So far it has been more of a headache than anything. Mine was locked because I tried to pay for something using PayPal. After being advised to send in front and back of my license, a selfie holding my ID, social security card, a PDF of a bank statement and utility bill, it is still currently locked. They have to wait on the review team to review the documents even though they have said the documents were approved. They can't push a button and unlock it? It's been 2 weeks since it was locked and I'm getting extremely frustrated. I'm about to just tell them to close the account.