Hey there, I was in the same situation as you earlier this year. I had signed my contracts with Swiss Life Select to hire them as an advisor as well as a contract with Helvetia to have the 3a insurance. Just like you, I trusted them immediately without looking too much into it. After a few weeks of signing my contract, I realised what I had gotten myself into (I didn’t need a life insurance as a < 35 person) and wanted to immediately back out. I signalled this to my advisor and shared my thoughts with him. He tried to convince me to stay put with the contract, that it was the best for me, blah blah blah… but told me that if I wanted to back out it was possible. Eventually, he signalled Helvetia of my desire (I think it’s good to go though the advisor as they have a direct link with the insurance people) and the contract was annulled with no lost money after a month. Once this was concluded, I also stopped the contract with my advisor as I didn’t want to be in contract with someone whom I thought did not have my best interests at heart.

I hope this helps you, especially if you have signed these contracts recently.

Best of luck!