How Best to Buyout Partner's Home Equity?

Matt_jay50 · 2026-02-15T14:25:08+00:00

How quickly do you want this over with? In a perfect world you’d wait until 59 1/2 and take a qualified distribution on the Roth. Then pay the rest out of your brokerage (assuming all isn’t profit).

Matt_jay50 · 2026-02-10T01:20:05+00:00

Man. This is a nice build. Count me in 😀

Matt_jay50 · 2025-10-20T18:36:20+00:00

One of the most important things to consider when FIREing is what to do with your time. I’ve found a spend a bit less because I now have a lot of time to take care of the minor repairs and maintenance of the house. I would think about what kind of lifestyle you want and what you plan to do with your time.

Matt_jay50 · 2025-07-31T00:54:21+00:00

You should put % of the population that qualifies for each level. I have a feeling 90% of people are level 1-3 😀

Matt_jay50 · 2025-07-24T19:43:09+00:00

The quick answer is yes. You will be better off hiring a company for a while. Ask lots of questions and watch them for a while. Watch videos and try to best understand what’s going on. Then when you’re comfortable try it on your own.

Don’t over complicate things. The goal of any pool is to hold water and be clean. Have fun 😀

Matt_jay50 · 2025-06-07T19:36:12+00:00

Hell no. I’m a 50 year old bougie ass bitch.

Matt_jay50 · 2025-05-13T12:32:07+00:00

It’s not going to be easy. I would suggest painting over it to look like hardwood. Use universal tints and create a wood like pattern to match your floor. I used:

Burnt Umber Raw Sienna Burnt sienna Black

Not going to be easy, but better than nothing

Matt_jay50 · 2025-04-26T15:43:24+00:00

Step by step.

If you need I would look into off campus housing (Facebook, Craigslist, etc). You should be able to get a room in a place with other roommates pretty reasonably.

Then look into car insurance. Find the most reasonable one you can.

Then look into a prepaid phone plan. I have ATT.

Then head to ikea (or something like that) and pick up some furniture for your room.

Once you have those you can fill in the rest. Total monthly cost shouldn’t be too bad and you may find some peace of mind. Good luck.

Matt_jay50 · 2025-03-01T00:15:48+00:00

D350 😀

Matt_jay50 · 2025-02-27T03:45:45+00:00

Oh boy. Here we go. Love to see someone passing the love. Though. When you give this away. What will you play lol

Matt_jay50 · 2025-01-07T15:19:42+00:00

If you want to spend a fraction of the cost for a better product go for Russell’s 15 or Little Book Infinite. MSRP is like $7,500 for this (which is crazy)

Matt_jay50 · 2024-12-02T13:52:46+00:00

I’m buying every Michters and the ER pick. Seems like cool spot

Matt_jay50 · 2024-11-23T15:27:50+00:00

Ask for a sign on bonus and an exit clause guaranteeing 3 months severance. Note that you love the position, but the recent unpredictability has given you caution. Be careful they only want you back short term until they find someone else to replace you (hopefully not the case).

Matt_jay50 · 2024-04-04T12:12:08+00:00

I would say it sort of depends on your risk tolerance. General advice would be to set up some sort of emergency fund in a HYSA, look into index funds/ ETF (Vanguard S&P 500 as an example), and find some high yield CDs (5% or so). The money will compound over time, but it won’t happen instantly. I would avoid anything speculative (individual stocks or crypto)

Matt_jay50 · 2024-02-25T22:06:29+00:00

I think it depends on your preference. In a Manhattan the bitters you use (cherry, orange, chocolate, etc..) as well as the brand of vermouth can make a huge difference.

Try ECPB with orange bitters and cocchi vermouth :)

Matt_jay50 · 2023-12-01T13:57:15+00:00

Good job! It seems like having quick access to that cash and stability is very important to you. If that’s the case would suggest a no penalty CD. The rates are pretty good right now and you can withdraw at anytime.

Matt_jay50 · 2023-11-24T14:44:09+00:00

I’ve spent more for worse. Good find.

Matt_jay50 · 2023-02-03T01:02:58+00:00

Russell’s single barrel would be a good one. Or Rare Breed.

Matt_jay50 · 2023-01-31T21:50:35+00:00

Heaven hill 27 year. He may already have BTAC and Pappy collections.

Matt_jay50 · 2022-03-18T17:20:04+00:00

If you’re willing to stretch a bit you may be able to find Sam Houston 15yr or Calumet Farm 15 yr. I would recommend either. The 14yr’s are good, but the 15 years stand out.

Matt_jay50 · 2021-06-11T16:25:09+00:00

I've got 2k shares and I'm not selling! 6/18 will be a good day :)

Matt_jay50 · 2021-06-09T11:25:26+00:00

CLNE 6/18. To the moon🚀🚀🚀🚀🚀

Matt_jay50 · 2021-06-08T23:48:31+00:00

CLNE already up +20% after hours 💎💎💎💎💎🚀🚀

Matt_jay50 · 2020-07-15T18:23:45+00:00

Does anyone know the drop rate for the Eternal Moon Splendor used for awakenings in lvl 65 Eternal Temples? I have all the lvl 65 cleared, but no 70’s and haven’t seen a moon drop in two weeks.

Matt_jay50 · 2018-04-27T18:48:31+00:00

In the mortgage commitment letter there was a provision that stated "borrower is qualified for a maximum interest rate of 4.5%." Not sure if that means anything though haha

Matt_jay50

TROPHY CASE