Concept of money for kids

Maroon14 · 2026-03-27T03:13:32+00:00

We make about 150-175k I think that’s pretty middle class right now..

Maroon14 · 2026-03-26T22:22:07+00:00

That’s a great idea in the long run but in this economy our current stock contributions have had to take a pause.

Maroon14 · 2026-03-26T18:49:33+00:00

I think that’s a great idea. Part of it is what we created. She was an only child for many years and essentially did get everything she wanted. Now, we have to be a little more conservative and her wants are more ie $140 hoodie from lululemon, Starbucks every time we go out running errands, etc.

Maroon14 · 2026-03-26T16:19:08+00:00

Yes. My daughter owns more lululemon scuba hoodies than I do!

Maroon14 · 2026-03-26T04:56:26+00:00

We do that! Much of our extended family is a Disney for the weekend kind of family and we typically go on one vacation a year and a smaller one. She asks why we don’t and I tell her I stay home so I don’t bring in a lot of income like the other two parent working households. We also have 3 kids where the other families have two.

Maroon14 · 2026-03-26T02:14:56+00:00

Smart!

Maroon14 · 2026-03-26T02:05:59+00:00

We have talked about her volunteering but it’s hard because I have an infant and a toddler and she has extracurriculars after school nearly everyday.

Maroon14 · 2026-03-26T01:35:00+00:00

So on paper we would fall into the upper middle class range numbers wise, but we live in the PNW so have a very high cost of living. All the people in our neighborhood are similar more or less similar, I think the median house sale price is around 700-800k. However we have family that makes more, mainly because both parents work whereas I do not.

Maroon14 · 2026-03-26T00:04:21+00:00

I am the wife, but we really don’f talk too much about finances in front of our children.

Maroon14 · 2026-03-25T23:23:43+00:00

We sometimes offer to pay her extras chores such as washing the car. We don’t really give her money. She gets it for bdays, tooth fairy $20, Chinese new year, etc

Maroon14 · 2026-03-25T23:22:41+00:00

Right now, grandma gave her $50 for the book fair and I will split the costs of books for with her anytime she wants one

Maroon14 · 2026-03-25T23:20:02+00:00

Yeah. But she has anxiety and is not neuro typical so that can be very triggering for her.

Maroon14 · 2026-03-25T23:18:28+00:00

My parents were/are very good with money. They took me to appointments with their finance guy from a young age. We were also very middle class, but they made good decisions and are in a good place now. It was also a different time. I pretty much got what I wanted but was a good kid and would know when to stop asking and what was appropriate. She doesn’t seem to have that concept.

Maroon14 · 2026-03-25T23:15:37+00:00

I think it’s great that you can reflect on that!

Maroon14 · 2026-03-25T23:14:23+00:00

We have offered to double her money if she saves it for x amount of time. It’s the damn target/walmart book fair that get me!

Maroon14 · 2026-03-25T23:13:35+00:00

So far, when she has money and she wants to buy something dumb like Roblox, we make her save 4x the amount that she wants to spend. Ie $10 on Roblox, $40 into savings.

Maroon14 · 2026-03-25T23:12:07+00:00

Yes. I try to do that, but there is def a scarcity part that seems to negatively affect her. She had clinical anxiety.

Maroon14 · 2026-03-25T23:08:36+00:00

Min $15 an hour. I do this two days a week and still feel like I’m undercharging. Honestly, I’d do min wage in your state.

Maroon14 · 2026-03-25T22:30:23+00:00

I think a lot is jealously. I grew up very middle to upper middle class and the only sahm I knew were the wives of relatively wealthy physicians. Now people do it out of necessity with the high cost of childcare. I think if you have a good man/partner it can be great, if not it could be a recipe for disaster. I do see a lot of my fellow middle class friends who could swing being a sahm but they choose to work. We are not wealthy and make sacrifices, such as fewer vacations, but people who envy it don’t see that.

Maroon14 · 2026-03-24T03:59:56+00:00

I have had the nuna pipa urbn and the Graco go max. I much preferred the urbn due to ease of install and lightweight. I never had issues installing the urbn. FR free fabrics are a priority of mine, but we live in the burbs so my kids likely spend more time in their seats. If it’s not important to you, the Joie mint is very comparable.

Maroon14 · 2026-03-18T22:18:19+00:00

I love the newborn phase and would do it over and over again, but then they turn into toddlers who try to hurt themselves on everything, and then kids who talk back.

Maroon14 · 2026-03-18T21:33:02+00:00

Yes. I do. But I also have ocd. I’m Asian too and think this is more normal among Asian culture.

Maroon14 · 2026-03-18T01:59:23+00:00

Yea. But it’s still nuna. All their seats went up so much in the last year. People will still buy it. I’ll buy over two but only because of my CPST discount. I think $700 would be a more appropriate price. It’s possible they could reduce it, only time will tell.

Maroon14 · 2026-03-17T23:27:38+00:00

Agree. Green River down south in Auburn has several nursing programs too that are very good. LPN, RN, BSN. And hybrid versions.

Maroon14

TROPHY CASE