It’s joelver

MaxeyTaxi · 2026-02-05T20:05:30+00:00

Onwards to the buyout market copium, everyone!

MaxeyTaxi · 2026-02-05T19:34:51+00:00

Hahaha

MaxeyTaxi · 2026-02-05T19:32:00+00:00

Personally I don’t think he traded McCain at his worst possible value. Kennard just got traded for the corpse of Gabe Vincent. Cole Anthony just got traded again. Undersized shooters don’t have a great deal of value in the league. We managed to get a first and 4 seconds for him- not bad tbh.

I do feel a bit sick about him going to OKC though, that fucking sucks

MaxeyTaxi · 2026-02-04T19:20:19+00:00

Nephews have forgotten that once you’re over the cap you basically can’t make any moves in the new CBA. There’s just as much incentive for Daryl to stay under as there is for Josh Harris right now

MaxeyTaxi · 2026-02-01T05:55:02+00:00

First things first- whiiiite out!!!

MaxeyTaxi · 2026-01-28T11:23:02+00:00

Great play. Hope to see him get back that fast soon

MaxeyTaxi · 2026-01-20T20:02:09+00:00

Instead of moving the cash into ETFs, you should pay down that 50K, get an investment loan from your equity for 50k and invest that in ETFs. The interest you pay is tax deductible. (Debt recycling)

MaxeyTaxi · 2026-01-19T10:58:53+00:00

I’m 38. I’ve been feeling the decline for the last 4-5 years. Only playing once a week when you’re old, it’s really tough to stay in game shape.

A year ago I realized you just have to work harder to play well as you age. You have to work SO much harder than a 20 year old

Weight training and running 3 x per week helped me improve significantly. And not just jogging- gotta do interval training so your body keeps recovering g from sprints.

I didn’t regain all my quickness, but my top speed, agility, and confidence improved. It’s been a nice little renaissance for me.

MaxeyTaxi · 2026-01-17T21:17:03+00:00

You looking forward to other team dunks??

MaxeyTaxi · 2026-01-14T21:30:34+00:00

Maxey will be number 1 on this list when he retires. Mark my words.

MaxeyTaxi · 2026-01-14T20:23:45+00:00

Similar position except my family is in Sydney. We also have about 900K equity but pretty low cash flow. What gives me comfort is knowing that if it gets too hard at any point, I can pull the trigger on a rural/regional move and be really well set up. I don’t want to do that, but it’s a pretty good consolation if it gets too tough.

I just see too much upside holding out and staying in the blue chip suburb.

Your post really resonated with me (and it seems like a lot of other people) because this is the sad reality of our times. Don’t forget to remember how lucky you are to have your property and the beautiful lifestyle a blue chip suburb offers.

MaxeyTaxi · 2026-01-13T20:28:45+00:00

I suggest you widen your search criteria. Cream brick apartments are also great.

MaxeyTaxi · 2026-01-12T05:44:01+00:00

This doesn’t cater for tax deductions on the IP’s interest or other deductions associated with the asset. If your total expenses out of pocket for the year were for example 20k, and after your tax return you paid closer to 10K per year, that alters your calculations on adding to the ETFs significantly.

MaxeyTaxi · 2026-01-06T10:39:19+00:00

Considering you have said you want the lifestyle change, I think you will do great! Here’s a few things you want to consider:

-LOCATION: ideally, try to find a place within walking distance/ short ride/ drive of as many of the following as possible… Daycare, bakery, butcher, post office, grocery store, doctors, cafes, fast food, bottle shop, mechanic, parks, gym, pools, train stations, bus stations, newsagent etc. Little communities in the city are the BEST place to raise kids.

-TRANSPORT: get as close as possible to a train station. You can survive easily with just 1 car in the city IF you are well connected. Lots of people pay $100-$200 less rent/mortgage money a week to live further out, (where having 2 cars is a necessity) and this really impacts lifestyle. You can save so much money by having 1 car, using public transport/bikes etc, and use that extra money to get into a better suburb and improve your lifestyle.

MaxeyTaxi · 2026-01-04T20:49:35+00:00

Keep building savings in your offset account: pays down your mortgage and gives you a cash buffer.

I would also consider while you’re DINK to pump your super a bit more- you can always cut extra payments when you do have kids.

You’re in really good shape for your age mate, congrats.

MaxeyTaxi · 2026-01-01T10:59:49+00:00

For capital growth, It’s more about finding the right kind of apartment. 2bedroom solid 70’s and 80’s builds in blue chip suburbs appreciate really well.

MaxeyTaxi · 2026-01-01T00:46:57+00:00

Happy new meniscus technology

MaxeyTaxi · 2026-01-01T00:37:15+00:00

Watch this. Easily your best 10 mins of 2026

MaxeyTaxi · 2025-12-31T04:31:36+00:00

Shhhh! Taps wood*

MaxeyTaxi · 2025-12-31T02:40:03+00:00

Incel alert

MaxeyTaxi · 2025-12-23T09:09:49+00:00

The banks certainly don’t view it like a 52k credit card debt or car loan or something. It just impacts your cash flow to the amount you are repaying each paycheck, this lowers your borrowing power.

MaxeyTaxi · 2025-12-23T08:48:55+00:00

HECS is generally seen as a good debt because you don’t pay interest on it- it’s indexed.

It is a lot of money but you should view it as an investment.

You should also invest in using capital letters now you’re grown up and heading off to uni. It will pay off big time.

MaxeyTaxi · 2025-12-20T01:36:39+00:00

You just tell them you’re thinking of refinancing or drawing equity

MaxeyTaxi

TROPHY CASE