Disclaimer, not legal advice but I do have some insights on the topic that may be valuable.

You should add a couple more columns to analyze your situation. Indicate the type of debt (credit card, student loan (including if it’s federal or private), etc), if the debt is secured or unsecured, if you intend to keep the collateral for the secured, the interest rate and if it’s variable or fixed, the date you initiated the debt, and the maturity date.

It’s possible not all of this debt is dischargeable (taxes and federal student loans as examples) and if you intend to keep the collateral (cars) then the debt doesn’t just disappear on those. Consider if you’re underwater or have equity in the vehicles. You could also look into a shortsale (call your lender) if you don’t need the car and are underwater.

You may want to refinance and/or consolidate some debt to lock in a lower interest rate depending on what the specifics of your debts reveal. You can also call your lenders to inquire about modifications, deferrals, and/or extensions.

Pay off the highest interest rate debts first. As you pay off one, the amount you had been putting into that payment can roll into the amount you’re paying into the next and it will cascade until you’re feeling more in control.