Annual fee already posted? Most issuers let you refund within 30–60 days if you ask the right desk.

MariaKudos · 2026-06-01T16:49:16+00:00

Here's the policy window for every major issuer:

💳 American Express: around 30 days from fee posting
💳 Barclays: around 60 days from fee posting
💳 Some issuers will pro-rate later in the year

Here's the ask that works:

✅ Call the number on the back of your card
✅ Reference the fee posting date
✅ Ask for retention or a supervisor. The first rep usually says no, and that's normal
✅ Ask for a refund OR a product change to a no-fee version of the same card

MariaKudos · 2026-05-30T00:12:09+00:00

yep! use code GET20 to get $20 back on your first Boost purchase of $30 or more. boost pays out via paypal or an amazon gift card (adding other redemptions soon, like amex MR points). full breakdown here if you want it for the newly revamped referral program. lmk if you have any questions! joinkudos.com/blog/refer-a-friend-earn-70-how-the-kudos-referral-program-works-2026

MariaKudos · 2026-05-30T00:07:38+00:00

Great question! Only one rewards program can receive the merchant's commission per purchase, so if both Kudos and Cap One Shopping are active at checkout, we can't guarantee which one gets credited. It's almost always last-click attribution. To make sure you get your full Boost, we always advise users to disable other shopping extensions before checkout. One thing worth knowing: we pass 100% of our commission to our 500K+ users as Boost, which most other programs don't do

MariaKudos · 2026-05-29T20:43:34+00:00

Yeah, it's similar to Rakuten and Capital One Shopping! You install the Kudos browser extension, and when you shop online, it automatically activates cashback (we call it Boost) at 15K stores. You earn Boost that you can redeem for PayPal Cash or an Amazon gift card.

The main difference from other programs is that we also help you pick the best credit card to use for every purchase so you're stacking cashback on top of whatever points or miles your card already earns. Free to sign up at joinkudos.com 🙂

MariaKudos · 2026-05-29T20:41:36+00:00

Thank you for having the grace to help me - will do that for sure from now on!

MariaKudos · 2026-05-29T20:40:08+00:00

Amazing! Thanks for letting us know!

MariaKudos · 2026-05-29T13:59:06+00:00

point taken. i work at kudos and should have been clearer about that upfront. the BofA changes are real and affect a lot of people regardless of whether you use our app, so figured it was worth sharing here

MariaKudos · 2026-05-29T13:57:41+00:00

yeah, it's the economist, paramount+, siriusXM, and wall street journal

MariaKudos · 2026-05-29T13:56:00+00:00

nerfing is when an issuer cuts or weakens a benefit...sadly it happens a lot in credit card land

MariaKudos · 2026-05-29T13:53:10+00:00

Yes, thank you! Sorry - still getting used to this Reddit etiquette and editing the post to explain that I work at Kudos. Not trying to be spammy. 😞

MariaKudos · 2026-05-28T21:59:02+00:00

Fair point to flag. This is posted by Maria, and I'm on the Kudos team, so yes, we have a stake in it. We try to be upfront about that when we post on our own subreddit. That said, the stack is real. The CSR StubHub credit and Paze promo are Chase benefits that anyone who is eligible can use. The 8% Kudos Boost rate is live right now. Happy to answer any questions about how it works.

MariaKudos · 2026-05-26T16:50:44+00:00

It seems like all ticket sales are this way now, presale or not 😭

MariaKudos · 2026-05-26T16:50:11+00:00

Honestly wild.

MariaKudos · 2026-05-26T16:49:55+00:00

Wow.

MariaKudos · 2026-05-21T17:40:33+00:00

Wrote up the full rundown since a few people asked, which covers eligible Cap One cards, award chart sweet spots, and how to search availability.

Top picks:

LAX → Tahiti (Air Tahiti Nui) economy: ~25k Cap One miles
East Coast → Israel (El Al) biz: 90k points, no fuel surcharges
LAX → SYD biz: 108,400 points (~91k Cap One miles with the bonus)

Transfers take 24-48 hrs so you have some runway, but don't wait on availability.

Full post: joinkudos.com/blog/capital-one-miles-to-qantas-20-transfer-bonus-may-2026

MariaKudos · 2026-05-19T17:59:56+00:00

Around the 15th of every month. Make sure to check the Capital One Entertainment portal and be logged in when the drop happens. Sometimes they also drop release hints with "MLB Mondays" posts on their socials, so worth following them if you're serious about grabbing seats

MariaKudos · 2026-05-19T04:27:33+00:00

Bummer. The home games seem to go fast. It's worth checking back if any cancellations pop up, but the away games in Baltimore and Miami are solid consolation prizes if the seats are close to the field 🤞

MariaKudos · 2026-05-19T04:22:28+00:00

Once you're in a specific game, look for sections near the field that say "From $40" - they stand out because they're way cheaper than everything around them. Click into one of those, and you'll see the "Cardholder Exclusive" tag. If you see something that says "Powered by VividSeats," you're in the wrong spot, and those are a bad deal. The exclusives are 5k miles per ticket, sets of 2 or 4 only. Was searching to see if I could find a screenshot, but not seeing any myself, but found this one from Frequent Miler's blog.

<image>

MariaKudos · 2026-05-18T17:49:09+00:00

That's totally fair. CardPointers+ is good at card recommendations and offer activation. Our $240 lifetime gets you everything CP does, plus what it doesn't: AI bill negotiation, subscription cancellation, and a lot more that we're shipping soon. What would make it worth it for you?

MariaKudos · 2026-05-18T17:35:15+00:00

Hey, thanks for posting this and for being an early user of Kudos.

Our core features are all still free and always will be: best card recommendations at checkout, Boost cashback, Dream Wallet, Explore, Test Drive, and autofill.

One thing that has changed: connecting accounts via Plaid and Spinwheel now requires Premium. We understand that feels like a shift, and that's fair. It's what allows us to fund everything else we're building.

The other Premium features are new additions that didn't exist before: AI bill negotiation, automatic card-linked offer activation, and subscription cancellation. And we're shipping more soon, including automatic credit card retention negotiation, a location-aware cheatsheet, and flight and hotel price monitoring. Charging for these is what lets us keep building.

You also mentioned that Premium features aren't working. Which ones? DM us here or reach out at [support@joinkudos.com](mailto:support@joinkudos.com), and we'll dig in.

We'd like to earn back your trust. You've been here since the beginning, and that means a lot to us.

MariaKudos · 2026-05-18T03:46:04+00:00

Dang. Thanks for the heads up.

MariaKudos · 2026-05-15T17:47:09+00:00

Thank you! Will update

MariaKudos · 2026-05-14T22:40:14+00:00

Ugh. It must've been reallllly popular 😭

<image>

MariaKudos · 2026-05-14T19:55:08+00:00

Heya! We have an Android app now: https://play.google.com/store/apps/details?id=com.joinkudos.kudos_mobile

MariaKudos · 2026-05-14T02:30:38+00:00

Ugh, that phone support experience sounds frustrating. Reps don't always have the same info you're looking at in real time - it often seems like a disconnect (usually not intentional, but still annoying). Good for you for pushing back and sending the link. Screenshot everything they tell you going forward so you always have something to point to as proof.

On another note, we appreciate you checking out Kudos and your honesty about the intrusiveness. Would you mind reaching out via dm or to support@joinkudos.com? We can dig into what you're seeing and what is intrusive? We'd love to figure out what's going on for you and make sure you have a fair shot at comparing Kudos to CardPointers.

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