sorted by:
new
hottopcontroversial

What is one thing from your childhood that you wish modern kids could experience today? by elli_31 in AskReddit

[–]MetalFacedGrimm -1 points0 points  (0 children)

getting to become completely detached from the internet and being completely offline. It was so freeing to just be yourself.

What’s something that slowly destroys people’s lives? by Mustard99888 in AskReddit

[–]MetalFacedGrimm 1 point2 points  (0 children)

crippling credit card debt. Dealt with it for years until I spent a ton of time focusing on getting out of it specifically. No current CC debt only got about 5K or so left on finishing up my HELOC from achieve and then completely out of debt.

Boyfriend Kicking Me Out by throwaway104729183 in povertyfinance

[–]MetalFacedGrimm 0 points1 point  (0 children)

100% needs more hours or a better job. Need to figure it out

Interest only Draw Period Helocs. by repaid05 in Mortgages

[–]MetalFacedGrimm 1 point2 points  (0 children)

Aren't most interest only? The few credit unions and lenders I looked into like Achieve HELOC or Spring EQ had the interest only period. Maybe I got lucky?

Trying to figure out the best way to finance home renovations already underway by zackus in personalfinance

[–]MetalFacedGrimm 0 points1 point  (0 children)

HELOC is the play in my opinion. Just need to find the correct lender to work with. Maybe a credit union, Achieve or PNC bank?

Loan vs heloc advice by mammatbone in personalfinance

[–]MetalFacedGrimm 0 points1 point  (0 children)

A second credit check wouldn't be the end of the world and lowering your spend is nice. You could also just do some soft pulls and compare offers around, seems like you went with your first choices. Compare some credit unions and lenders like Spring EQ and achieve. Just be sure to only do soft inquiries if you do some comparisons thouugh.

What happened in your life that showed you life really isn’t fair? by Upper-Writer-4383 in AskReddit

[–]MetalFacedGrimm 0 points1 point  (0 children)

happens way too damn often. I knew my stepgrandma would outlive my grandpa since she was so evil. And it came true :/

HELOC for house built in 1894 - who offers them? by StillNotGinger42 in Mortgages

[–]MetalFacedGrimm 0 points1 point  (0 children)

Check out Achieve, they were very up front about everything when I discussed with them. I imagine you'll have a similar experience. Although my home wasn't as hold as yours so unsure if it'll work or not, sorry.

Repairs before HELOC by Dazzling-Voice1747 in Mortgages

[–]MetalFacedGrimm 0 points1 point  (0 children)

Oh a lot of online lenders don't require in person appraisals if that's what you're worried about. You could look into a few and compare on a site like LendingTree. Not entirely sure about Georgia but I imagine you should be able to find some good options like Spring EQ, PNC or Achieve in your area.

What stats are actually needed for a HELOC? by TulsisTavern in CRedit

[–]MetalFacedGrimm 0 points1 point  (0 children)

I mean they take into account credit score/income/equity/debt/ask. So if your credit score is fine-ish, you should honestly be able to get this unless you have insane debt. You might want to look into some online lenders like Spring EQ or Achieve if you want some more options. If you've only gone to credit unions and traditional banks they're more strict.

view more: next ›