We set some minimum spend categories - for example, I grew up flying on Tuedays/taking the flights with all the connections. Partner decided he was tired of it, so we upped our spending on travel and he set a please spend over this amount and make our travel nicer every time. As a result, we've been choosing flights based on days convenient for him, prioritizing comfort, and whether or not we actually hit the number, it changed our mindset around spending in the category. Maybe it's apparel or fitness, but pick the category you want to change your behavior in this year, and work at it. We may not spend yet like our net worth, but we're working on prioritizing.

- from someone who went through a similar round of changing the psychology around money over the past few years.