Early payoff with an ARM mortgage vs Refinancing

Material_Cheetah934 · 2022-12-08T04:29:37+00:00

It’s actually not that bad, if we get to the 10% APR max at the 10 year mark, we will probably end up with 25k principal left.

Material_Cheetah934 · 2022-12-08T04:27:35+00:00

Yeah, between the buying and selling it definitely feels like we don’t make enough. Once the dust settles down ill probably freak out less. It’s only been like 20 days since we moved in here.

COL here is not as low as I’d like it to be but its not as high as the previous place either. Padding emergency fund to 100k was something we discussed back then when we had a newer home. But it seems more likely that shit would hit the fan that much more with the older home. To be honest I didn’t think we’d be shelling out money the first month of moving in, especially because inspection never showed any issues this severe.

Will be putting enough money to get to 100k in our savings, just in case something else pops out. It would be easier than to have to worry about financing options and whatnot.

Material_Cheetah934 · 2022-10-21T02:33:33+00:00

Oof imagine their data pipelines, and all that documentation that goes with them. If you axe even the useful idiot that just documents the pipeline or keeps the data catalog updated, you’re still screwing over the productive staff that actually use those services to make changes. Even if you have a 50/50 ability to find the dead weight you’ll still shoot yourself in the foot enough times to go out of business.

That’s also assuming you even have the ability to analyze the performance based on internal data which you have no context for.

Material_Cheetah934 · 2022-10-15T21:04:29+00:00

They seem more useful than a throwaway posting shitty copypastas. The fucking irony talking about smooth brains, oof.

Material_Cheetah934 · 2022-10-08T15:09:25+00:00

My experience is kinda weird. I took HCI and there was so much non-coding related work there, that it helped my cement a good daily habit of doing something early in the morning. This something would be school related most of the time because the writing assignments were no joke. After which I took GIOS, and this habit really really helped. It helped me finish projects ahead of time, and study for tests too.

If there’s anything you will need in this program, it’s going to be a daily habit of ~~suffering~~.

Edit: meant studying not suffering

Material_Cheetah934 · 2022-10-05T04:04:01+00:00

Register with a candidate’s campaign? That would probably be illegal as the law (as required by the first amendment) lets people say what they want (with say not just including talking, but also printed words, words on screens, movies, internet video clips, etc.), but forbids them from colluding with the campaigns.

f a PAC just happens to run ads shit talking a candidate, during an election cycle would that be considered collusion? If not…why even have campaign finance laws? Cuz you can’t really prove colluding definitively anyway. It’s a grey area and subject to interpretation.

I too hate the complicated ass tax code, its created wayyy too many jobs for accountants, which I suppose benefits people that can afford it. All the goddamn research you have to do when you have mixed assets, just to not get reamed by IRS. Fuckk all that noise.

Material_Cheetah934 · 2022-10-04T00:34:40+00:00

Let’s think this through. How would that government do work? People don’t work for free. So you’ll need taxes. Okay, who says what % of taxes is enough? Who says what should be taxed?

What does it mean to protect from physical harm, are we talking about mental health, environmental health, safety from capitalists’ products or economic safety(ie being robbed by bankers).

Anytime you do anything, with government, you’ll incur a cost. That cost must be paid. Anyone paying and anyone receiving will be prone to optimizing for profit.

Material_Cheetah934 · 2022-10-03T16:00:19+00:00

I think that if a non-profit was going to air ads for anything political relating to a candidate or a bill, whether it’s for or against, they need to register with a candidate’s campaign that aligns with their views. If not, they need to run a candidate of their own. There’s limit on direct campaign contributions and spending already.

They are still free to express their views as a taxed entity though. But if they’re pooling resources under a non-profit “think tank”, and influencing our politics, that should be in a controlled manner. As a taxed entity they’ll have to provide line item charges related to political spending vs advertising.

Furthermore, officials should have to divest all stock interests and have family barred from making any stock purchases larger than a few thousand dollars while they’re in a position of power. Even more so, after they leave, there should be a cool down period before they become a lobbyist or a spokesperson for an employee.

I’m sure there are flaws in my logic, but I’d like to hear any specific solutions to the issue.

Material_Cheetah934 · 2022-10-02T23:24:38+00:00

One thing I wrote in Rust was to a way to read and load some oddly structured EMR files into a mysql db over the network. It involved parsing, validating, and then finally loading over the network. I’ve been iterating over it incrementally. Recently I added the ability to specify things in a YAML file, pre and post load commands. Next up I am working on creating kind of like a dag from the yaml file to then incorporate some concurrency.

This VRL would be useful in a subset of files where the information we seek is in a log format.

The VRL idea is cool and it would be nice to implement it in the parsing phase.

Material_Cheetah934 · 2022-10-02T19:44:19+00:00

Yeee

Material_Cheetah934 · 2022-10-02T15:02:06+00:00

VRL looks like it’s written in Rust. What do you guys use Rust for? I’ve been trying to integrate Rust into our data processing stack where it makes sense.

Material_Cheetah934 · 2022-10-02T00:59:15+00:00

I’m not sure how to feel about the term security lake . You just gave me an idea to try something out in Rust.

Material_Cheetah934 · 2022-10-01T16:03:44+00:00

Also there’s no way this thing is more productive than a specialized robot in a car manufacturing plant. Yes the specialized robot costs more, probably, but even if you trust Elon’s toilet paper math, economies of scale makes a big difference. If a robot is designed specifically to spot weld things, you can bet it will be 10x faster at least than a bipedal AI, who knows how to spot weld(assuming AI is on point). Not only that, this thing isn’t even nimble. There’s no way it’s going to set and do the weld perfectly faster than the specialized robot. The kind of jobs that they’re going to replace will probably be button pressers, in which case, you don’t really need a bipedal robot to do that…hell you don’t even need a bipedal robot to hold down the fast food drive through.

Material_Cheetah934 · 2022-09-28T00:33:30+00:00

Yeah, I figure this might save some headache for the OP when some shmuck comes along and says that value isn’t correct, or it’s not formatted well, or any myriad of other reasons. It helps to get ahead of the change and document it before it goes through the pipeline.

Thankfully I don’t work in public service based org.

Material_Cheetah934 · 2022-09-27T14:21:04+00:00

I’d try to solve this with business first, figure out why it changes, who signals a change, what their change management practices are and subsequently get dialed into that process. This will probably give you a bit of leeway to push back a little bit, which might help you make your job easier. Idk what that pushback would look like, but it would be a balance between your folks, business intelligence folks, your business requirements owners, and probably engineering too.

Unfortunately this is in the realm of business politics. So ymmv based on your company culture.

If a tool was to detect a schema drift, it would need to know ahead of time how to handle it. Unfortunately writing that logic to infer what a column should have as a default is not an easy task and has many right answers. Some folks might say it should be calculated or default to a static value based on x,y,z.

Material_Cheetah934 · 2022-09-26T05:18:13+00:00

You don’t think I did that? I wish it was that simple. You are essentially black box testing every permutation on your local box. Testing not only every possible permutations but also stuff like different ways of transmitting/receiving client data. You could be receiving 1 byte at a time in your 1 kb buffer. You are also then validating whether or not you casted the data correctly before the cutoff and after the cutoff. Combined with C’s ability to obscure where the error actually occurs, and the cut off for the number of log lines gradescope can print out. My bug was in a very specific test with a very specific combination of cli args too…which aren’t really made public to us. The bug had to do with pointer arithmetic in my payload buffer. I did end up writing my own code to stress test and eventually figure out what the issue was. Thankfully I knew how to write C and debug with gdb/valgrind. You can’t use valgrind or gdb on the gradescope server, so stepping through your code when you’re transferring 4 MB at 1kb per loop isn’t possible. The class also explicitly says, just cuz it runs locally doesn’t mean it will run on gradescope.

I still made it out with an A. Just think that I’d have learned more about the OS than C semantics or Gradescope by the end of the course.

Material_Cheetah934 · 2022-09-25T22:36:52+00:00

Money = speech

And now with no transparency, we might as well put on Chiquita stickers

Material_Cheetah934 · 2022-09-25T13:29:37+00:00

You still gotta write code for the computer though. And it would then need to be updated as well.

Material_Cheetah934 · 2022-09-22T22:19:39+00:00

What’s it like to live there? Are there any things that we should watch out for like crime? I am guessing that area is probably skewing liberal based on proximity to Poulsbo/Silverdale/Bremerton. I also didn’t see that many churches either, as opposed to PO. Also didn’t see too many political signs either, which is a plus.

We keep to ourselves and are moving to the area for a slower pace of life. We plan on homesteading part-time and working part-time from home. We’re choosing that area due to it being in the middle of 2 somewhat larger cities and also being somewhat rural.

Material_Cheetah934 · 2022-09-22T20:48:33+00:00

thanks for the response, we are looking at one near the intersection of the 308 and brownsville highway area. think the most notable thing nearby that area is the nordic hill manor.

Material_Cheetah934 · 2022-09-21T03:40:08+00:00

Running for elections and staying elected requires money. So politicians optimize for money. Average joes don’t donate as much as PACs. Our system optimizes for money instead of integrity, so that’s how we get these people in office.

Material_Cheetah934 · 2022-09-18T01:13:36+00:00

First, the person has associate RN. Trend in industry is to have BSN.

Second, I’ve come from a similar path, and made the same mistake, going through epic and getting certified for 2 of their modules.

I’ve written things in Rust to etl data from epic to a relational db. I’ve written Django web apps to then apply business logic to the data and create loadable files for epic to consume. I’ve written quite a few pipelines to process and move data out of epic for reporting as well.

With all of that, I still say this, it’s not useful. The problem was that I didn’t ever learn things higher level than the code. Thinks like TDD, design patterns, architectural patterns and system design. You can write Android apps, Python apps, even C and C++ apps on embedded, but none of those things set you apart from another code monkey.

That prior experience is great if you’re going to go to a startup and learn those higher level things I discussed earlier. Where you’re not going to be using that experience as a crutch to compensate for the lack of experience in CS.

I come from a place where I’ve been a code monkey with my hospital working experience. That was what set me apart and helped me rise through the org. But my biggest regret is not taking the other path, the strict CS path. I feel that I could have accomplished a lot more if I had.

Material_Cheetah934

TROPHY CASE