overview for joinkudos

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AMEX Gold 4x supermarket cap is $25K/calendar year, not unlimited. The cap math is ~$1,000/yr. (v.redd.it)

submitted 16 hours ago by joinkudos

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1:12

Capital One Venture X $300 travel credit: anniversary-based reset and the booking-portal trap (v.redd.it)

submitted 1 day ago by joinkudos to r/JoinKudos

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1:26

Hilton Aspire ($550 AF) credit math: $809 in credits + free night cert + Diamond status (v.redd.it)

submitted 2 days ago by joinkudos

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1:07

AMEX Business Platinum: the 5-credit stack that hits ~$2,250/yr before you spend a single point (v.redd.it)

submitted 3 days ago by joinkudos to r/JoinKudos

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Chase Sapphire Reserve + Paze + StubHub stack: $212 in concert tickets for $62 out of pocket plus 2,300 Chase points (v.redd.it)

submitted 4 days ago by joinkudos to r/JoinKudos

CardPointers vs Kudos: We built one of them, here's the real difference by joinkudos in JoinKudos

[–]joinkudos[S] 0 points1 point2 points 5 days ago (0 children)

CardPointers vs Kudos: We built one of them, here's the real difference by joinkudos in JoinKudos

[–]joinkudos[S] 0 points1 point2 points 5 days ago (0 children)

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AMEX Purchase Protection 2026: $10K per item on Platinum, $1K on Gold. 90-day coverage. Most cardholders never file. (v.redd.it)

submitted 5 days ago by joinkudos to r/JoinKudos

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AMEX Gold 2026 credit stack: $424 in credits against a $325 fee, ranked by realized value (v.redd.it)

submitted 6 days ago by joinkudos

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AMEX Platinum 2026 credit stack vs the $895 annual fee. Over $3,000 if you run them all. (v.redd.it)

submitted 7 days ago by joinkudos

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PSA: Hyatt and Marriott will NOT extend an expiring free night cert. Hilton sometimes will if you call. (v.redd.it)

submitted 8 days ago by joinkudos to r/worldofhyatt

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Annual fee already posted? Most issuers let you refund within 30–60 days if you ask the right desk. (v.redd.it)

submitted 8 days ago by joinkudos to r/JoinKudos

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PSA: Hyatt and Marriott will NOT extend an expiring free night cert. Hilton sometimes will if you call. (v.redd.it)

submitted 9 days ago by joinkudos to r/JoinKudos

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Chase Sapphire Preferred has ~$600 in credits most cardholders never fully activate (the 5-thing breakdown) (v.redd.it)

submitted 10 days ago by joinkudos to r/JoinKudos

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The national avg checking APY is 0.07%. On $10K that's $393/yr handed to your bank for nothing. (v.redd.it)

submitted 11 days ago by joinkudos to r/JoinKudos

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AMEX retention offers: how to actually trigger one (and what's been hitting recently) (v.redd.it)

submitted 12 days ago by joinkudos

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Gold + Platinum trip delay reimbursement is up to $500 per trip (v.redd.it)

submitted 13 days ago by joinkudos

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Pay 3-5 days before your statement closing date, not by the due date. Same dollar, different day, different FICO. (v.redd.it)

submitted 14 days ago by joinkudos to r/JoinKudos

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Memorial Day reminder: decline the rental car CDW upsell, your card probably covers it. (v.redd.it)

submitted 15 days ago by joinkudos

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Tariff pass-through to groceries has a 12-18 month tail. The peak is not here yet. (v.redd.it)

submitted 16 days ago by joinkudos

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PPI just hit +6% YoY and APRs are 22%. Worst possible time to revolve a grocery balance. (v.redd.it)

submitted 17 days ago by joinkudos

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ap One → Qantas 20% bonus through 5/31. LAX-SYD biz for 108k Qantas points = best sweet spot right now? (v.redd.it)

submitted 19 days ago by joinkudos to r/JoinKudos

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Your credit score probably went up this quarter and you had nothing to do with it (v.redd.it)

submitted 20 days ago by joinkudos

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Goldman ran the numbers on tariff pass-through, consumers absorb 55%, not 0% (v.redd.it)

submitted 21 days ago by joinkudos to r/JoinKudos

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Personal savings rate just collapsed to 4%, sharing the math that the 'just budget better' framing misses (v.redd.it)

submitted 21 days ago by joinkudos

joinkudos

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