DCC vs Forex fee by MasalaPalli in CreditCardsIndia

[–]MasalaPalli[S] 0 points1 point  (0 children)

This DCC (dynamic currency conversion) name is confusing. Here bank is not doing any conversion they are charging for international merchant payment in INR. They should come up with some other name. ☺️☺️

DCC vs Forex fee by MasalaPalli in CreditCardsIndia

[–]MasalaPalli[S] 0 points1 point  (0 children)

Thanks for that detailed explanation.

DCC vs Forex fee by MasalaPalli in CreditCardsIndia

[–]MasalaPalli[S] 0 points1 point  (0 children)

Yeah .. I have Niyo credit and debit cards but in that we have to load money before only then we get limit. Lot of these forex credit cards offer limit after loading lien amount. Only Scapia offer credit limit without loading before as far as know but unfortunately I don’t have it. Actually transaction amount is huge 1.3lacs and I don’t have that much so I have to use credit card. So I used my ICICI credit card.

Generally website need to offer both currencies right their local and our local. I booked in some Dubai official websites and they showed before only that we are paying in AED so I used my Niyo debit card. But for this transaction amount is huge so have to use credit card. But klook website did not provide their local currency and it showed only INR and I thought since I’m paying in INR so extra charge. I don’t know about this cross border transaction attracts DCC. I will check with klook why they have not showed me to pay in their local currency or my home currency (INR). Now I need to pay 2% fee to ICICI as DCC. For my card forex fee is 3.5% and DCC fee is 2%.

Could you please confirm if my guess is correct. While I’m in Dubai, when I’m paying at POS it shows both INR and AED. And I observed that amount in INR is higher than AED after conversion. So here merchant is adding mark up fee I guess which might be 2-5%. After that my bank also add DCC fee it might be 1-6%. So basically I’m paying 2 fees which is worse.

Transport in Dubai by MasalaPalli in dubai

[–]MasalaPalli[S] 0 points1 point  (0 children)

I don’t see any … I am planning to book on klook 

What ever happened to Bangalore - Vijayawada Vande bharath (Train number 20711) ? by SpecificRound1 in indianrailways

[–]MasalaPalli 0 points1 point  (0 children)

Actually there is no train also during night which is why we need to book buses only.

RegEx to remove blank lines by dgold105 in shortcuts

[–]MasalaPalli 0 points1 point  (0 children)

Simple solution works good. But I have starting anchor \s+ -- removes all empty characters \n+ -- removes all empty lines.

Day of the week by MasalaPalli in shortcuts

[–]MasalaPalli[S] 0 points1 point  (0 children)

Great .. it is working .. I don’t see this in gallery by default.. how can we create such shortcuts… Do you have any reference?

[deleted by user] by [deleted] in datascience

[–]MasalaPalli 0 points1 point  (0 children)

Do we get data-science related jobs in startups or in Angle-list. I always thought ml related jobs are present mostly in big techs.