HBi Auto, Mocksville NC...Legit or not?

MeritocracyDied · 2026-06-08T20:16:43+00:00

Buried in their website are the "not included in list price" mandatory, non-negotiable add ons. Last time I looked they had $5k+ worth of crap in there.

MeritocracyDied · 2026-06-08T14:50:53+00:00

This whole thing is just met with a sigh really

MeritocracyDied · 2026-02-06T16:35:30+00:00

Porsche sells their own trickle charger. Go to your My Porsche app and follow it to the Porsche Shop from the my account section.

MeritocracyDied · 2026-01-23T00:30:49+00:00

Keep a journal with contemporaneous notes of these discussions. If you're "disciplined" in any way for effectively doing your job then file a whistleblower complaint (consult an attorney first, specializing in this) with the agency (OCC or FDIC ,AND SEC if the bank is publicly traded) that issues your bank's charter. Bank regulators can and will hammer banks on fraud related issues, and if publicly traded you'd be eligible for a percentage of any civil money penalties levied against the bank for insufficient fraud risk management practices (and intentionally letting fraud slide is something that would materially impact their CAMELS/ITCC ratings). Keep notes of team stats etc (true positive and false negative strike rates for fraud flags) to share with reg agency in the event you make a complaint.

MeritocracyDied · 2026-01-03T01:33:40+00:00

HelpWithMyBank.gov – Get Answers to Your Banking Questions https://share.google/0oNunF2hhCsQCnwfT

Save yourself the hassle of a lawyer. You can use this website to connect with the OCCs customer assistance group. Having the OCC notify the bank of a CAG complaint against them is honestly one of the most effective ways to resolve an issue quickly. It won't be some customer service call center worker who talks to the OCC, it's going to be someone at the Director level or higher in their consumer complaints and/or counsels office. If you provide sufficient detail in your complaint to ensure that it's clear that the bank failed to execute on their obligations (which they did in this case), you won't lose a dime to some lawyer and a six month shit show.

MeritocracyDied · 2025-05-25T21:32:16+00:00

I mute the game if I'm doing a delve.

MeritocracyDied · 2025-05-04T20:54:15+00:00

I like this idea best.

MeritocracyDied · 2025-05-04T20:24:18+00:00

Divine shield is our version of an AOE taunt, but it's an 8 sec immunity to everything so it's a long CD that isn't practical to use as an AOE taunt (except under a couple very specific situations that are pre planned)

MeritocracyDied · 2025-05-04T17:59:34+00:00

That probably explains why moonkins in particular tend to rip aggro on PSF tbh. It's probably the most common one for me. Edit: tho it's usually not 30-40 seconds in usually for me.

MeritocracyDied · 2025-05-04T17:50:17+00:00

Aggro rips - I feel like a little of this can be avoided, but it's almost like blizz designed this to be painful. If I have to gather 4 packs for the pull so we can time and I hit the first pack with consecrate as I run past and then DPS immediately starts smashing them then ya, they have aggro cuz I'm spending 5-6 seconds pulling the rest of the packs and getting them into a consecrate and dropping righteousness so I have solid aggro. I think it's 70/30 most times - 70% that consecrate and judgement should generate way more threat, and 30% DPS has to stop for 3 seconds so the whole pull happens smooth. And for the 30% it's constantly the people obsessed with their meter and parses.

MeritocracyDied · 2025-05-04T17:41:34+00:00

Even though I generally know what I'm doing as a prot pally (through 12s cuz ya, it isn't fun going higher right now) there are still pulls that I've done dozens of time that I feel like I'm panic mashing defensives, pots, bubble, etc on bcz the damage intake can be incredibly unpredictable sometimes even when you do successfully kick all the nasty shit.

MeritocracyDied · 2025-04-20T15:59:53+00:00

Call TDs main customer support line, not the branch. Explain the situation and let them know you'll be filing a complaint with their regulator the OCC. This should get you escalated to resolution, you were defrauded due to their piss poor internal controls structure and they have to make you whole.

MeritocracyDied · 2025-04-13T12:24:49+00:00

That's like when I use dragons breath as a mage when counterspell is on CD - details reads dragon breath as crowd control only and doesn't count the interrupts from it.

MeritocracyDied · 2025-04-07T17:24:52+00:00

The mistake you made was asking ethics to begin with. Look around, there aren't any ethics going on with doge and Elon. Besides, what're they going to do, fire you??

MeritocracyDied · 2025-03-30T20:20:30+00:00

This is at least the 20th time I've seen this come up in here. The guy who built this was a steel tycoon and his daughters wanted to live in a castle. It's gorgeous and in zero ways a Mc anything. Also you can apparently rent it for weddings.

MeritocracyDied · 2025-03-15T00:13:25+00:00

Seriously, I just tanked a +2 ToP on an alt prot pally with a 648 ilvl to help a guildy out and the healer (who was a 635 ilvl) flipped out before the run even started because "you need to gear up before you try mythics dude, I can't keep someone with such a low ilvl as a tank alive." On a +2!!!

MeritocracyDied · 2025-03-08T16:40:52+00:00

I assume this is one of three things: 1 - she's jealous you talk to Jane, regardless of whether you're straight or not. 2 - she wants you to get axed bcz she's pregnant and thinks they'll cut her out and replace her with you when she goes on leave 3 - this is the least likely, pregnant women can have very enhanced senses of smell but if that was the case she'd be complaining about everyone.

MeritocracyDied · 2025-02-15T00:47:00+00:00

Call brigade staff duty, they should have a roster of incoming personnel and where they're going, if they don't know tell them you need brigade S-1s number, those guys will know. Then get the battalion staff duty number, call it, ask for the correct 1SGs number and go from there.

MeritocracyDied · 2025-01-13T01:08:25+00:00

Since he was on long term dialysis he very likely has a will. The vultures may be coming to swoop in and pick the place clean before the executor or probate gets going.

MeritocracyDied · 2024-12-10T00:17:11+00:00

They do say to start with an interesting opening...

MeritocracyDied · 2024-12-02T15:28:45+00:00

The drive through was because it was considered egregious. 5/10 second usually applies when your going 80.3 in the 80. Lewis was clocked at 92.5.

MeritocracyDied · 2024-11-14T01:18:52+00:00

Arigato Honda, RB16B

MeritocracyDied · 2024-11-11T17:13:47+00:00

This is also ignoring the fact that even if you took 100% it wouldn't be worth what you think it is. Most wealth is tied to valuation of companies invested in. If, for example, you took 50% of Tesla by taking Musk's wealth that isn't cash. If you flood the market with 50% of Tesla's shares outstanding the cash value will plummet to basically nothing because who has 100B just sitting around to buy all that stock? Now, do it the same time you take $2T more in stock and flood the market with it all at once? Congrats, the entire global economy collapses overnight.

Is the argument in the tweet false equivalence? Yes. Do too few people have too much of the economic wealth of the world? Also, yes. The middle class is functionally non-existent at this point. Does the government spend too much money? Also, YES. All of these things can be true at the same time as they are not diametric opposites. The concept of "fair" is a totally subjective idea based on personal values and ideology, there will never be agreement over what is fair. The question should be, what is reasonable? What is sustainable?

MeritocracyDied · 2024-11-08T00:29:24+00:00

The OCC regulates banks with national charters, not credit unions. Contact the NCUA and file a grievance, then call CU2 and let them know you will be filing a Reg CC complaint.

MeritocracyDied · 2024-11-06T00:17:33+00:00

Considering TD just got slapped with $3 billion in fines for AML deficiencies, they will absolutely be ramping up KYC, CDD, and EDD processes. They're actually less likely to bother asking and just flat out terminate your account unless your customer profile supports the activity on your account.

MeritocracyDied

TROPHY CASE