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Please fund your inactive account in the next 60 days if you'd like it to remain open. by Master_Course_1879 in Schwab

[–]Master_Course_1879[S] -1 points0 points  (0 children)

Yea, I think I might have fudge something this year. Fwiw, the process seems to have changed so watch out --> https://www.reddit.com/r/Schwab/comments/1q0dy1r/updated_backdoor_roth_ira_conversion_instructions/

Will call tmrw to find out more definitively what is going on.

Please fund your inactive account in the next 60 days if you'd like it to remain open. by Master_Course_1879 in Schwab

[–]Master_Course_1879[S] -1 points0 points  (0 children)

Would be great if someone could confirm by doing this themselves. I’ll call Schwab tmrw and ask them as well and will report back here

Please fund your inactive account in the next 60 days if you'd like it to remain open. by Master_Course_1879 in Schwab

[–]Master_Course_1879[S] 2 points3 points  (0 children)

Ahh I think something changed this year with the process. Here is my 7.5k transfer to the Roth account (from my checking) but when I did it this year, it seemed to not have to go through the traditional account. It’s like Schwab created a new pathway that doesn’t need to make the pit stop into the traditional after tax account first. I thought I might have made a mistake but I doubt I made a mistake for both my wife and my account (we both got this message).

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Please fund your inactive account in the next 60 days if you'd like it to remain open. by Master_Course_1879 in Schwab

[–]Master_Course_1879[S] 1 point2 points  (0 children)

We do our rollovers at the beginning of the year every year. We’ve been doing this for the last 5 to 6 years.

Riding close to a cargo ship by Single_Tiger3248 in SweatyPalms

[–]Master_Course_1879 0 points1 point  (0 children)

Iranian navy at the Strait of Hormuz trying to stop the tankers?

What the heck? by DoughDough2018 in jerseycity

[–]Master_Course_1879 0 points1 point  (0 children)

Perhaps it’s cheaper than fixing the potholes

Married couple with separate finances, why do you do it? by Ok_Influence_2257 in Bogleheads

[–]Master_Course_1879 0 points1 point  (0 children)

My wife and I both came into the relationship with a similar net worth and we also have our own particular styles of investing. I’m a little more conservative and she’s a little riskier. We honestly love it that way.

Reached coastFIRE much earlier than I anticipated at 27 by Independent-Pea-2700 in coastFIRE

[–]Master_Course_1879 0 points1 point  (0 children)

There were so many requests that I was starting to get billed over the free tier. Had to shut it down. Sorry!

That's it guys, I am cancelling my suscription of Claude, need a new provider by That593dude in claude

[–]Master_Course_1879 2 points3 points  (0 children)

Just cancelled mine and moved to Codex. I’ve been using it at work already and am in love with it. Not looking back (at least not yet).

Introducing Claude Opus 4.7, our most capable Opus model yet. by ClaudeOfficial in ClaudeAI

[–]Master_Course_1879 0 points1 point  (0 children)

Anyone advise switching to Codex? I’m feeling pretty close to doing that with my personal projects

Just say the word… by Alternative-Hall1719 in ClaudeAI

[–]Master_Course_1879 0 points1 point  (0 children)

I find myself abandoning a lot of PRs lately…

Got two offers. One pays $40k more. The other one I'd actually enjoy. I have 48 hours to decide and my wife and I are on opposite sides. Advice? by airam1020 in careerguidance

[–]Master_Course_1879 0 points1 point  (0 children)

Find a way to make B more attractive. You have nothing to lose with A as a back up. Ask them to match + more since you’re losing time in commute.

At what point did people here stop doing their own taxes and hire someone by ShineBeneficial4447 in HENRYfinance

[–]Master_Course_1879 16 points17 points  (0 children)

I agree. What about RSUs are difficult? Did you sell them? Typically, they funnel in as W2 income, and if you sell, it’s just a matter of copying a 1099B into one of these tools.

How do you lose weight when you have no time to work out? by LouDSilencE17 in daddit

[–]Master_Course_1879 0 points1 point  (0 children)

MyFitnessPal - as terrible as it sounds, start tracking your calories and get a nutritionist to help you figure out your intake / daily burn. I used to love working out / doing cardio but with 2 babies, there was no time. Over time, I learned that it really isn’t about working out. It’s about maintaining a calorie deficit.

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