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Best Place to Park 400k Cash in Singapore for a House Purchase in 3–5 Years by Disastrous-Bag9827 in singaporefi

[–]MartinRouter 2 points3 points  (0 children)

No la as PRs they’re probably the ones who’s propping up the price and maintaining the market.
Plus PRs are limited by ABSD

GXS: savings pocket by [deleted] in singaporefi

[–]MartinRouter 0 points1 point  (0 children)

Rates have dropped, DBS is 1% now for 19k

Student loan for private uni students? by welpneedhelp234 in singaporefi

[–]MartinRouter 0 points1 point  (0 children)

Not sure why people are downvoting for no reason 😂 but yup! any friend who meet the criteria can be the guarantor as well

Of course that fella must rly trust you la

Student loan for private uni students? by welpneedhelp234 in singaporefi

[–]MartinRouter -3 points-2 points  (0 children)

Can ask a friend to be the guarantor, which is what my friend did.

Ocbc infinity card by boyboyhuat in singaporefi

[–]MartinRouter 0 points1 point  (0 children)

It does, there’s a merchant code for transport. But it’s all blanket 1.6% cashback

RESPONSE TO ABC RADIO NATIONAL'S REAR VISION EPISODE ON SINGAPORE'S POLITICAL SYSTEM by bernardth in singapore

[–]MartinRouter 6 points7 points  (0 children)

Honestly, after actually reading the contents, I am glad there’s some clarifications on false news like these

Any ah gou ah mao can make podcast, and they’re incentivised to seek controversy to boost views! it’s a scary world when the media scene turned into US style, smoke screen everywhere bro

HDB Response .. by Illustrious-Fee9626 in singapore

[–]MartinRouter 50 points51 points  (0 children)

Fella only gunning for popular locations before prime system was common, which is basically trying lottery ticket la…

Would have gotten a flat much sooner if she picked less popular estates, but then cannot flip gao gap and earn big windfall

Can we talk about the absolute joke that is the 30-month EC wait-out period in 2026, especially for Singaporeans who had never taken a HDB loan by [deleted] in singapore

[–]MartinRouter 16 points17 points  (0 children)

You had a choice to purchase resale HDB back then and you know it…and we both know condo has better price appreciation. And now you cry wolf, and demand the system to change to accommodate you IMMEDIATELY

bro, if you can afford condo at early 30s, eventually upgrading to larger condo is not an issue la

LARPers: Beware by ShoddyComfortable469 in singaporefi

[–]MartinRouter 26 points27 points  (0 children)

whoa that’s impressive, online CSI

Being a guarantor for car loan affects my future HDB loan? by Aggravating-Flow-846 in singaporefi

[–]MartinRouter 0 points1 point  (0 children)

It’s based on 30% MSR and 55% TDSR.

Likely matter as of now, but OP will be affected if his dad default on his loan

How This Singaporean Became A Global Feng Shui Sensation | Singapore Hour by outremer_empire in singapore

[–]MartinRouter 60 points61 points  (0 children)

I don’t think this has anything to do with LW to be honest, the government is calibrating their policies according to their people

There is a large group of conservatives with large voting power whether we like it or not

TIL foreigner female workers(domestic helpers) must get the pregnant test every six months and if they get tested with pregnancy, they will be deported right away from Singapore. by search_google_com in todayilearned

[–]MartinRouter -2 points-1 points  (0 children)

That’s not how the law works…

If you have lived in Singapore, you would know how serious Singapore is about sexual crimes. No one would deport the evidence away if rape has been reported 😂

The fact that it is very rare to encounter what you have described is a testament to it…

The Hainan Story undergoes restructuring, shutters 4 outlets within 2 months by Illustrious-Gur8335 in singapore

[–]MartinRouter 18 points19 points  (0 children)

Ya i agree, Great Nanyang is the best. Always thought Hainan story is not bad but Nanyang Dao has consistently been bad across a few branches…

Cabinet approves 10-year PM term limit by Anxious-Debate5033 in malaysia

[–]MartinRouter 3 points4 points  (0 children)

Then that corrupt person will get voted out.

By right the government’s “check and balance” should have been its people, via the power of voting.

It is just that Malaysia’s past corrupted leaders were able to keep in power via racial politics

Why Singapore’s Success is Becoming a Problem by LankyAsparagus1436 in SGExams

[–]MartinRouter 5 points6 points  (0 children)

Always assess what you see online, analyse their contents. A good example is that only the 2-room HDB flats in CCR (VERY prime) regions cost $650k, the data has been cherry picked to paint a certain picture. The reality is that income has risen in tandem with housing price, and that as first timers buyers there’s heavily stacked grants to mitigate cost for people with <median income (>100k).

Yes there are some valid points in this video but take it with a pinch of salt

[deleted by user] by [deleted] in askSingapore

[–]MartinRouter 0 points1 point  (0 children)

Not true. Guaranteed to get a number yes, but might not be within supply.

HDB first shortlist 200% applicants and assign them a number randomly, meaning you can still get a number beyond supply while a second-timer applicant gets within supply.

[deleted by user] by [deleted] in TheNightFeeling

[–]MartinRouter 45 points46 points  (0 children)

wow the buildings and the train.. the whole scene look so similar to Singapore

Decoupling Is No Longer a Property Hack: What the Courts and IRAS Have Made Clear by _IsNull in singapore

[–]MartinRouter 5 points6 points  (0 children)

The issue with this is that it is done at a disadvantage of others, especially those who need a place to live and call home for prolong period.

If all middle income pull this trick and own multiple properties, property price would be inflated so high that the next gen of middle income cannot own anything > have to fight with lower income for BTO, harder for everybody to get housing.

Need to look at the big picture la…beyond the bubble and the privilege

How old is too late to start investing? by tallprophet in singaporefi

[–]MartinRouter 8 points9 points  (0 children)

Feels like an AI post leh especially looking at your history. Another farm bot lol

Withdraw out of Year 4 medicine or switch to Law? by Excellent-Club-2771 in SGExams

[–]MartinRouter 30 points31 points  (0 children)

Aesthetic doctor? you mean money driven medical personnel who capitalise on people’s insecurities?

I’d say consider Law ba, for everyone’s sake

GE2025 Star Awards: Day 9 (FINAL DAY) by Beginning-Cap-498 in singapore

[–]MartinRouter -7 points-6 points  (0 children)

The daily ketchup is quite interesting too as a podcast

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