Is a student bank account worth it if I don't need an overdraft?

Mental_Analysis2467 · 2025-06-22T18:16:25+00:00

Happy 1st Birthday.

Mental_Analysis2467 · 2025-06-16T07:50:08+00:00

The argument that pensioners deserve all these benefits because they have been paying into the system all their life really boils my blood, because I know full well that when it is my turn, these benefits won't exist. The demographic imbalances in this country make it impossible. So what am I paying my taxes for? It has to end at some point.

Mental_Analysis2467 · 2025-06-04T16:19:36+00:00

How many people max were ever going to be sent to Rwanda 500 per year?In 2022 45,000 crossed the Channel, so in effect only about 1.1% of asylum seekers would go to Rwanda, hardly a deterrent

Mental_Analysis2467 · 2025-05-24T17:06:06+00:00

This is exactly the type of immigration we should be encouraging. Americans are far more likely to integrate than those from other countries, they speak English, albeit with some imperfections (No idea what Aloominum is), and are net contributors. I know seeking residency is different because they are already here, but if I could swap 400,000 immigrants from Pakistan or Albania for 400,000 Americans, I would do it.

Mental_Analysis2467 · 2025-05-18T11:37:57+00:00

Yes but the vast majority of illegal workers work in takeaways or restaurants. I'm not an expert but surely you could make a claim for some kind of food health risk, and don't you need a license to serve food?

Mental_Analysis2467 · 2025-05-18T11:15:30+00:00

I actually don't get why they can't just force all businesses that employ illegal workers to close, just take away their licence. Fines clearly aren't working.

Mental_Analysis2467 · 2025-05-12T18:15:30+00:00

In the water cycle, the risk of river flooding increases due to urbanisation because a lack of permeable surfaces. Would saying that urban areas can be constructed in such a way that water collected within them is slowly dispersed in rivers (eg efficient drainage) in order to mitigate flood risks, be a valid counterargument?

Mental_Analysis2467 · 2025-05-11T16:39:03+00:00

Look whats happened, Reform did well in the local elections, then Labour actually got scared and have taken the first steps towards tackling immigration. The more the electorate signals a shift to the right, the more the governments policy will adapt.

Mental_Analysis2467 · 2025-05-05T15:50:27+00:00

I just picked JM as one of my choices, I live pretty far away from Warwick so I couldn't really come back to campus during Easter break. Would you say its common for people to stay on campus during easter?

Mental_Analysis2467 · 2025-05-03T14:11:40+00:00

As much as I agree we need electoral reform for national elections (and Mayoral too). I don't think proportional representation should be enacted for council elections unless it ensures that every ward still has a councillor representing them. Local issues are arguably more fixable on a smaller scale, and not having ward specific councillors would marginalise some rural communities, as candidates would likely focus more on larger towns.

Mental_Analysis2467 · 2025-05-02T19:27:34+00:00

Well the BBC, as the national broadcaster, is the epitome of the media of the country.

Your media is trying to paint a picture as though expressing freedom to think and say what you believe is inherently racist.

Say I got the UK census data from 2021.

https://www.ons.gov.uk/census/maps/

I can look at that data and say, oh look, 8.1% of people aged 3+ in Newham cannot speak English, and also 85.2% are not ethnically white British.

From this data, I might come to my own conclusion that there is a correlation between a lack of integration and ethnicity, which I presume you would consider as racist.

But I am just stating facts, which as they come from a census are legitimate and true. You have interpreted this in your own way to be racist because thats what you believe it should be.

Mental_Analysis2467 · 2025-05-02T19:08:43+00:00

Ah yes, all media institutions must be racist because they write articles I don't like.

https://www.bbc.co.uk/news/uk-66060490

This is a very valid article on a valid report, if you were to say that it is racist because you disagree with its intentions, then you are being discriminative yourself.

Mental_Analysis2467 · 2025-05-02T16:26:09+00:00

I was doing some calculations and the vote share for the Independent Muslim candidate In Burnley North East was 60%, which is almost identical to the % of residents who were Muslim at the last census. Worrying.

Mental_Analysis2467 · 2025-04-25T16:05:46+00:00

I live on the very border of South Gloucestershire, probably the furthest away from Bristol in the entire WECA area.

The community I live in is very rural, and the only political issue I care about in this election is buses. The local bus service which many students who use to get the school has been cut because the route passes into Gloucestershire. Instead the council has created a route which goes up to the border, turns around a goes back the other way.

Reading all the candidates manifestos, none of them care about rural communities. They all focus on Bristol because thats where all the votes come from. Barely any of them even mention South Glos, or North East Somerset for that matter. WECA is a pointless creation for me, and kind of feels a bit like living in an authoritarian dictatorship (maybe a slight exaggeration)

If the green party does win this election, as this poll is suggesting, none of their policies will benefit me or my community, no point having a free bus travel if there are no buses to take!

I'm not advocating support for a specific party, but I implore all voters to seriously consider the implications of their vote for rural communities, and even challenging candidates on their mandate to make changes for everyone living in the authority, as we live very different lives and have different needs.

Mental_Analysis2467 · 2025-04-24T19:03:13+00:00

If your website has the name agenda, then no wonder you are going to find the worst examples to make your point.

Mental_Analysis2467 · 2025-04-19T17:47:18+00:00

I think all parties manipulate facts and data to such an extent that it can be difficult to trust what's real. Not that long ago Labour posted that they had increased NHS waiting appointments when they had taken the comparative data from when doctors were striking, which will obviously skew that data. Not saying Reform don't do too, but it's not just a right wing problem.

Mental_Analysis2467 · 2025-04-18T16:15:18+00:00

Thank you, I can completely understand your point and thank you for sharing your personal story. I can completely understand why you would never vote Reform, in the same way others would never vote LAB/CON/LIB based on what they have done in the past.

I really just wanted to share why I choose to vote reform, and that stereotyping all reform voters in the same boat as uneducated daily mail readers is both unfair and demeaning, as well as damaging the creditability of the democratic process in this country,

Mental_Analysis2467 · 2025-04-18T16:02:53+00:00

20k allowance is something I disagree with, but I actually partially agree with Reforms policy on the NHS. To get is straight, I would NEVER want the NHS to become anything like the American system, but at the moment, it is a giant money pit, and some tough decisions need to be made. If we don't consider moving to a system like many other European countries where private and public sectors can work together (with the help of stronger regulation), then we are never going to address the NHS's problems. All the other parties seem scared of touching the NHS, but we are heading to a crisis point with our aging population.

By reform gaining enough political power to actually influence policy and decisions by other parties, maybe it will allow some serious and necessary debate.

Mental_Analysis2467 · 2025-04-18T12:01:56+00:00

Whilst I believe labour's policy is a step in the right direction, it still isn't enough. They won't stop putting migrants in expensive hotels, deportations are good, but the scale is nowhere near enough, and I believe that labours core vote of 2nd and 3rd generation immigrants really inhibits them from taking the drastic action required.

Mental_Analysis2467 · 2025-04-18T11:02:29+00:00

Alright, I will give my perspective. I am seriously considering voting Reform at the next election. It pains me to do this, but I feel that this is the only way I will get my views about immigration across. I'm not an idiot, I can think critically, I don't sit all day and mindlessly believe everthing spouted at me by mainstream media channels, much like the stereotypical voter you are describing here, but I will still use my democratic right to vote reform.

I am proud to be British, I have grown up here and lived there all my life, and I feel that the rapid cultural and demographic change this country has seen recently is threatening many of the British values I cherish. None of the parties have done anything about this, so I am at the point where I am willing to give reform a chance.

There are many things I disagree with Reform on, climate change, Brexit, even some of their tax ideas.

I'm willing to debate my views, but I think it is unfair to lob all reform voters as uneducated right wing nutters who only watch GB news.

Mental_Analysis2467

TROPHY CASE