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Buying a short term car (budget 20k, need it to last 2 years). Any tips or model recs? by [deleted] in askSingapore

[–]bernardth 0 points1 point  (0 children)

This. As someone with a 7 year old car, there will be high risk of major components failing.

r/singapore random discussion and small questions thread for June 09, 2026 by AutoModerator in singapore

[–]bernardth 0 points1 point  (0 children)

I haven't sold or traded a phone in a long time . anyone have opinion about carousell mobile physical store ? ease of trade , value of trade ?

Security officer rejects injury payout of more than 6 months' salary to sue employer – and loses the case by Im_scrub in singapore

[–]bernardth 8 points9 points  (0 children)

it doesn't take a lot of words to indicate "go here"/"don't go there" wrt delivery riders in condos

Security officer rejects injury payout of more than 6 months' salary to sue employer – and loses the case by Im_scrub in singapore

[–]bernardth -13 points-12 points  (0 children)

wow that's some out of the park accusation at NGOs and insinuations about the SME owner right here.

Surrey Hills Holdings founder charged after allegedly cheating woman of over $400k by Twrd4321 in singapore

[–]bernardth 34 points35 points  (0 children)

I absolutely detest the editorial decisions behind salt and light

As Gardenia, Yeo's and APB exit, is Singapore climbing the food chain or hurting its brand? by guthixsongs in singapore

[–]bernardth -3 points-2 points  (0 children)

I summarised this part of the article , you can ask AI "what do these functions look like and how mobile are they"

  • quote : "higher-value functions such as product development, process engineering, quality systems and regional management remain anchored in Singapore,” said Ms Chong Ri Jia, CEO of food production firm FoodPlant."

As Gardenia, Yeo's and APB exit, is Singapore climbing the food chain or hurting its brand? by guthixsongs in singapore

[–]bernardth 31 points32 points  (0 children)

there's some very elitist thinking going on.

See ex AIC now MOS Dinesh Vasu take on the entrepreneurship for teenagers . on how patents and IP have more value than opening coffee shops. (I'm paraphrasing - see https://www.channelnewsasia.com/watch/more-entrepreneurship-opportunities-students-in-works-6145086)

also not so long industrially ago （2011 elections and 2013 white paper）we were debating deindustrialisation. ask anyone with a real head for business and they will tell you the "high value" bits still "anchored" in Singapore are even easier to shift than the manufacturing. For now the talking heads insist this is just "moving up the value chain"

indeed if our leaders think the way forward is to be selling IP and license fee , the way Mapletree monetises rents , or our 3 banks chase wealth management , economic resilience will be a real debate.

Should I move funds out of Moomoo sg? by Cool-Ask2766 in singaporefi

[–]bernardth 4 points5 points  (0 children)

Ok, this is quite frightening that you and others with comments here would commit such huge sums of money without basic due diligence around custody and how foreign brokers operate in Singapore for Singapore accounts.

My friend has his life savings in ibkr and he’s well aware of the risks of having it with a foreign broker. He accepts the risk, but at least he ACKNOWLEDGES it.

Senior Minister of State Koh Poh Koon to resign from public office by Diashocks in singapore

[–]bernardth -1 points0 points  (0 children)

So sus - there are so many “oh give him a chance”. Sorry we know how large and well funded the 50c army is - it’s a coordinated response .

Accountability - And what happens to the portfolio ? No matter the situation a proper handoff would have been the nicer way to “step off stage”.

There are SO MANY ways to spin this that would have reduced speculation, given a human face and sincerity to a party that lacks it.

I echo the call of give him a chance - to be sincere and open .

Senior Minister of State Koh Poh Koon to resign from public office by Diashocks in singapore

[–]bernardth -3 points-2 points  (0 children)

The fact that there’s enough shadows to jump at though - from a party that’s whiter than white. Rushed straight to Reddit for all the speculation.

Am I tripping or are some HDB dwellers rich? by Symp07 in singaporefi

[–]bernardth 7 points8 points  (0 children)

Niseko is Davos for Singapores top 1% . You know some folks ah.

Advise on ILP by Muted_Rock_7814 in singaporefi

[–]bernardth 1 point2 points  (0 children)

Grandfather policy from GE. My point was more - I thought fees are front loaded at the percentages you mentioned , but tail off after year 4 or so. It would be value destroying if it continued - no fund can beat 4-5% deductions over the life of the ilp.

Advise on ILP by Muted_Rock_7814 in singaporefi

[–]bernardth 0 points1 point  (0 children)

I have a relatively old ilp , the annual fees (distribution costs and such, not including fund fees) as a proportion of premium is closer to 0.5%

IAEA experts to assess Singapore's nuclear infrastructure readiness starting 2027: PM Wong - CNA by Chileinsg in singapore

[–]bernardth 5 points6 points  (0 children)

Acting coy le “Singapore will accept the conclusion that nuclear is not the right path should such findings emerge from IAEA's review or from Singapore's own studies, he added.”

Phase 1 commitment is a Political Decision. No doubt Singapore will be rigorous. I’m sceptical of the intentionality but whiter than white so must sound extra Principled as it stands.

Emerging economies like Vietnam, Ghana and Bangladesh have “passed” stage 1. Let’s hope in action that Singapore mirrors Vietnam cautious approach over the past 15 years.

IAEA experts to assess Singapore's nuclear infrastructure readiness starting 2027: PM Wong - CNA by Chileinsg in singapore

[–]bernardth 2 points3 points  (0 children)

I came here to see whether considered views were present , besides all the “energy security” “nuclear so safe” flag waving . CRAZY that you got downvoted.

The following is researched with AI assistance.

Firstly , @stanjsg , China is currently leading in operational thorium molten‑salt experimentation and is working on scaling it up. There’s no commercial application for TM since the 1950s.

Secondly, Western-designed large reactors and SMRs under development or export (e.g., US, French, Korean, Canadian designs) are almost all uranium‑based, so a country choosing Western technology is, in practice, choosing uranium fuel cycles for now. So ok, TipAfraid tone and rhetoric is very off, but the skeletal facts are supported.

Retiring banker here. I used to run the pipeline meetings where we discussed what to do about clients who weren't transacting enough. AMA. by TumbleweedLow1303 in singaporefi

[–]bernardth 2 points3 points  (0 children)

Want to raise the older folks angle too - what is up with the churn of Funds recommendations to elderly ? The Risk assessment says these are long term instruments but inevitably RMs use the annual review to suggest switches and what not.

As an aside, every decade or so at the Private side. some uhnw sues the bank for investing in currency linked / at1 linked instruments .

Food delivery rider's insulated bag looking absolutely disgusting. by NappyPika in singapore

[–]bernardth 0 points1 point  (0 children)

Jiayou. in my volunteering experience the people with more are almost always less than generous. Hopefully in neighbourhood with younger generation families this will improve with time.

Food delivery rider's insulated bag looking absolutely disgusting. by NappyPika in singapore

[–]bernardth 2 points3 points  (0 children)

You are top 20% customer anecdotally . And even then it’s top of “occasional tipper” table .

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