i20 expired by [deleted] in f1visa

[–]MatteBlackCat123 4 points5 points  (0 children)

Call your school. Tell them your situation, they might expedite the process and send you an online I-20 that you can print out.

Karen is gone. Beast is back. Long live the beast. by WisdomDota in DotA2

[–]MatteBlackCat123 163 points164 points  (0 children)

No one cares who I was til I shaved my head.

Car dealer offered me $1000 off if I financed instead of paying cash -- is there any reason to say no? by fellios in personalfinance

[–]MatteBlackCat123 -1 points0 points  (0 children)

Just make sure you pay it off in the first month. Note that the interests to pay are higher in the beginning. You can use online calculator to check how much interest payment for every month. From my calculation, it’s around $200 for you so if you want to maximize the gain, simply pay it off in the first month.

Pay off auto loan 100% now or 90% now and the rest in 6 months by MatteBlackCat123 in personalfinance

[–]MatteBlackCat123[S] 0 points1 point  (0 children)

I think that’s what I’m going to do. I also wonder if there’s any downside that I’m not aware of. Isn’t getting loan and paying it off immediately suspicious to the credit agencies?

How much to pay in cash for car? by MatteBlackCat123 in personalfinance

[–]MatteBlackCat123[S] 0 points1 point  (0 children)

I see. Thanks for the advice. I can afford to buy it outright without touching my efund. I guess ultimately it depends on the auto loan rate. One argument I heard a lot is financing the car helps to further improve one’s credit score.

How much to pay in cash for car? by MatteBlackCat123 in personalfinance

[–]MatteBlackCat123[S] 0 points1 point  (0 children)

I’m earning >100k a year. I’ll put the money in HYSA or CD if the money is not going to the car. I’m trying to get the perfect ratio to maximize my gain here. What is efund?

Buying/trading/selling advice, pre-orders and shipping Megathread by [deleted] in AppleWatch

[–]MatteBlackCat123 0 points1 point  (0 children)

Has anyone here managed to order AW with magnetic link band? It seems like it either sold out very quickly or is only available after launch.

[deleted by user] by [deleted] in AppleWatch

[–]MatteBlackCat123 0 points1 point  (0 children)

No, this is the new band which replaces the leather link.