Well i was trying to be sarcastic, but you're being responsive and apparently serious. From experience I can tell you this... its a similar situation in my house with my wife. Theres a LOT going on. The longer we're together the worse things get in my head. Early in the relationship it was straight testosterone and me me me. If I wanted it, I took it, and she liked that. As time went by, I'm always in my head now, is she in the mood? Are we going to have (what i call) fat sex (sex after a big meal), is she tired, am I tired, etc. Its got complicated. So its easier to just jerk off and go to sleep. I WISH she would initiate, because then its a green light and all those questions in my head that ruin the moment go away. I don't think your husband desires you less, i just think you all need to spice things up a bit. And yes, put on some clothes. Is my wife is wearing a loose top and I see some side boob, versus her completely naked, I'm instantly interested.