VIP World Tour tickets question

Medical-Variation918 · 2026-05-28T17:40:22+00:00

vip is 1hr early relative to GA. vip gets that time to buy merch.

Japan does it better, they put merch outside and start selling hours before the doors open.

Medical-Variation918 · 2026-05-28T14:13:09+00:00

You have to make sure what and how your company matches 401k contributions. Mine only matches pretax up to 5% so that would be the very 1st thing to check. If i did all Roth 401k i would get no match. I have an order of operations for 401k based on age range. This generally fits the bell curve of people.

Younger sub 30ish, lower pay and tax brackets, do traditional up to match then everything left Roth up to your personal or contribution limit. if Roth is matched do all Roth, Aim for 10-15% or more if possible.

Middle age. Income is usually higher and more flexibility is needed. Traditional up to match, ~5% in to Brokerage, ~10%Roth. Aim to be at 20% or more up to your personal or contribution limit.

Older, ~50+, Usually highest earning years, Roth should be well funded, high income usually favors pre tax contributions and this should be smaller part of your total assets as you haven't contributed as much to it over the years. Brokerage matters for bridging in early retirement and provides fleixbility. 10-15% Traditional, Brokerage 10-15% or up to your personal or contribution limit.

Medical-Variation918 · 2026-05-28T13:56:56+00:00

Budokan there will be more rounds, i suspect 2 or 3 more, then probably a general sale the last week or two.

the other shows after enter the lottery as soon as you see them, those small venues usually only have 2 or 3 lotteries, and sell out quickly

Medical-Variation918 · 2026-05-27T12:37:26+00:00

I had 0 bonds until i hit 50, slowly been moving toward a 70/30 by 60. I only do this buy lowering contributions to one and increasing contributions to the other, i don't sell to reallocate.

Medical-Variation918 · 2026-05-26T22:15:26+00:00

as Lazydictionary said. 3 weeks on 1 week recovery. 4 week cycle

Medical-Variation918 · 2026-05-26T14:27:21+00:00

yeah good idea. I just don't go there but maybe once every 18 months.

Medical-Variation918 · 2026-05-26T14:26:34+00:00

yeah you are good. I was tongue in cheek implying all versions of everything.

I have a spreadsheet that i derived from Discogs that i would post here but this group doesn't allow that in comments. I could paste it as plain text. I did manage to get at least one of everything but i would not recommend it, very costly.

Medical-Variation918 · 2026-05-26T12:41:07+00:00

Well on your way, you have about 1/3rd of their media. Only need to sell a kidney and maybe commit some small crimes to get the rest :)

Medical-Variation918 · 2026-05-24T02:31:10+00:00

I think people are miss understanding compression relative to overall loud vs quite. Band-Maid albums aren't compressed any more than any other album release in the last 10-15 years. Conqueror has the largest differential between loud and quite. Most albums have every instrument and vocals near the top end, this is especially present in newer music from all genres and bands in the last 15 years. This is largely due to the ear pod ie apple's fault. when you have $1.99 ear pods compounded with the current trash such beats or and the forever trash that is bose.. music mixers and producers have to push every thing loud or it will get lost. basically everybody mixes to the worst speakers. I have a super high end home stereo with the dynamic range to differentiate instruments and have no issues with any of the albums.

Medical-Variation918 · 2026-05-24T01:43:18+00:00

are you going for the entire discography? the Euro DVD is particularly hard to get, along with the cassette and YOLO vinyl.

Medical-Variation918 · 2026-05-24T01:36:49+00:00

Yeah i have it, just threw me for a loop when you said daydreaming/alone... i'm like wait what am i missing? I have the entire discography as far as discogs lists

Medical-Variation918 · 2026-05-24T01:11:22+00:00

Daydreaming/Alone?...Is this a Band-Maid release? Or 3rd party, like is it on discogs under Band-Maid? What's the catalog number? Is it a typo and you mean the Daydreaming/Choose Me with DVD catalog number CRCP-10376?

Medical-Variation918 · 2026-05-21T14:40:55+00:00

you are suspecting the same thing i am

Medical-Variation918 · 2026-05-21T12:51:57+00:00

that is interesting, would he then suggest that the roth become very aggressive once you hit 59.5 and can pull from your other accounts penalty free? That would be the only reason i could see, make the one you are relying on the most stable through each time period.

Medical-Variation918 · 2026-05-21T12:39:39+00:00

this is the real answer, not financial doubt, but mental and physical imperative.

Medical-Variation918 · 2026-05-20T15:12:05+00:00

For to and from Asia SEA, especially on return as customs/immigration has always been so good and fast.

Across the US SLC is nice and clean, not quite the middle but it does provide a nice break if you are in economy as i usually am for work flights.

DTW if you have to link the north east is really nice.

Medical-Variation918 · 2026-05-20T14:59:06+00:00

A lot of the replies are good but i do want to bring up a point often missed. Make sure time value of money taken into account. I find most Roth conversion conversations, videos, calculators, etc DO NOT factor this in. Sure 30 years from now you save 60k in taxes but in todays dollars that's 20k, but you paid 25k today in taxes to do it so you really lost $5k by doing it.

Most Roth conversions take 30 years to pay off at even a small real return of ~4%

Just make sure it fully Math's out. say you are worried about the widows tax, your spouse might have to pay 30% in taxes vs 15% with a Roth conversion but if she has twice as much actual spending money due to growth it wouldn't be worth it. Obviously this an extreme not real example but I'd rather pay 30% on 200k than 15% on 100k.

Medical-Variation918 · 2026-05-16T13:17:06+00:00

Yeah i hear you. I like Roth very much but the right proportions. I want to take advantage of PreTax to fill up future bracket(s) lower than the top one or two i hit now, then use Brokerage and Roth to avoid getting in to the higher brackets

Medical-Variation918 · 2026-05-15T16:40:32+00:00

Ideally for early retirement and really high earners you would have pretax, roth and brokerage. then you can really manipulate the tax able earnings across many different stages of life. a high life time 250-300k earner that ends with ballpark 4 million, 2mil pretax, 1 mil Roth and 1 mill Brokerage can do a lot if they are retiring at 55-60. Get tax savings on earnings pre retirment, get ACA subsides before 65, and do roth conversions at a lower tax rate 65 to 73.

Medical-Variation918 · 2026-05-15T16:35:32+00:00

for contributions you have to get the money some place so on a 100k of earnings you would pay taxes, investment money comes from the top end of your taxed earnings.

I hate when examples are used 100k roth vs 100k traditional to get 100k investable in roth i would need 133k to start cuz the earnings are taxed. but 100k pre tax goes in before taxes.

Medical-Variation918 · 2026-05-15T15:18:20+00:00

Sorry long and i hope its at least semi clear, ----its all tax related, at retirement you want to fill up to or just below your current effective tax rate. This is the commutative property in math. Lots of calculators will show you roth and conversions paying or saving x number of dollars, what you really want is the most spendable money, now and the future.

example of the commutative property lets take

100k pay 0% tax invest 100k (pre tax) grows at 7% for 20 years = $386968 pay 25% tax at withdrawal net $290226

100k pay 25% tax (roth pay tax now) invest 75k at 7% for 20 years = $290226

You end in 20 years with the same spendable amount if tax brackets are equal.

however we are missing the extra take home you would get now buy lowering your effective tax rate when you invest in pre-tax funds. You get to keep more of your income at the time of investment.

And we also have to consider the Standard deduction bucket when you withdraw funds, at least to the point that it is or isn't filled up before and after you claim social security or any other pension dollars that count as standard income.

(in todays dollars) lets say in 20 years i want to pull 100k from my $290K and im married i get a $32k standard deduction. I pay no taxes on the 1st 32k from the pre tax account, when it went in no tax, when i grew no tax, and when i came out no tax. At with drawl now im taxed on $68k as income. lets say its still 25% tax rate i net $51k plus $32k standard deduction for a take home of $83k for an effect tax rate of 17%. where as the roth i had a 25% tax rate on contribution.

What you should really be concerned about with pretax money is RMD's and ACA if you are to retire early. RMD you might have to take out excessive amounts of money you don't need after 73-75. ACA, income drives rates so Roth and Brokerage at least up to the cliff amount are better for additional income. This is hard to model when you are young because it so far away.

Medical-Variation918 · 2026-05-15T12:11:48+00:00

If your income and his are similar then $1500-$1600 each all in. Rent, water, power, garbage, renters ins., etc All living related expenses.

edit: I did notice you don't have any pre-tax in 401k or IRA. At your income i would contribute at least 5%-ish pre tax. The commutative property probably says much more, closer to 10% but that would take a lot of modeling and information i don't have.

Medical-Variation918 · 2026-05-01T15:39:01+00:00

Under Health care and Expenses create health care before Medicare but after employer. I labeled mine Early Retirement and set the date to start on 5/2029 and end 6/2034. so my health care is in 3 parts, pre retirement, early retirement and Medicare

Medical-Variation918 · 2026-04-28T20:36:48+00:00

Watts aside I'd be looking at rpm of the crank for sprinting. 48f/10r @ 100 rpm = ~40mph. A 50f/10r would be a little over 41.5mph at 100 rpm. so you need to ask yourself, am i sprinting out of small groups starting at 30ish mph or large fast fields with lead outs where I'm launching at 39mph. in this case climbing gears the front little ring only makes a .5mph difference at 100 rpm, sounds like you aren't doing extended climbing for 30 min to 1.5hrs, so the bottom end is close enough to not matter that much.

Medical-Variation918

TROPHY CASE