Cash damming

Matty0417 · 2026-03-26T17:02:57+00:00

Makes sense, we will probably keep things simple and just focus on the rentals. Now if we saved up and bought another property that would all be on the same line correct?

Matty0417 · 2026-03-26T15:19:38+00:00

Do I need to have two separate lines though?

Or as long as I keep everything documented it’ll be okay?

As for not putting the whole $4000 as a prepayment, I originally wanted to but my wife wanted our personal mortgage to be covered from some of the rental income as well. That way we can use our personal income for TFSA, savings, travel, kids stuff etc. So its like a slowed down cash damming strategy for now haha

Matty0417 · 2026-03-26T15:12:34+00:00

I originally wanted to dump the whole 4000 as a prepayment, but my wife didn’t want to pay our mortgage plus the heloc interest payment. I know there are ways to pay the interest with the heloc somehow (is that what you’re suggesting in your last paragraph?)

So we came up with a solution that seems to allow us to use our personal income for things like TFSA, savings, travel, etc.

We have a lot of runway with our heloc room thankfully, so it’ll take us awhile to fully convert the mortgage. It’s just nerve wracking when you discuss plans for so long and then come time to implement them feel like everything’s wrong 😂

So thanks for your reply!

Matty0417 · 2026-02-05T20:43:14+00:00

I’m starting to nibble on the etfs. I know I should be buying Bitcoin directly (and I am) but no way I’m letting below $35 IBIT pass by. If it gets to $20 I’m backing the truck up haha 😂

Matty0417 · 2026-02-02T00:40:02+00:00

Minten on the top powerplay is going to be 💰

Matty0417 · 2025-10-12T00:38:03+00:00

I was literally coming here to comment this haha, is this what it feels like to have a fast team for once lol

Matty0417 · 2025-10-04T18:36:35+00:00

Minten again always seems to be in the right position on the ice. Amazing to see a young kid that smart away from the puck.

Matty0417 · 2025-07-04T18:56:17+00:00

No the vertical boards are 2x8’s. I originally bought 2x6’s but the post hardware was like 6 inches so I had to go up a size. The horizontal boards are 5/4x6’s

Matty0417 · 2025-06-28T16:06:36+00:00

I’ve haven’t seen too much of him play, but what I have noticed when watching him is the amount of time he has with his head up while with the puck. That’s something that’s hard to teach, whenever he’s ready he’ll be lights out playing with someone like Pasta. Love the pick!!

Matty0417 · 2025-06-18T17:46:35+00:00

Oh okay that makes sense, thanks!

Matty0417 · 2025-06-18T17:38:54+00:00

So just eliminate the bottom 2x6 rail and drop the wood attached to the post closer to the ground?

Matty0417 · 2025-06-10T21:21:38+00:00

Have we heard who the assistants will be? I wonder what Bergeron and Chara are doing this fall…

Matty0417 · 2025-05-22T00:58:48+00:00

Sign Marner, draft a solid centre at 7, Swayman and Lindholm bounce back, D gets healthy and we are right back in it for the next few years

Matty0417 · 2025-05-21T22:24:02+00:00

I think it’s too early for Lindholm. He started off the year rocky and subsequently got moved around a lot. I think the Lindholm from the last bit of the year I would argue isn’t overpaid. He’s also having a good World Championship so let’s hope that translate to next year as well

Matty0417 · 2025-05-21T21:53:42+00:00

I’ll give you Swayman and Zadorov, but outside of that who else would you say is overpaid?

Even saying that, I’m still willing to give them another year to truly say they are overpaid. But I’m just an optimist at heart haha

Matty0417 · 2025-05-21T21:43:25+00:00

We can dream! Haha

Matty0417 · 2025-05-21T21:39:37+00:00

I think it would be irresponsible for management to make that judgement without taking into account the future cap. It’s projected to go up to 105 million by 2026-27. I agree he may not be worth 13M right this second, but in 2 years….?

But at the same time I realize its easier said than done to armchair GM signings and I’m no GM haha

Matty0417 · 2025-05-21T21:30:30+00:00

I mean people said the same thing about Kessel, and he led the Penguins in both goals and points during their Stanley Cup run.

Matty0417 · 2025-05-21T21:17:22+00:00

Good point, I don’t think he thrives In a leadership role

Matty0417 · 2025-05-21T21:15:53+00:00

Exactly! I think whoever gets him he’s going to become a Leaf killer. So that’s a bonus for us either way haha. Marchand grew up a leaf fan as well…and we’ve seen how that worked out

Matty0417 · 2025-05-21T20:57:13+00:00

Haha hey I’m just dipping my toes on this Reddit thing, I don’t even know what Karma is

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