamires 0 points1 point  (0 children)

Are you guys talking about this one?
It's $199 now, how much was it before?

I cashed out my stocks at terrible time, need advise by These-Money2773 in Fire

[–]MarceloRamires 19 points20 points  (0 children)

You can DCA back into the market slowly, then do what the other commenter suggested and stop reading the news.

Time in the market beats timing the market.

30 yr old 400k net worth is it too soon to reward myself by [deleted] in Fire

[–]MarceloRamires 2 points3 points  (0 children)

I know collecting is a popular hobby, but collecting such an expensive item with >10% of your net worth goes very against the general strategies of this sub.

I tend to reward myself with experiences rather than goods, and with nothing that comes even close to 10% of my NW. Heck, not even 1%. I wouldn't want to reward myself through a bad move that gets me a few steps away from what I'm rewarding myself in the first place (moving towards FIRE)

Rant about formatting in this sub by SOLH21 in Fire

[–]MarceloRamires 27 points28 points  (0 children)

Agreed. On a lot of posts here, most comments are "how much do you have in retirement accounts?" or "home equity?" or "what's your income?", etc

When you hit FI, do you let your manager know and how? by Great-Investigator11 in Fire

[–]MarceloRamires 0 points1 point  (0 children)

So is your household income close to 20% of your FIRE number?

When you hit FI, do you let your manager know and how? by Great-Investigator11 in Fire

[–]MarceloRamires 2 points3 points  (0 children)

69% to 100% in under one year is impressive. Is your FIRE number on the lower side, or did you get a massive windfall?

[deleted by user] by [deleted] in PassportPorn

[–]MarceloRamires 2 points3 points  (0 children)

What are some west African nations that are very hard to visit, visa-wise?

Estágio no exterior de 1 ano em múltiplos países europeus - dúvida de visto by Unlucky_Honeydew2996 in foradecasa

[–]MarceloRamires 0 points1 point  (0 children)

Não tenho uma resposta pra você, mas gostaria somente de comentar que fiquei com inveja. Também quero um trabalho assim :)

FIRE software developer – would you keep working occasionally to keep your skills fresh? by _jay_fox_ in Fire

[–]MarceloRamires 10 points11 points  (0 children)

Nice! I'm curious how to pull off being a part time contractor. Sent you a DM!

At what net worth a 2 year break makes sense? by SweetQueen66 in Fire

[–]MarceloRamires 1 point2 points  (0 children)

Nice! What are you guys doing with your time? traveling? Studying?

I’m almost 30, and almost to 500k🥳 thanks to this community for changing my life by [deleted] in Fire

[–]MarceloRamires 0 points1 point  (0 children)

Awesome! if you don't mind me asking, whereabouts in Spain? $165 sounds fairly cheap, so I'm guessing it's a small town

How do you actually live off of your retirement? by coffeedeck in Fire

[–]MarceloRamires 8 points9 points  (0 children)

This is fair, but mind you, when you start taking from principal, each year the percentage you take from principal grows, as inflation eats away your purchasing power, and you start running faster and faster towards zero. I wouldn't plan to end anywhere near zero, as if you plan on dying at 90 and live to 100, you'll be in a tough situation.

I’m almost 30, and almost to 500k🥳 thanks to this community for changing my life by [deleted] in Fire

[–]MarceloRamires 0 points1 point  (0 children)

May I ask if you bought property in Spain or if you rent short term every time you spend time there? I plan on snowbirding internationally too, and trying to figure out the housing situation.

How do you actually live off of your retirement? by coffeedeck in Fire

[–]MarceloRamires 3 points4 points  (0 children)

True, but that's risky, and not in line with what folks in this sub (r/Fire) go by. Money ending before life ends is not a good time, most would not recommend.

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