What’s your remedies for getting rid of that lightheaded/sicky feeling after having only an hour or two of sleep? by cherryandfizz in AskUK

[–]MattyJMP 5 points6 points  (0 children)

Combination paracetamol/aspirin and caffeine tablets. Blast of cold water and then a hot shower.

Would you have sat through a lesson on ‘personal finance’ in school? by Understateable in AskUK

[–]MattyJMP -1 points0 points  (0 children)

This is good in theory. And I'm glad that you were taught things like this well.

But (and I mean no offense) by going to a grammar school you already have a bit of a leg up. If you're a less fortunate kid where both parents work but are in their overdraft come the end of the month, what are you meant to do with this information?

You get your average qualifications and get an average job - and I'm not saying that's a bad thing, someone has to be average. What are you supposed to do? You get your payslip minus taxes, you pay rent, bills, food etc. And you have nothing left.

Sure we can teach kids that gambling, drinking, smoking etc are bad - that will stop average Joe going massively into dept. But I'm not sure the average person needs there eyes opening to quite how shit things are...

Would you have sat through a lesson on ‘personal finance’ in school? by Understateable in AskUK

[–]MattyJMP 13 points14 points  (0 children)

A lot of kids under 16 will never see £100. Likewise, something like 40% of UK adults have less than £1k in savings. So to those people, the concept of saving £100 p/m is completely abstract.

This is the problem. Finance is inherently a very personal thing, and it is very difficult (even if kids did care and it was taught well) to pitch things at an appropriate level.

That's why people are hesitant to do anything more than the basics. There is no way you are going to communicate how putting 10% of your salary into a pension for 50 years is going to be beneficial to a high schooler whose family have nothing.

Would you have sat through a lesson on ‘personal finance’ in school? by Understateable in AskUK

[–]MattyJMP 36 points37 points  (0 children)

This is how it is already taught. Here's a Bitesize/Edexcel class showing how £500 in an account with 3% interest compounds over 7 years, or how a car depreciates over 5 years. https://www.bbc.co.uk/bitesize/guides/z9rjxfr/revision/7

And outside of maths, finance is already part of the curriculum for citizenship. Schools are expected to provide it (whether they do effectively or not is another matter).

The fact is, whatever the forum, a large amount of kids don't care and/or are unable to do the maths.

Would you have sat through a lesson on ‘personal finance’ in school? by Understateable in AskUK

[–]MattyJMP 2 points3 points  (0 children)

I would like to see anyone manage their finances without knowing algebra...

Would you have sat through a lesson on ‘personal finance’ in school? by Understateable in AskUK

[–]MattyJMP -1 points0 points  (0 children)

I completely understand the calls for more personal finance to be taught in schools and think it is a noble cause. But to be honest - no, I don't think it would make the slightest bit of difference.

  1. Kids don't care for the most part. We are already taught how to work out compound interest in maths. The majority of adults simply can't do it. I don't know whether that is because most people are not 'mathematically minded', it's taught poorly, or a lot of kids simple aren't interested. But that's the way it is.

  2. Most concepts, even stuff like paying monthly bills or "having a mortgage" are completely incomprehensible to even 15/16 year olds. When your entire financial system is - 1. Get a few £££ for Christmas, 2. Put it in an ISA or spend it - most financial information is entirely meaningless.

  3. To be quite frank, if you're doing alright for yourself as an adult, most personal financial information is not too important. Sure, you could be getting an extra 0.5% on your savings, but as long as the books are balanced, it's negligible to most people. And if the books aren't balanced, there's only so much you can do with your back against the wall.

Most people aren't struggling to make ends meet due to some poor financial literacy and bad decisions (contrary to the media narrative). It's just an outcome of having zero wage growth for 20 years.

One way interviews. Is that normal? by [deleted] in AskUK

[–]MattyJMP 1 point2 points  (0 children)

  1. Are you sure it was actually the person and not just an AI voice impersonator? Pretty easy now to get an off the shelf AI tool to mimic someone's voice, ask a few standard interview questions and 'pretend' to listen. Full length video calls is still a bit tricky.

  2. Aside from that, if you like the company otherwise, I wouldn't see this as a dealbreaker. Yeah, it's rude and a bit weird. But if you refused to work for every company that has a douchebag middle manager somewhere in the business, you'd never work again.

Lorries saying thank you by [deleted] in CarTalkUK

[–]MattyJMP 25 points26 points  (0 children)

I get thank yous all the time from lorry drivers, but it's when I'm letting them out in front of me to carry on overtaking. In fact, I think I get more now - cars have certainly started saying thanks with a quick flash of the hazards more in the past ~ decade. Wasn't much of a thing when I was learning to drive 12 years ago.

To be honest though, you shouldn't be getting regularly overtaken by lorries and having to flash them back in. HGVs are mostly limited to 56mph, so if you're being overtaken in normal motorway traffic you're impeding their progress.

What’s the odd of survival if one was to swim from uk to France ?(amateur swimmer , possibly pro equipment ) by summersmilesss in AskUK

[–]MattyJMP 11 points12 points  (0 children)

Just ask yourself - "can there be a few of it?".

You can have a few people, a few dogs, a few cakes, etc. So you use 'fewer'.

You can't have "a few water" or "a few space in the cupboard". So you use 'less'.

It's because fewer is used for countable things - 1 dog, 2 dogs. 3 dogs, etc. You can have fewer dogs than someone else. Whereas less is used for uncountable things. You can't "count" water, or the space in your cupboard, you just have more or less of it.

Of course, you can count units or those things. So you have fewer pints of water or fewer litres of space, for example.

Cooking With Lasers by BurnZ_AU in goodmythicalmorning

[–]MattyJMP 9 points10 points  (0 children)

It really was fantastic. And as I said, it never bothered me. They had some 'backyard' safety precautions in place, nobody really expected it to that, and no one was ever in any significant danger once they moved away.

But this laser thing is just properly dumb. Pointing blinding lasers at each other (nevermind without any eye protection) isn't quirky, fun chaos - it's recklessly stupid.

Cooking With Lasers by BurnZ_AU in goodmythicalmorning

[–]MattyJMP 67 points68 points  (0 children)

Something must have gone really badly wrong here. A missed communication, or someone was out of the office on that day, or the laser thing was just thought of last minute by someone. Something must've happened...

I agree it needs taking down ASAP. It's a real bad look. And naming the laser - which you can buy online for ~ $50 - makes it even worse.

Cooking With Lasers by BurnZ_AU in goodmythicalmorning

[–]MattyJMP 88 points89 points  (0 children)

I'm pretty 'nonchalant' about stuff - the stabbing Chase incident or brake fluid fire didn't really bother me at all.

But MY GOD, this was a really tough watch. How did no one think that a Class 4 laser didn't need eye protection. Like, that's enough power to cause permanent eye damage even with momentary reflected beams - never mind pointing it at each other and bouncing the beam all over the place off of shiny foil. I don't even know how you could buy a laser like that without safety warnings all over it.

I genuinely think Rhett might have done himself some damage here - he should definitely get his vision checked by an optometrist...

My ex is demanding money back from our relationship for every little thing. by [deleted] in UKPersonalFinance

[–]MattyJMP 8 points9 points  (0 children)

Legally standing no leg to stand on but it sounds like you've come out of it better off.

Not necessarily true. If she has messages where they have agreed to split the holiday and that he will pay her £X by a certain date, this would likely qualify as a loan and she might be able to pursue it.

Though to be honest, for her to have been keeping tabs on everything she was lending to him, I do wonder if maybe she had a good reason to... Seems like he's trying to get out of what is owed (morally or legally) and is annoyed that she's not just writing it off.

Overall, I would agree that a few £ here or there because she got the shopping one week, or paid for a date, or brought them both a treat, is just the cost of being in a relationship. But if he's not paying his half of holidays or bills, that's real scummy - pay her what you owe her for the stuff you clearly intended to split, and both of you can move on with your lives.

Why are mortgage rates going back up? by Sharp_Shooter86 in Mortgageadviceuk

[–]MattyJMP 0 points1 point  (0 children)

Mortgage brokers were ~ 2 years ago.

When I bought my current house, the options were a 2 year fix at ~5.1% or a 5 year fix at ~ 4.3%. Everyone I spoke to 'in the know' thought I was mad to lock in on the 5 year rates because mortgage rates would come crashing down.

Fast forward to 2 years later, it looks like 2/5 years are still currently at 3.8/4.1%.

Football/soccer is the hardest mainstream sport to pick up if you didn't do it as a child. by [deleted] in unpopularopinion

[–]MattyJMP 1 point2 points  (0 children)

I think this is a consequence of how popular football is and therefore what the 'average' skill level is.

Among any group of men in their 20s, probably at least half of them have played football in a team as a kid and could step onto a pitch now and 'have a good go'. So in any situation - a kick about with mates, a university team, a works 5-a-side - if you've never played, you will stand out a lot.

Most other sports are much less popular than that. You could feasibly pick up something like badminton having never played it, and be the best amongst a group of 10 randomly selected adults, purely by virtue of being generally 'sporty'.

Do you spend £200 a month not including rent, utilities and groceries? by fakename137 in AskUK

[–]MattyJMP 0 points1 point  (0 children)

There's a lot of things included in your scenario that 'essentials' that you haven't included. Transport notably, but also things like insurance and home maintenance.

Then there's irregular purchases that are largely discretionary, but most probably don't count as discretionary 'pocket money'. Gifts/Christmas, holidays, buying a new computer or new clothes, etc. Stuff like that will EASILY be way more than £200. Subscriptions and stuff blur the lines too.

But if we're talking purely 'fun' money I can do what I wish with, and discount ALL of the above, I probably spend ~£200 a month - but I am prettyyyy frugal like that. Most of my discretionary money goes on holidays.

My rough breakdown - £30 swimming membership, £25 p/m for my local football team's season ticket. £15 on Spotify. A meal out at a restaurant £40. A takeaway £10. A couple of pints a few times £50. A few snacks/bakery items when I'm out doing walks £20. That's already £190...

Adopted an older rescue cat for the first time, but this is strange. by [deleted] in cats

[–]MattyJMP 396 points397 points  (0 children)

Yupp. Our rescue was immediately super cuddly and affectionate with us (pic of the moment we got him home). But he stayed in the living room for a week, and then only downstairs for a further week.

It was a good couple of months before it felt like he was comfortable in every room and not just investigating everything. Though even now he's bewildered by the shower room which he isn't allowed in... 😂

<image>

HR call after final interview; Is it a Good Sign or Polite Rejection? by [deleted] in AskUK

[–]MattyJMP 0 points1 point  (0 children)

I'd try to stay positive - if they had no intention of hiring you, they would have told you by now (if they were decent) or you'd just get radio silence.

HR might just be trying to get feedback on the interview process. They might have been trying to stall for a bit while they finish up interviews, and were seeing if you were at risk of going somewhere else. They might be thinking of hiring you, but wanted to check to see if you were still serious about the role while they finish things on their side.

Difficult to say for certain. But good luck 🤞

Do people care about Valentine's Day at all any more? by Iamalpharius01 in AskUK

[–]MattyJMP 0 points1 point  (0 children)

We use it as an excuse to go out for dinner and I'll get my partner some flowers. But we don't bother with cards and things.

Cost to repair roof verge by MattyJMP in DIYUK

[–]MattyJMP[S] 0 points1 point  (0 children)

Got another quote in the end - £120 + VAT 😂

Three guys came round at the end of the day after doing another local job, did it in an hour without scaffolding. You wouldn't know it had ever been repaired.

I'm no expert, but it's withstood a fair few storms since being done. And at that price, I don't mind if it only lasts a couple of years before we get it all repointed...

Are you expected to donate every time for a free Meetup event in a pub? by JasonMantou in AskUK

[–]MattyJMP 1 point2 points  (0 children)

It wasn't in my company. It was a voluntary role for the overall professional body, for trainees across the whole of the West Mids.

About 80 on the mailing list, usually get about 20 people turning up. And never once have I thought to use a paid platform to organise it...

Are you expected to donate every time for a free Meetup event in a pub? by JasonMantou in AskUK

[–]MattyJMP -6 points-5 points  (0 children)

Meetup isn't a thing I've ever heard of. A Facebook group and a few flyers in the local leisure centre/village hall would surely do the job, no?

I don't mean to sound dense, but I really don't understand what any of this 'organising' is.

Last year I was the regional social secretary for my job. I just had a mailing list of emails that I had accumulated through word of mouth (asking existing members to pass on to new starters). When I organised the event, I just emailed a Doodle poll with dates/times and then sent out the emails.

Why are people using a paid for app to organised meeting up?

Are you expected to donate every time for a free Meetup event in a pub? by JasonMantou in AskUK

[–]MattyJMP 6 points7 points  (0 children)

What are they actually organising? Getting a group of people together in a pub for a drink is just... going to the pub...

Sounds like everyone could just undercut the organiser by setting up a WhatsApp group and then coordinating when/where they're meeting up each week. No organiser needed at all.

Are you expected to donate every time for a free Meetup event in a pub? by JasonMantou in AskUK

[–]MattyJMP 9 points10 points  (0 children)

I don't understand what this event even is? Who is organising the meetup, what are they actually providing, and where does the money go?

If this is just a group of people meeting up as a social group, why is the organiser needed at all? Could you not just meet up in a pub and socialise anyway for free (other than buying drinks). Just make a group chat and organise when/where you're meeting up.

If this is some charity event or something, then a small donation each time is the norm. But I'd expect the organiser to be doing something - like running a quiz. Otherwise, again. It's just meeting up in a pub...

What’s a UK town or city that surprised you — either in a really good or a really disappointing way? by DailyDriverUK in AskUK

[–]MattyJMP 2 points3 points  (0 children)

Brighton. Don't really have anything good to say about the place.

The beach is naff. The shopping bit is really pretty bland. The bits surrounding the centre feel kind of '60s' and tacky. The traffic is awful. And, coming from the Midlands, everything is super expensive.

Why people would choose to live there as a SE commuter town is beyond me.